United Bancorp (UBCP) Interest Expense - Deposits (2011 - 2026)
United Bancorp (UBCP) recorded Interest Expense - Deposits of $2.26 million in Q2 2026, up 3.3% from $2.19 million a year earlier.
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Analysis
United Bancorp (UBCP) Interest Expense - Deposits (2011 - 2026) Analysis & Trends
On a TTM basis, United Bancorp's Interest Expense - Deposits came in at $7.54 million as of Jun 30, 2026, down 9.9% year-over-year; for FY2025, it came in at $8.6 million, up 5.6% from FY2024.
- Annual Interest Expense - Deposits has increased for four straight years, with a five-year compound annual growth rate of 22.3% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Deposits came in at $8.15 million in FY2024 (+38.7%), $5.87 million in FY2023 (+257.5%), $1.64 million in FY2022 (+29.1%) and $1.27 million in FY2021 (-59.5%).
- On a year-over-year basis, Interest Expense - Deposits rose in four of the last five quarters, with an average decline of 7.5%.
- Peak year-over-year performance for Interest Expense - Deposits in the last five years was growth of 604.7% in Q1 2023, against a decline of 63.1% in Q1 2022 at the low end.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | United Bancorp | 84.83 Mn | 84.83 Mn | - | 2.26 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.26 Mn |
| Dec 31, 2025 | 827,000.00 |
| Sep 30, 2025 | 2.26 Mn |
| Jun 30, 2025 | 2.19 Mn |
| Mar 31, 2025 | 2.02 Mn |
| Dec 31, 2024 | 2.08 Mn |
| Sep 30, 2024 | 2.08 Mn |
| Jun 30, 2024 | 2.02 Mn |
| Mar 31, 2024 | 1.96 Mn |
| Mar 31, 2023 | 1.06 Mn |
| Mar 31, 2022 | 150,000.00 |
| Mar 31, 2021 | 406,000.00 |
| Mar 31, 2020 | 1.12 Mn |
| Mar 31, 2019 | 1.13 Mn |
| Mar 31, 2018 | 457,000.00 |
| Mar 31, 2017 | 229,000.00 |
| Mar 31, 2016 | 201,000.00 |
| Mar 31, 2015 | 265,000.00 |
| Mar 31, 2014 | 307,000.00 |
| Mar 31, 2013 | 449,000.00 |
API Access
United Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();