Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2010 - 2026)
Trustco Bank Corp N Y's Interest Coverage Ratio came in at 2.02 for Q2 2026, up 8.0% from 1.87 a year earlier and up 0.7% from the prior quarter.
Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Trustco Bank Corp N Y reported Interest Coverage Ratio of 1.97, up 11.2% year-over-year; for FY2025, it was 1.89, up 11.3% from FY2024.
- Going back by year, Interest Coverage Ratio was 1.70 in FY2024 (-29.9%), 2.43 in FY2023 (-85.2%), 16.37 in FY2022 (+38.2%) and 11.84 in FY2021 (+210.8%).
- The Q2 2026 figure represents the highest quarterly Interest Coverage Ratio since Q3 2023.
- Year-over-year, Interest Coverage Ratio has increased for six consecutive quarters, with growth averaging 5.1% over the last eight quarters.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q3 2021 (growth of 220.1%), and the weakest in Q3 2023 (a decline of 89.6%).
- Business Quant data shows TRST's Interest Coverage Ratio at 2.00 (Q1 2026), 1.94 (Q4 2025) and 1.93 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Trustco Bank Corp N Y | 924.44 Mn | -1.97 Bn | - | 2.02 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.02 |
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.94 |
| Sep 30, 2025 | 1.93 |
| Jun 30, 2025 | 1.87 |
| Mar 31, 2025 | 1.83 |
| Dec 31, 2024 | 1.64 |
| Sep 30, 2024 | 1.75 |
| Jun 30, 2024 | 1.72 |
| Mar 31, 2024 | 1.69 |
| Dec 31, 2023 | 1.64 |
| Sep 30, 2023 | 2.25 |
| Jun 30, 2023 | 2.81 |
| Mar 31, 2023 | 4.40 |
| Dec 31, 2022 | 10.49 |
| Sep 30, 2022 | 21.62 |
| Jun 30, 2022 | 21.82 |
| Mar 31, 2022 | 20.02 |
| Dec 31, 2021 | 15.63 |
| Sep 30, 2021 | 13.55 |
Trustco Bank Corp N Y Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=TRST&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "TRST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=TRST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();