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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Hanover Insurance (THG) EBT Margin (2016 - 2025)

Hanover Insurance's EBT Margin history spans 17 years, with the latest figure at 12.96% for Q4 2025.

  • For Q4 2025, EBT Margin fell 39.0% year-over-year to 12.96%; the TTM value through Dec 2025 reached 12.4%, up 378.0%, while the annual FY2025 figure was 12.8%, 417.0% up from the prior year.
  • EBT Margin reached 12.96% in Q4 2025 per THG's latest filing, down from 13.64% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 13.64% in Q3 2025 to a low of 6.03% in Q2 2023.
  • Average EBT Margin over 5 years is 6.78%, with a median of 9.13% recorded in 2021.
  • Peak YoY movement for EBT Margin: skyrocketed 1362bps in 2021, then crashed -1304bps in 2022.
  • A 5-year view of EBT Margin shows it stood at 12.05% in 2021, then tumbled by -108bps to 0.99% in 2022, then surged by 1149bps to 10.43% in 2023, then increased by 28bps to 13.35% in 2024, then decreased by -3bps to 12.96% in 2025.
  • Per Business Quant, the three most recent readings for THG's EBT Margin are 12.96% (Q4 2025), 13.64% (Q3 2025), and 12.86% (Q2 2025).