United Bancorp (UBCP) Interest income - Loans (2010 - 2026)
United Bancorp (UBCP) posted quarterly Interest income - Loans of $7.8 million for Q4 2025, up 6.78% year-over-year from $7.3 million in Q4 2024, and up 1.07% quarter-over-quarter from $7.8 million in Q3 2025.
United Bancorp (UBCP) Interest income - Loans (2010 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Interest income - Loans for 16 consecutive years, with $7.8 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest income - Loans rose 6.78% year-over-year to $7.8 million; the TTM figure through Dec 2025 stood at $30.6 million (up 8.07% YoY), while the FY2025 annual figure was $30.6 million, up 8.07% from the prior year.
- Interest income - Loans rose to $7.8 million in Q4 2025 per UBCP's latest filing, from $7.8 million in the prior quarter.
- Across five years, Interest income - Loans topped out at $7.8 million in Q4 2025 and bottomed at $4.8 million in Q1 2022.
- Historically, Interest income - Loans has averaged $6.3 million across 5 years, with a median of $6.3 million in 2023.
- Annual changes were most pronounced in 2021 — Interest income - Loans fell 15.9% — and 2023, when it gained 24.66%.
- United Bancorp's Interest income - Loans stood at $5.0 million in 2021, then grew by 12.88% to $5.7 million in 2022, then rose by 21.09% to $6.8 million in 2023, then grew by 7.34% to $7.3 million in 2024, then gained by 6.78% to $7.8 million in 2025.
- Business Quant data shows UBCP's Interest income - Loans at $7.8 million in Q4 2025, $7.8 million in Q3 2025, and $7.7 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.99 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 5.73 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.66 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.61 Bn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 7.88 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 7.88 Mn |
| Dec 31, 2025 | 7.84 Mn |
| Sep 30, 2025 | 7.76 Mn |
| Jun 30, 2025 | 7.68 Mn |
| Mar 31, 2025 | 7.33 Mn |
| Dec 31, 2024 | 7.35 Mn |
| Sep 30, 2024 | 7.23 Mn |
| Jun 30, 2024 | 6.99 Mn |
| Mar 31, 2024 | 6.76 Mn |
| Dec 31, 2023 | 6.84 Mn |
| Sep 30, 2023 | 6.45 Mn |
| Jun 30, 2023 | 6.13 Mn |
| Mar 31, 2023 | 5.81 Mn |
| Dec 31, 2022 | 5.65 Mn |
| Sep 30, 2022 | 5.38 Mn |
| Jun 30, 2022 | 4.91 Mn |
| Mar 31, 2022 | 4.79 Mn |
| Dec 31, 2021 | 5.01 Mn |
| Sep 30, 2021 | 5.17 Mn |
| Jun 30, 2021 | 5.09 Mn |