Trustco Bank Corp N Y (TRST) FCF Margin (2011 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly FCF Margin came in at 49.52% in Q2 2026, down 399.0% on a YoY basis from 16.56% in Q2 2025, and up 141.02% quarter-over-quarter from 20.55% in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) FCF Margin (2011 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported FCF Margin for 16 consecutive years, with 49.52% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, FCF Margin fell 399.0% year-over-year to 49.52%; the trailing twelve-month figure through Jun 2026 stood at 30.33% (up 281.0% YoY), and the FY2025 full-year result was 22.6%, down 13672.0% from the prior year.
- FCF Margin improved to 49.52% in Q2 2026 per TRST's latest filing, from 20.55% in the prior quarter.
- Across five years, FCF Margin topped out at 53.5% in Q2 2025 and bottomed at 7.2% in Q1 2025.
- Historically, FCF Margin has averaged 31.2% across 5 years, with a median of 32.17% in 2023.
- The sharpest annual moves came in 2025 and 2026: FCF Margin slumped 2988 bps in 2025, then jumped 2775 bps in 2026.
- Over 5 years, FCF Margin stood at 36.27% in 2022, then slipped by 5 bps to 34.31% in 2023, then decreased by 19 bps to 27.7% in 2024, then gained by 6 bps to 29.24% in 2025, then soared by 69 bps to 49.52% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 49.52%, 20.55%, and 29.24% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.75 Bn | 4.25 Bn | - | 32.27% |
| 2 | Columbia Financial | 1.16 Bn | 878.95 Mn | - | 27.48% |
| 3 | Capitol Federal Financial | 1.09 Bn | 952.08 Mn | - | 524.91% |
| 4 | Trustco Bank Corp N Y | 993.16 Mn | 286.49 Mn | - | 49.52% |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1,146.40% |
| 6 | Kearny Financial | 613.89 Mn | 499.06 Mn | - | 254.98% |
| 7 | Greene County Bancorp | 595.51 Mn | 212.65 Mn | - | 44.62% |
| 8 | NorthEast Community Bancorp | 368.71 Mn | 267.97 Mn | - | 45.75% |
| 9 | Western New England Bancorp | 268.83 Mn | 230.50 Mn | - | 25.85% |
| 10 | FB Bancorp | 258.41 Mn | 213.20 Mn | - | 3,161.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.52% |
| Mar 31, 2026 | 20.55% |
| Dec 31, 2025 | 29.24% |
| Sep 30, 2025 | 20.89% |
| Jun 30, 2025 | 53.50% |
| Mar 31, 2025 | -7.20% |
| Dec 31, 2024 | 27.70% |
| Sep 30, 2024 | 35.68% |
| Jun 30, 2024 | 40.54% |
| Mar 31, 2024 | 22.68% |
| Dec 31, 2023 | 34.31% |
| Sep 30, 2023 | 23.62% |
| Jun 30, 2023 | 30.03% |
| Mar 31, 2023 | 34.91% |
| Dec 31, 2022 | 36.27% |
| Sep 30, 2022 | 42.62% |
| Jun 30, 2022 | 44.28% |
| Mar 31, 2022 | 22.49% |
| Dec 31, 2021 | 23.27% |
| Sep 30, 2021 | 35.75% |