United Bancorp (UBCP) Debt Ratio (2012 - 2025)

United Bancorp (UBCP) reported Debt Ratio of 0.09 for Q4 2025, up 199.54% year-over-year from 0.03 in Q4 2024, and up 1.09% quarter-over-quarter from 0.09 in Q3 2025.

United Bancorp (UBCP) Debt Ratio (2012 - 2025) Analysis & Trends

United Bancorp (UBCP) has 14 years of Debt Ratio data on file, last reported at 0.09 in Q4 2025.

  • Debt Ratio for Q4 2025 came in at 0.09, up 199.54% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.09 (up 199.54% YoY), and the FY2025 annual result was 0.09, up 199.54% from the prior year.
  • Debt Ratio climbed to 0.09 in Q4 2025 per UBCP's latest filing, from 0.09 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.09 in Q1 2024 and troughed at 0.02 in Q4 2021.
  • A 5-year average of 0.05 and a median of 0.03 in 2021 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio surged 282.86% in 2023, then sank 68.1% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.02 in 2021, then grew by 10.3% to 0.02 in 2022, then surged by 282.86% to 0.09 in 2023, then slumped by 68.1% to 0.03 in 2024, then soared by 199.54% to 0.09 in 2025.
  • Business Quant data shows UBCP's Debt Ratio at 0.09 in Q4 2025, 0.09 in Q3 2025, and 0.03 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 United Bancorp 83.42 Mn -197.31 Mn - 0.09

Historic Data

Download Data
DateValue
Dec 31, 2025 0.09
Sep 30, 2025 0.09
Jun 30, 2025 0.03
Mar 31, 2025 0.09
Dec 31, 2024 0.03
Sep 30, 2024 0.09
Jun 30, 2024 0.03
Mar 31, 2024 0.09
Dec 31, 2023 0.09
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.09
Dec 31, 2022 0.02
Sep 30, 2022 0.04
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.02
Sep 30, 2021 0.03
Jun 30, 2021 0.03
Mar 31, 2021 0.03