Trustco Bank Corp N Y TRST
NASDAQ TRST
$57.44 -0.01 (-0.02%)
As of: Sep 9, 2026 · 3:59 PM EDT

Trustco Bank Corp N Y (TRST) FCF Margin (2011 - 2026)

Trustco Bank Corp N Y's (TRST) quarterly FCF Margin came in at 49.52% in Q2 2026, down 399.0% on a YoY basis from 16.56% in Q2 2025, and up 141.02% quarter-over-quarter from 20.55% in Q1 2026.

Analysis

Trustco Bank Corp N Y (TRST) FCF Margin (2011 - 2026) Analysis & Trends

Trustco Bank Corp N Y (TRST) has reported FCF Margin for 16 consecutive years, with 49.52% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, FCF Margin fell 399.0% year-over-year to 49.52%; the trailing twelve-month figure through Jun 2026 stood at 30.33% (up 281.0% YoY), and the FY2025 full-year result was 22.6%, down 13672.0% from the prior year.
  • FCF Margin improved to 49.52% in Q2 2026 per TRST's latest filing, from 20.55% in the prior quarter.
  • Across five years, FCF Margin topped out at 53.5% in Q2 2025 and bottomed at 7.2% in Q1 2025.
  • Historically, FCF Margin has averaged 31.2% across 5 years, with a median of 32.17% in 2023.
  • The sharpest annual moves came in 2025 and 2026: FCF Margin slumped 2988 bps in 2025, then jumped 2775 bps in 2026.
  • Over 5 years, FCF Margin stood at 36.27% in 2022, then slipped by 5 bps to 34.31% in 2023, then decreased by 19 bps to 27.7% in 2024, then gained by 6 bps to 29.24% in 2025, then soared by 69 bps to 49.52% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 49.52%, 20.55%, and 29.24% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 TFS Financial 4.75 Bn 4.25 Bn - 32.27%
2 Columbia Financial 1.16 Bn 878.95 Mn - 27.48%
3 Capitol Federal Financial 1.09 Bn 952.08 Mn - 524.91%
4 Trustco Bank Corp N Y 993.16 Mn 286.49 Mn - 49.52%
5 Northfield Bancorp 639.40 Mn 385.97 Mn - 1,146.40%
6 Kearny Financial 613.89 Mn 499.06 Mn - 254.98%
7 Greene County Bancorp 595.51 Mn 212.65 Mn - 44.62%
8 NorthEast Community Bancorp 368.71 Mn 267.97 Mn - 45.75%
9 Western New England Bancorp 268.83 Mn 230.50 Mn - 25.85%
10 FB Bancorp 258.41 Mn 213.20 Mn - 3,161.62%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 49.52%
Mar 31, 2026 20.55%
Dec 31, 2025 29.24%
Sep 30, 2025 20.89%
Jun 30, 2025 53.50%
Mar 31, 2025 -7.20%
Dec 31, 2024 27.70%
Sep 30, 2024 35.68%
Jun 30, 2024 40.54%
Mar 31, 2024 22.68%
Dec 31, 2023 34.31%
Sep 30, 2023 23.62%
Jun 30, 2023 30.03%
Mar 31, 2023 34.91%
Dec 31, 2022 36.27%
Sep 30, 2022 42.62%
Jun 30, 2022 44.28%
Mar 31, 2022 22.49%
Dec 31, 2021 23.27%
Sep 30, 2021 35.75%