Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2010 - 2026)

Trustco Bank Corp N Y (TRST) posted Interest Coverage Ratio of 1.52 for Q1 2026, down 21.21% on a QoQ basis from 1.93 in Q4 2025, and down 16.64% year-over-year from 1.83 in Q1 2025.

Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Trustco Bank Corp N Y's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.52 for Q1 2026.

  • Quarterly Interest Coverage Ratio fell 16.64% year-over-year to 1.52 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.69 (up 107.53% YoY) and the FY2025 annual result came in at 1.07, up 235.84% from the prior year.
  • Interest Coverage Ratio was 1.52 for Q1 2026 at Trustco Bank Corp N Y, down from 1.93 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 11.85 in Q1 2022 and bottomed at 0.08 in Q2 2025.
  • A 5-year average of 2.78 and a median of 1.64 in 2024 frame the typical range for Interest Coverage Ratio.
  • Peak annual rise in Interest Coverage Ratio reached 42.3% in 2025, while the deepest fall reached 106.31% in 2025.
  • Trustco Bank Corp N Y's Interest Coverage Ratio stood at 10.49 in 2022, then plunged by 87.92% to 1.27 in 2023, then gained by 29.39% to 1.64 in 2024, then climbed by 17.89% to 1.93 in 2025, then decreased by 21.21% to 1.52 in 2026.
  • Business Quant data shows TRST's Interest Coverage Ratio at 1.52 in Q1 2026, 1.93 in Q4 2025, and 1.93 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Trustco Bank Corp N Y 1.14 Bn 357.62 Mn - 1.52

Historic Data

Download Data
DateValue
Mar 31, 2026 1.52
Dec 31, 2025 1.93
Sep 30, 2025 1.93
Jun 30, 2025 -0.08
Mar 31, 2025 1.83
Dec 31, 2024 1.64
Sep 30, 2024 1.36
Jun 30, 2024 1.34
Mar 31, 2024 1.69
Dec 31, 2023 1.27
Sep 30, 2023 1.37
Jun 30, 2023 1.41
Mar 31, 2023 4.40
Dec 31, 2022 10.49
Sep 30, 2022 1.45
Jun 30, 2022 1.82
Mar 31, 2022 11.85
Dec 31, 2021 15.63
Sep 30, 2021 1.38
Jun 30, 2021 1.33