United Bancorp (UBCP) Interest Coverage Ratio (2010 - 2025)

United Bancorp (UBCP) has 16 years of Interest Coverage Ratio data on file, last reported at 1.53 in Q4 2025.

• On a quarterly basis, Interest Coverage Ratio rose 3.67% year-over-year to 1.53 in Q4 2025; TTM through Dec 2025 was 4.95, a 0.99% increase from a year earlier, with the FY2025 full-year figure at 1.5, changed 0.49% from the prior year.
• Interest Coverage Ratio for Q4 2025 stood at 1.53, up from 0.1 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for UBCP reached as high as 6.69 in Q4 2021 and fell as low as 6.75 in Q3 2021.
• Historically, Interest Coverage Ratio has averaged 1.07 across 5 years, with a median of 1.2 in 2023.
• Across the five-year window, Interest Coverage Ratio slumped 126.13% in 2021 and soared 215.4% in 2022, its largest moves.
• Year by year, Interest Coverage Ratio stood at 6.69 in 2021, then plunged by 57.58% to 2.84 in 2022, then plunged by 36.26% to 1.81 in 2023, then fell by 18.34% to 1.48 in 2024, then climbed by 3.67% to 1.53 in 2025.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.53 in Q4 2025, 0.1 in Q3 2025, and 1.11 in Q2 2025.