Trustco Bank Corp N Y (TRST) Debt Ratio (2010 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly Debt Ratio came in at 0.03 in Q2 2026, up 28.02% on a YoY basis from 0.03 in Q2 2025, and down 4.28% quarter-over-quarter from 0.03 in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) Debt Ratio (2010 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported Debt Ratio for 17 consecutive years, with 0.03 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio rose 28.02% year-over-year to 0.03; the trailing twelve-month figure through Jun 2026 stood at 0.03 (up 28.02% YoY), and the FY2025 full-year result was 0.04, up 37.16% from the prior year.
- Debt Ratio declined to 0.03 in Q2 2026 per TRST's latest filing, from 0.03 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.08 in Q1 2022 and bottomed at 0.03 in Q2 2025.
- Historically, Debt Ratio has averaged 0.04 across 5 years, with a median of 0.03 in 2023.
- The sharpest annual moves came in 2022 and 2025: Debt Ratio sank 48.21% in 2022, then soared 37.16% in 2025.
- Over 5 years, Debt Ratio stood at 0.04 in 2022, then slipped by 29.45% to 0.03 in 2023, then fell by 5.81% to 0.03 in 2024, then jumped by 37.16% to 0.04 in 2025, then slipped by 10.89% to 0.03 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.03, 0.03, and 0.04 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.93 Bn | 4.43 Bn | - | - |
| 2 | Columbia Financial | 1.22 Bn | 935.89 Mn | - | 0.11 |
| 3 | Capitol Federal Financial | 1.12 Bn | 980.26 Mn | - | - |
| 4 | Trustco Bank Corp N Y | 986.25 Mn | 279.57 Mn | - | 0.03 |
| 5 | Kearny Financial | 654.17 Mn | 539.35 Mn | - | - |
| 6 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 0.14 |
| 7 | Greene County Bancorp | 607.01 Mn | 224.14 Mn | - | 0.01 |
| 8 | NorthEast Community Bancorp | 374.18 Mn | 273.44 Mn | - | 0.09 |
| 9 | Western New England Bancorp | 278.44 Mn | 240.11 Mn | - | 0.02 |
| 10 | FB Bancorp | 256.93 Mn | 211.72 Mn | - | 0.09 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.08 |