United Bancorp (UBCP) Interest Expense - Deposits (2010 - 2025)

United Bancorp's (UBCP) quarterly Interest Expense - Deposits came in at $827000.0 in Q4 2025, down 60.26% year-on-year from $2.1 million in Q4 2024, and down 63.41% on a QoQ basis from $2.3 million in Q3 2025.

United Bancorp (UBCP) Interest Expense - Deposits (2010 - 2025) Analysis & Trends

United Bancorp (UBCP) has 16 years of Interest Expense - Deposits data on file, last reported at $827000.0 in Q4 2025.

  • On a quarterly basis, Interest Expense - Deposits fell 60.26% year-over-year to $827000.0 in Q4 2025; TTM through Dec 2025 was $7.3 million, a 10.51% decrease from a year earlier, with the FY2025 full-year figure at $8.6 million, up 5.61% from the prior year.
  • Interest Expense - Deposits for Q4 2025 stood at $827000.0, down from $2.3 million in the prior quarter.
  • Over the last five years, Interest Expense - Deposits for UBCP reached as high as $5.8 million in Q4 2023 and fell as low as $3000.0 in Q3 2021.
  • Historically, Interest Expense - Deposits has averaged $1.3 million across 5 years, with a median of $1.2 million in 2021.
  • Across the five-year window, Interest Expense - Deposits tumbled 99.26% in 2021 and soared 6366.67% in 2022, its largest moves.
  • Year by year, Interest Expense - Deposits stood at $1.3 million in 2021, then grew by 27.16% to $1.6 million in 2022, then soared by 260.52% to $5.8 million in 2023, then tumbled by 63.95% to $2.1 million in 2024, then plunged by 60.26% to $827000.0 in 2025.
  • Per Business Quant data, the three most recent Interest Expense - Deposits figures were $827000.0 in Q4 2025, $2.3 million in Q3 2025, and $2.2 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 5.24 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 3.51 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 4.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.74 Bn
10 United Bancorp 86.39 Mn -194.34 Mn - 827,000.00

Historic Data

Download Data
DateValue
Dec 31, 2025 827,000.00
Sep 30, 2025 2.26 Mn
Jun 30, 2025 2.19 Mn
Mar 31, 2025 2.02 Mn
Dec 31, 2024 2.08 Mn
Sep 30, 2024 2.08 Mn
Jun 30, 2024 2.02 Mn
Mar 31, 2024 1.96 Mn
Dec 31, 2023 5.77 Mn
Sep 30, 2023 33,000.00
Jun 30, 2023 921,000.00
Mar 31, 2023 1.06 Mn
Dec 31, 2022 1.60 Mn
Sep 30, 2022 194,000.00
Jun 30, 2022 23,000.00
Mar 31, 2022 150,000.00
Dec 31, 2021 1.26 Mn
Sep 30, 2021 3,000.00
Jun 30, 2021 4,000.00
Mar 31, 2021 406,000.00