United Bancorp Inc /Oh/ (UBCP) Interest Coverage Ratio (2010 - 2026)
United Bancorp's Interest Coverage Ratio was 1.58 in Q2 2026, up 5.1% from 1.51 a year earlier.
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Analysis
United Bancorp Inc /Oh/ (UBCP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, United Bancorp's Interest Coverage Ratio was 1.53 through Jun 30, 2026, up 2.5% year-over-year; for FY2025, it came in at 1.51, up 1.0% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.50 in FY2024 (-19.7%), 1.86 in FY2023 (-52.4%), 3.91 in FY2022 (-23.5%) and 5.11 in FY2021 (+81.8%).
- The Q2 2026 figure marks the highest quarterly Interest Coverage Ratio since Q1 2024.
- Compared with a year earlier, Interest Coverage Ratio was higher in four of the last seven quarters, with an average decline of 3.9%.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q3 2021 (growth of 87.0%); the worst was Q2 2023 (a decline of 71.5%).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.58 |
| Dec 31, 2025 | 1.53 |
| Sep 30, 2025 | 1.49 |
| Jun 30, 2025 | 1.51 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.48 |
| Sep 30, 2024 | 1.46 |
| Jun 30, 2024 | 1.44 |
| Mar 31, 2024 | 1.61 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.79 |
| Jun 30, 2023 | 1.83 |
| Mar 31, 2023 | 2.12 |
| Dec 31, 2022 | 2.84 |
| Sep 30, 2022 | 3.71 |
| Jun 30, 2022 | 6.43 |
| Mar 31, 2022 | 4.87 |
| Dec 31, 2021 | 6.69 |
| Sep 30, 2021 | 6.33 |
| Jun 30, 2021 | 4.55 |
API Access
United Bancorp Inc /Oh/ Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();