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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Trustco Bank Corp N Y (TRST) Interest Coverage Ratio (2023 - 2025)

Trustco Bank Corp N Y's Interest Coverage Ratio history spans 3 years, with the latest figure at 1.94 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 18.33% year-over-year to 1.94; the TTM value through Dec 2025 reached 1.89, up 11.33%, while the annual FY2025 figure was 0.19, 27.48% up from the prior year.
  • Interest Coverage Ratio reached 1.94 in Q4 2025 per TRST's latest filing, up from 1.93 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 4.4 in Q1 2023 to a low of 1.64 in Q4 2024.
  • Average Interest Coverage Ratio over 3 years is 2.12, with a median of 1.85 recorded in 2025.
  • Peak YoY movement for Interest Coverage Ratio: crashed 61.62% in 2024, then rose 18.33% in 2025.
  • A 3-year view of Interest Coverage Ratio shows it stood at 1.64 in 2023, then fell by 0.18% to 1.64 in 2024, then rose by 18.33% to 1.94 in 2025.
  • Per Business Quant, the three most recent readings for TRST's Interest Coverage Ratio are 1.94 (Q4 2025), 1.93 (Q3 2025), and 1.87 (Q2 2025).