Tompkins Financial (TMP) Interest Coverage Ratio (2010 - 2026)

Tompkins Financial (TMP) recorded quarterly Interest Coverage Ratio of 2.12 in Q1 2026, down 60.67% quarter-over-quarter from 5.39 in Q4 2025, and up 18.59% on a YoY basis from 1.79 in Q1 2025.

Tompkins Financial (TMP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Tompkins Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.12 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 18.59% year-over-year to 2.12; the TTM figure through Mar 2026 stood at 2.79 (up 63.54% YoY), while the FY2025 annual figure was 2.7, up 60.53% from the prior year.
  • Interest Coverage Ratio was 2.12 for Q1 2026 at Tompkins Financial, down from 5.39 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 12.82 in Q1 2022 to a low of 0.7 in Q3 2023.
  • Historically, Interest Coverage Ratio has averaged 3.43 across 5 years, with a median of 1.84 in 2025.
  • The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 111.59% in 2023, then jumped 339.54% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 3.35 in 2022, then slumped by 51.11% to 1.64 in 2023, then rose by 7.58% to 1.76 in 2024, then surged by 205.6% to 5.39 in 2025, then plunged by 60.67% to 2.12 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.12 (Q1 2026), 5.39 (Q4 2025), and 1.91 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 93,299.63 Bn 93,299.63 Bn - -1.52
2 Bank Bradesco 6,542.84 Bn 6,526.90 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 216.85 Bn 216.70 Bn - 2.53
5 Itau Unibanco Holding 191.09 Bn 191.09 Bn - -
6 Landmark Bancorp 176.20 Bn 176.17 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 133.56 Bn 101.13 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Tompkins Financial 1.28 Bn 1.28 Bn - 2.12

Historic Data

Download Data
DateValue
Mar 31, 2026 2.12
Dec 31, 2025 5.39
Sep 30, 2025 1.91
Jun 30, 2025 1.84
Mar 31, 2025 1.79
Dec 31, 2024 1.76
Sep 30, 2024 1.68
Jun 30, 2024 1.60
Mar 31, 2024 1.68
Dec 31, 2023 1.64
Sep 30, 2023 -0.70
Jun 30, 2023 1.52
Mar 31, 2023 2.69
Dec 31, 2022 3.35
Sep 30, 2022 6.06
Jun 30, 2022 11.12
Mar 31, 2022 12.82
Dec 31, 2021 9.88
Sep 30, 2021 6.58
Jun 30, 2021 6.88