Tompkins Financial (TMP) Interest Coverage Ratio (2010 - 2026)
Tompkins Financial (TMP) posted quarterly Interest Coverage Ratio of 2.14 for Q2 2026, up 16.39% year-over-year from 1.84 in Q2 2025, and up 2.31% on a QoQ basis from 2.1 in Q1 2026.
Tompkins Financial (TMP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Tompkins Financial has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.14 in Q2 2026.
- Interest Coverage Ratio for Q2 2026 came in at 2.14, up 16.39% year-over-year; the trailing twelve-month figure through Jun 2026 was 11.14 (up 634.38% YoY), and the FY2025 annual result was 2.7, up 61.77% from the prior year.
- Interest Coverage Ratio grew to 2.14 in Q2 2026, from 2.1 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 30.58 in Q4 2024 and troughed at 0.7 in Q3 2023.
- A 5-year average of 4.9 and a median of 2.0 in 2025 frame the typical range for Interest Coverage Ratio.
- The widest annual swing landed in 2023, when Interest Coverage Ratio sank 111.59%; it then jumped 1724.3% in 2024.
- A 5-year view of Interest Coverage Ratio shows it stood at 3.35 in 2022, then slumped by 49.97% to 1.68 in 2023, then jumped by 1724.3% to 30.58 in 2024, then tumbled by 82.47% to 5.36 in 2025, then sank by 59.99% to 2.14 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.14 in Q2 2026, 2.1 in Q1 2026, and 5.36 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.86 Bn | 84.67 Bn | - | - |
| 2 | Pnc Financial Services | 98.04 Bn | 98.04 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.43 Bn | 96.43 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.21 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.95 Bn | 57.27 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.84 Bn | 61.84 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.99 Bn | 26.26 Bn | - | 1.90 |
| 10 | Tompkins Financial | 1.39 Bn | 1.39 Bn | - | 2.21 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.14 |
| Mar 31, 2026 | 2.10 |
| Dec 31, 2025 | 5.39 |
| Sep 30, 2025 | 1.91 |
| Jun 30, 2025 | 1.25 |
| Mar 31, 2025 | 1.77 |
| Dec 31, 2024 | 1.18 |
| Sep 30, 2024 | 1.68 |
| Jun 30, 2024 | 1.60 |
| Mar 31, 2024 | 1.67 |
| Dec 31, 2023 | 1.64 |
| Sep 30, 2023 | -0.70 |
| Jun 30, 2023 | 1.52 |
| Mar 31, 2023 | 2.69 |
| Dec 31, 2022 | 3.35 |
| Sep 30, 2022 | 6.06 |
| Jun 30, 2022 | 11.12 |
| Mar 31, 2022 | 11.91 |
| Dec 31, 2021 | 16.65 |
| Sep 30, 2021 | 6.58 |