United Bancorp (UBCP) Interest Expense - Deposits (2010 - 2026)
United Bancorp (UBCP) posted quarterly Interest Expense - Deposits of $827000.0 for Q4 2025, down 60.26% year-over-year from $2.1 million in Q4 2024, and down 63.41% quarter-over-quarter from $2.3 million in Q3 2025.
United Bancorp (UBCP) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Interest Expense - Deposits for 16 consecutive years, with $827000.0 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Expense - Deposits fell 60.26% year-over-year to $827000.0; the TTM figure through Dec 2025 stood at $7.3 million (down 10.51% YoY), while the FY2025 annual figure was $8.6 million, up 5.61% from the prior year.
- Interest Expense - Deposits slipped to $827000.0 in Q4 2025 per UBCP's latest filing, from $2.3 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $5.8 million in Q4 2023 and bottomed at $3000.0 in Q3 2021.
- Historically, Interest Expense - Deposits has averaged $1.3 million across 5 years, with a median of $1.2 million in 2021.
- Annual changes were most pronounced in 2021 — Interest Expense - Deposits sank 99.26% — and 2022, when it surged 6366.67%.
- United Bancorp's Interest Expense - Deposits stood at $1.3 million in 2021, then advanced by 27.16% to $1.6 million in 2022, then jumped by 260.52% to $5.8 million in 2023, then tumbled by 63.95% to $2.1 million in 2024, then plunged by 60.26% to $827000.0 in 2025.
- Business Quant data shows UBCP's Interest Expense - Deposits at $827000.0 in Q4 2025, $2.3 million in Q3 2025, and $2.2 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 2.26 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.26 Mn |
| Dec 31, 2025 | 827,000.00 |
| Sep 30, 2025 | 2.26 Mn |
| Jun 30, 2025 | 2.19 Mn |
| Mar 31, 2025 | 2.02 Mn |
| Dec 31, 2024 | 2.08 Mn |
| Sep 30, 2024 | 2.08 Mn |
| Jun 30, 2024 | 2.02 Mn |
| Mar 31, 2024 | 1.96 Mn |
| Dec 31, 2023 | 5.77 Mn |
| Sep 30, 2023 | 33,000.00 |
| Jun 30, 2023 | 921,000.00 |
| Mar 31, 2023 | 1.06 Mn |
| Dec 31, 2022 | 1.60 Mn |
| Sep 30, 2022 | 194,000.00 |
| Jun 30, 2022 | 23,000.00 |
| Mar 31, 2022 | 150,000.00 |
| Dec 31, 2021 | 1.26 Mn |
| Sep 30, 2021 | 3,000.00 |
| Jun 30, 2021 | 4,000.00 |