United Bancorp (UBCP) FCF Margin (2012 - 2025)

United Bancorp (UBCP) has 14 years of FCF Margin data on file, last reported at 20.53% in Q4 2025.

• On a quarterly basis, FCF Margin fell 4344.0% year-over-year to 20.53% in Q4 2025; TTM through Dec 2025 was 10.18%, a 1089.0% increase from a year earlier, with the FY2025 full-year figure at 4.1%, up 16.0% from the prior year.
• FCF Margin for Q4 2025 stood at 20.53%, down from 2.6% in the prior quarter.
• Over the last five years, FCF Margin for UBCP reached as high as 383.91% in Q3 2021 and fell as low as 140.91% in Q2 2023.
• Historically, FCF Margin has averaged 30.12% across 5 years, with a median of 18.66% in 2025.
• Across the five-year window, FCF Margin jumped 23169 bps in 2021 and plunged 34441 bps in 2022, its largest moves.
• Year by year, FCF Margin stood at 23.71% in 2021, then surged by 68 bps to 39.88% in 2022, then slipped by 14 bps to 34.34% in 2023, then plunged by 33 bps to 22.91% in 2024, then slumped by 190 bps to 20.53% in 2025.
• Per Business Quant data, the three most recent FCF Margin figures were 20.53% in Q4 2025, 2.6% in Q3 2025, and 24.83% in Q2 2025.