Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2010 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly Interest Coverage Ratio came in at 1.52 in Q1 2026, down 16.64% YoY from 1.83 in Q1 2025, and down 21.72% on a QoQ basis from 1.95 in Q4 2025.
Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has 17 years of Interest Coverage Ratio data on file, last reported at 1.52 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 16.64% year-over-year to 1.52 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.69 (down 16.08% YoY) and the FY2025 annual result came in at 1.07, up 235.84% from the prior year.
- Interest Coverage Ratio eased to 1.52 in Q1 2026, from 1.95 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 11.85 in Q1 2022 to a low of 0.09 in Q2 2025.
- A 5-year average of 2.73 and a median of 1.52 in 2026 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 149.61% in 2025, down 106.99% in 2025.
- Tracing TRST's Interest Coverage Ratio over 5 years: stood at 10.49 in 2022, then slumped by 87.91% to 1.27 in 2023, then tumbled by 38.49% to 0.78 in 2024, then surged by 149.61% to 1.95 in 2025, then declined by 21.72% to 1.52 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.52 (Q1 2026), 1.95 (Q4 2025), and 1.93 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Trustco Bank Corp N Y | 990.48 Mn | 283.80 Mn | - | 2.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.02 |
| Mar 31, 2026 | 1.52 |
| Dec 31, 2025 | 1.95 |
| Sep 30, 2025 | 1.93 |
| Jun 30, 2025 | -0.09 |
| Mar 31, 2025 | 1.83 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 1.36 |
| Jun 30, 2024 | 1.34 |
| Mar 31, 2024 | 1.69 |
| Dec 31, 2023 | 1.27 |
| Sep 30, 2023 | 1.37 |
| Jun 30, 2023 | 1.41 |
| Mar 31, 2023 | 4.40 |
| Dec 31, 2022 | 10.49 |
| Sep 30, 2022 | 1.45 |
| Jun 30, 2022 | 1.82 |
| Mar 31, 2022 | 11.85 |
| Dec 31, 2021 | 18.60 |
| Sep 30, 2021 | 1.38 |