United Bancorp (UBCP) Interest Expense - Deposits (2010 - 2025)
United Bancorp's (UBCP) quarterly Interest Expense - Deposits came in at $827000.0 in Q4 2025, down 60.26% year-on-year from $2.1 million in Q4 2024, and down 63.41% on a QoQ basis from $2.3 million in Q3 2025.
United Bancorp (UBCP) Interest Expense - Deposits (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of Interest Expense - Deposits data on file, last reported at $827000.0 in Q4 2025.
- On a quarterly basis, Interest Expense - Deposits fell 60.26% year-over-year to $827000.0 in Q4 2025; TTM through Dec 2025 was $7.3 million, a 10.51% decrease from a year earlier, with the FY2025 full-year figure at $8.6 million, up 5.61% from the prior year.
- Interest Expense - Deposits for Q4 2025 stood at $827000.0, down from $2.3 million in the prior quarter.
- Over the last five years, Interest Expense - Deposits for UBCP reached as high as $5.8 million in Q4 2023 and fell as low as $3000.0 in Q3 2021.
- Historically, Interest Expense - Deposits has averaged $1.3 million across 5 years, with a median of $1.2 million in 2021.
- Across the five-year window, Interest Expense - Deposits tumbled 99.26% in 2021 and soared 6366.67% in 2022, its largest moves.
- Year by year, Interest Expense - Deposits stood at $1.3 million in 2021, then grew by 27.16% to $1.6 million in 2022, then soared by 260.52% to $5.8 million in 2023, then tumbled by 63.95% to $2.1 million in 2024, then plunged by 60.26% to $827000.0 in 2025.
- Per Business Quant data, the three most recent Interest Expense - Deposits figures were $827000.0 in Q4 2025, $2.3 million in Q3 2025, and $2.2 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 5.24 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 3.51 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.74 Bn |
| 10 | United Bancorp | 86.39 Mn | -194.34 Mn | - | 827,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 827,000.00 |
| Sep 30, 2025 | 2.26 Mn |
| Jun 30, 2025 | 2.19 Mn |
| Mar 31, 2025 | 2.02 Mn |
| Dec 31, 2024 | 2.08 Mn |
| Sep 30, 2024 | 2.08 Mn |
| Jun 30, 2024 | 2.02 Mn |
| Mar 31, 2024 | 1.96 Mn |
| Dec 31, 2023 | 5.77 Mn |
| Sep 30, 2023 | 33,000.00 |
| Jun 30, 2023 | 921,000.00 |
| Mar 31, 2023 | 1.06 Mn |
| Dec 31, 2022 | 1.60 Mn |
| Sep 30, 2022 | 194,000.00 |
| Jun 30, 2022 | 23,000.00 |
| Mar 31, 2022 | 150,000.00 |
| Dec 31, 2021 | 1.26 Mn |
| Sep 30, 2021 | 3,000.00 |
| Jun 30, 2021 | 4,000.00 |
| Mar 31, 2021 | 406,000.00 |