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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Trustco Bank Corp N Y (TRST) FCF Margin (2023 - 2025)

Trustco Bank Corp N Y's FCF Margin history spans 3 years, with the latest figure at 29.24% for Q4 2025.

  • For Q4 2025, FCF Margin rose 155.0% year-over-year to 29.24%; the TTM value through Dec 2025 reached 24.34%, down 742.0%, while the annual FY2025 figure was 22.6%, 13672.0% down from the prior year.
  • FCF Margin reached 29.24% in Q4 2025 per TRST's latest filing, up from 20.89% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 53.5% in Q2 2025 to a low of 7.2% in Q1 2025.
  • Average FCF Margin over 3 years is 28.82%, with a median of 29.63% recorded in 2023.
  • The largest YoY upside for FCF Margin was 1297bps in 2025 against a maximum downside of -2988bps in 2025.
  • A 3-year view of FCF Margin shows it stood at 34.31% in 2023, then decreased by -19bps to 27.7% in 2024, then grew by 6bps to 29.24% in 2025.
  • Per Business Quant, the three most recent readings for TRST's FCF Margin are 29.24% (Q4 2025), 20.89% (Q3 2025), and 53.5% (Q2 2025).