United Bancorp (UBCP) Debt Ratio (2012 - 2025)

United Bancorp (UBCP) has 14 years of Debt Ratio data on file, last reported at 0.03 in Q4 2025.

• On a quarterly basis, Debt Ratio fell 8.19% year-over-year to 0.03 in Q4 2025; TTM through Dec 2025 was 0.03, a 8.19% decrease from a year earlier, with the FY2025 full-year figure at 0.03, down 8.19% from the prior year.
• Debt Ratio for Q4 2025 stood at 0.03, up from 0.03 in the prior quarter.
• Over the last five years, Debt Ratio for UBCP reached as high as 0.09 in Q1 2024 and fell as low as 0.03 in Q3 2025.
• Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.04 in 2022.
• Across the five-year window, Debt Ratio jumped 214.59% in 2024 and plunged 69.98% in 2025, its largest moves.
• Year by year, Debt Ratio stood at 0.03 in 2021, then decreased by 4.1% to 0.03 in 2022, then gained by 4.4% to 0.03 in 2023, then gained by 14.2% to 0.04 in 2024, then retreated by 8.19% to 0.03 in 2025.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.03 in Q4 2025, 0.03 in Q3 2025, and 0.09 in Q2 2025.