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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Hanover Insurance (THG) EBT Margin (2016 - 2025)

Hanover Insurance (THG) has disclosed EBT Margin for 17 consecutive years, with 15.42% as the latest value for Q4 2025.

  • For the quarter ending Q4 2025, EBT Margin rose 2699.0% year-over-year to 15.42%, compared with a TTM value of 10.0% through Dec 2025, up 732.0%, and an annual FY2025 reading of 12.8%, up 490.0% over the prior year.
  • EBT Margin was 15.42% for Q4 2025 at Hanover Insurance, up from 5.94% in the prior quarter.
  • Across five years, EBT Margin topped out at 22.24% in Q4 2021 and bottomed at 11.57% in Q4 2024.
  • Average EBT Margin over 5 years is 5.75%, with a median of 6.01% recorded in 2025.
  • The sharpest move saw EBT Margin tumbled -2337bps in 2022, then soared 2699bps in 2025.
  • Year by year, EBT Margin stood at 22.24% in 2021, then tumbled by -105bps to 1.13% in 2022, then soared by 1132bps to 11.7% in 2023, then plummeted by -199bps to 11.57% in 2024, then soared by 233bps to 15.42% in 2025.
  • Business Quant data shows EBT Margin for THG at 15.42% in Q4 2025, 5.94% in Q3 2025, and 12.86% in Q2 2025.