Trustco Bank Corp N Y (TRST) Times Interest Earned (2010 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly Times Interest Earned came in at 2.02 in Q2 2026, up 8.04% on a YoY basis from 1.87 in Q2 2025, and up 0.68% quarter-over-quarter from 2.0 in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) Times Interest Earned (2010 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported Times Interest Earned for 17 consecutive years, with 2.02 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Times Interest Earned rose 8.04% year-over-year to 2.02; the trailing twelve-month figure through Jun 2026 stood at 1.97 (up 11.23% YoY), and the FY2025 full-year result was 1.07, up 235.53% from the prior year.
- Times Interest Earned advanced to 2.02 in Q2 2026 per TRST's latest filing, from 2.0 in the prior quarter.
- Across five years, Times Interest Earned topped out at 21.82 in Q2 2022 and bottomed at 17.06 in Q4 2022.
- Historically, Times Interest Earned has averaged 4.22 across 5 years, with a median of 1.94 in 2025.
- The widest YoY moves for Times Interest Earned: up 125.14% in 2022, down 209.13% in 2022.
- Over 5 years, Times Interest Earned stood at 17.06 in 2022, then jumped by 109.64% to 1.64 in 2023, then fell by 0.18% to 1.64 in 2024, then climbed by 18.33% to 1.94 in 2025, then advanced by 3.94% to 2.02 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered 2.02, 2.0, and 1.94 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 1.32 |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | 1.32 |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | 1.57 |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 2.02 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1.65 |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 1.26 |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 1.98 |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 2.21 |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 1.42 |
| 10 | FB Bancorp | 260.28 Mn | 215.07 Mn | - | 1.12 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.02 |
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.94 |
| Sep 30, 2025 | 1.93 |
| Jun 30, 2025 | 1.87 |
| Mar 31, 2025 | 1.83 |
| Dec 31, 2024 | 1.64 |
| Sep 30, 2024 | 1.75 |
| Jun 30, 2024 | 1.72 |
| Mar 31, 2024 | 1.69 |
| Dec 31, 2023 | 1.64 |
| Sep 30, 2023 | 2.25 |
| Jun 30, 2023 | 2.81 |
| Mar 31, 2023 | 4.40 |
| Dec 31, 2022 | -17.06 |
| Sep 30, 2022 | 21.62 |
| Jun 30, 2022 | 21.82 |
| Mar 31, 2022 | 20.02 |
| Dec 31, 2021 | 15.63 |
| Sep 30, 2021 | 13.55 |