Tompkins Financial (TMP) Interest Coverage Ratio (2010 - 2026)
Tompkins Financial (TMP) recorded quarterly Interest Coverage Ratio of 2.12 in Q1 2026, down 60.67% quarter-over-quarter from 5.39 in Q4 2025, and up 18.59% on a YoY basis from 1.79 in Q1 2025.
Tompkins Financial (TMP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Tompkins Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.12 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 18.59% year-over-year to 2.12; the TTM figure through Mar 2026 stood at 2.79 (up 63.54% YoY), while the FY2025 annual figure was 2.7, up 60.53% from the prior year.
- Interest Coverage Ratio was 2.12 for Q1 2026 at Tompkins Financial, down from 5.39 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 12.82 in Q1 2022 to a low of 0.7 in Q3 2023.
- Historically, Interest Coverage Ratio has averaged 3.43 across 5 years, with a median of 1.84 in 2025.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 111.59% in 2023, then jumped 339.54% in 2024.
- A 5-year view of Interest Coverage Ratio shows it stood at 3.35 in 2022, then slumped by 51.11% to 1.64 in 2023, then rose by 7.58% to 1.76 in 2024, then surged by 205.6% to 5.39 in 2025, then plunged by 60.67% to 2.12 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.12 (Q1 2026), 5.39 (Q4 2025), and 1.91 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 93,299.63 Bn | 93,299.63 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,542.84 Bn | 6,526.90 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 216.85 Bn | 216.70 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 191.09 Bn | 191.09 Bn | - | - |
| 6 | Landmark Bancorp | 176.20 Bn | 176.17 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 133.56 Bn | 101.13 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Tompkins Financial | 1.28 Bn | 1.28 Bn | - | 2.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.12 |
| Dec 31, 2025 | 5.39 |
| Sep 30, 2025 | 1.91 |
| Jun 30, 2025 | 1.84 |
| Mar 31, 2025 | 1.79 |
| Dec 31, 2024 | 1.76 |
| Sep 30, 2024 | 1.68 |
| Jun 30, 2024 | 1.60 |
| Mar 31, 2024 | 1.68 |
| Dec 31, 2023 | 1.64 |
| Sep 30, 2023 | -0.70 |
| Jun 30, 2023 | 1.52 |
| Mar 31, 2023 | 2.69 |
| Dec 31, 2022 | 3.35 |
| Sep 30, 2022 | 6.06 |
| Jun 30, 2022 | 11.12 |
| Mar 31, 2022 | 12.82 |
| Dec 31, 2021 | 9.88 |
| Sep 30, 2021 | 6.58 |
| Jun 30, 2021 | 6.88 |