United Bancorp Inc /Oh/ (UBCP) Debt Ratio (2011 - 2026)
United Bancorp's Debt Ratio came in at 0.06 for Q2 2026, down 29.2% from 0.09 a year earlier.
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Analysis
United Bancorp Inc /Oh/ (UBCP) Debt Ratio (2011 - 2026) Analysis & Trends
For FY2025, United Bancorp's Debt Ratio was 0.09, down 4.8% from FY2024.
- Going back by year, Debt Ratio was 0.09 in FY2024 (+0.3%), 0.09 in FY2023 (+192.2%), 0.03 in FY2022 (-4.1%) and 0.03 in FY2021 (-4.0%).
- The Q2 2026 figure represents the lowest quarterly Debt Ratio since Q4 2022.
- Year-over-year, Debt Ratio increased in two of the last seven quarters, with an average decline of 6.1%.
- The fastest year-over-year change in Debt Ratio over five years came in Q3 2023 (growth of 195.6%), and the weakest in Q2 2026 (a decline of 29.2%).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.09 |
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.12 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
| Jun 30, 2021 | 0.03 |
API Access
United Bancorp Inc /Oh/ Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();