United Bancorp (UBCP) FCF Margin (2012 - 2025)
United Bancorp (UBCP) reported FCF Margin of 20.53% for Q4 2025, down 4344.0% year-over-year from 0.48% in Q4 2024, and down 351.85% on a QoQ basis from 4.54% in Q3 2025.
United Bancorp (UBCP) has 14 years of FCF Margin data on file, last reported at 20.53% in Q4 2025.
- Quarterly FCF Margin fell 4344.0% year-over-year to 20.53% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 4.07% (up 19.0% YoY) and the FY2025 annual result came in at 4.07%, up 19.0% from the prior year.
- FCF Margin retreated to 20.53% in Q4 2025 per UBCP's latest filing, from 4.54% in the prior quarter.
- Across five years, FCF Margin topped out at 383.91% in Q3 2021 and bottomed at 39.78% in Q2 2022.
- The 5-year median for FCF Margin is 23.31% (2021), against an average of 51.23%.
- The widest annual swing landed in 2021, when FCF Margin jumped 23169 bps; it then plunged 34441 bps in 2022.
- Tracing UBCP's FCF Margin over 5 years: stood at 23.71% in 2021, then soared by 68 bps to 39.88% in 2022, then dropped by 14 bps to 34.34% in 2023, then sank by 33 bps to 22.91% in 2024, then tumbled by 190 bps to 20.53% in 2025.
- Per Business Quant, the three latest UBCP FCF Margin figures stand at 20.53% (Q4 2025), 4.54% (Q3 2025), and 18.33% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | -20.53% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -20.53% |
| Sep 30, 2025 | -4.54% |
| Jun 30, 2025 | 18.33% |
| Mar 31, 2025 | -7.89% |
| Dec 31, 2024 | 22.91% |
| Sep 30, 2024 | -22.86% |
| Jun 30, 2024 | -20.53% |
| Mar 31, 2024 | 3.19% |
| Dec 31, 2023 | 34.34% |
| Sep 30, 2023 | 35.76% |
| Jun 30, 2023 | 34.49% |
| Mar 31, 2023 | 7.46% |
| Dec 31, 2022 | 39.88% |
| Sep 30, 2022 | 39.50% |
| Jun 30, 2022 | -39.78% |
| Mar 31, 2022 | 73.51% |
| Dec 31, 2021 | 23.71% |
| Sep 30, 2021 | 383.91% |
| Jun 30, 2021 | 222.00% |
| Mar 31, 2021 | 201.69% |
| Dec 31, 2020 | 32.24% |
| Sep 30, 2020 | 562.17% |
| Jun 30, 2020 | -9.69% |
| Mar 31, 2020 | 138.69% |
| Dec 31, 2019 | 34.35% |
| Sep 30, 2019 | 1,040.77% |
| Jun 30, 2019 | -438.90% |
| Mar 31, 2019 | 71.95% |
| Dec 31, 2018 | 17.17% |
| Sep 30, 2018 | 371.96% |
| Jun 30, 2018 | 160.62% |
| Mar 31, 2018 | 8.31% |
| Dec 31, 2017 | 34.28% |
| Sep 30, 2017 | 182.15% |
| Jun 30, 2017 | 170.25% |
| Mar 31, 2017 | -3.54% |
| Dec 31, 2016 | 21.12% |
| Sep 30, 2016 | 16.78% |
| Jun 30, 2016 | 12.75% |
| Mar 31, 2016 | -10.41% |
| Dec 31, 2015 | 9.68% |
| Sep 30, 2015 | 30.40% |
| Jun 30, 2015 | 33.39% |
| Mar 31, 2015 | -7.35% |
| Dec 31, 2014 | 37.13% |
| Sep 30, 2014 | 26.50% |
| Jun 30, 2014 | 25.82% |
| Mar 31, 2014 | -1.93% |
| Dec 31, 2013 | 83.29% |
| Sep 30, 2013 | 22.72% |
| Jun 30, 2013 | 36.99% |
| Mar 31, 2013 | -15.20% |
| Dec 31, 2012 | 44.80% |
| Sep 30, 2012 | 19.87% |
| Jun 30, 2012 | 22.26% |
| Mar 31, 2012 | 5.27% |