Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2010 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly Interest Coverage Ratio came in at 2.02 in Q2 2026, up 8.04% on a YoY basis from 1.87 in Q2 2025, and up 0.68% quarter-over-quarter from 2.0 in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported Interest Coverage Ratio for 17 consecutive years, with 2.02 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 8.04% year-over-year to 2.02; the trailing twelve-month figure through Jun 2026 stood at 1.97 (up 11.23% YoY), and the FY2025 full-year result was 1.07, up 235.53% from the prior year.
- Interest Coverage Ratio advanced to 2.02 in Q2 2026 per TRST's latest filing, from 2.0 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 21.82 in Q2 2022 and bottomed at 17.06 in Q4 2022.
- Historically, Interest Coverage Ratio has averaged 4.22 across 5 years, with a median of 1.94 in 2025.
- The widest YoY moves for Interest Coverage Ratio: up 125.14% in 2022, down 209.13% in 2022.
- Over 5 years, Interest Coverage Ratio stood at 17.06 in 2022, then jumped by 109.64% to 1.64 in 2023, then fell by 0.18% to 1.64 in 2024, then climbed by 18.33% to 1.94 in 2025, then advanced by 3.94% to 2.02 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.02, 2.0, and 1.94 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.75 Bn | 4.25 Bn | - | 1.32 |
| 2 | Columbia Financial | 1.16 Bn | 878.95 Mn | - | 1.32 |
| 3 | Capitol Federal Financial | 1.09 Bn | 952.08 Mn | - | 1.57 |
| 4 | Trustco Bank Corp N Y | 993.16 Mn | 286.49 Mn | - | 2.02 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1.65 |
| 6 | Kearny Financial | 613.89 Mn | 499.06 Mn | - | 1.26 |
| 7 | Greene County Bancorp | 595.51 Mn | 212.65 Mn | - | 1.98 |
| 8 | NorthEast Community Bancorp | 368.71 Mn | 267.97 Mn | - | 2.21 |
| 9 | Western New England Bancorp | 268.83 Mn | 230.50 Mn | - | 1.42 |
| 10 | FB Bancorp | 258.41 Mn | 213.20 Mn | - | 1.12 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.02 |
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.94 |
| Sep 30, 2025 | 1.93 |
| Jun 30, 2025 | 1.87 |
| Mar 31, 2025 | 1.83 |
| Dec 31, 2024 | 1.64 |
| Sep 30, 2024 | 1.75 |
| Jun 30, 2024 | 1.72 |
| Mar 31, 2024 | 1.69 |
| Dec 31, 2023 | 1.64 |
| Sep 30, 2023 | 2.25 |
| Jun 30, 2023 | 2.81 |
| Mar 31, 2023 | 4.40 |
| Dec 31, 2022 | -17.06 |
| Sep 30, 2022 | 21.62 |
| Jun 30, 2022 | 21.82 |
| Mar 31, 2022 | 20.02 |
| Dec 31, 2021 | 15.63 |
| Sep 30, 2021 | 13.55 |