First Financial (THFF) Interest Coverage Ratio (2010 - 2026)
First Financial (THFF) posted Interest Coverage Ratio of 2.18 for Q1 2026, up 66.36% on a QoQ basis from 1.31 in Q4 2025, and up 2.22% year-over-year from 2.13 in Q1 2025.
First Financial (THFF) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.18 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 2.22% year-over-year to 2.18 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.23 (down 41.97% YoY) and the FY2025 annual result came in at 1.87, up 39.7% from the prior year.
- Interest Coverage Ratio was 2.18 for Q1 2026 at First Financial, up from 1.31 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.17 in Q4 2022 and bottomed at 1.08 in Q1 2024.
- A 5-year average of 1.57 and a median of 1.2 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 88.97% — and 2023, when it surged 116.28%.
- First Financial's Interest Coverage Ratio stood at 3.17 in 2022, then plunged by 45.28% to 1.74 in 2023, then gained by 9.87% to 1.91 in 2024, then sank by 31.41% to 1.31 in 2025, then jumped by 66.36% to 2.18 in 2026.
- Business Quant data shows THFF's Interest Coverage Ratio at 2.18 in Q1 2026, 1.31 in Q4 2025, and 1.2 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | First Financial | 922.16 Mn | 922.16 Mn | - | 2.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.18 |
| Dec 31, 2025 | 1.31 |
| Sep 30, 2025 | 1.20 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | 2.13 |
| Dec 31, 2024 | 1.91 |
| Sep 30, 2024 | 1.08 |
| Jun 30, 2024 | 1.08 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.74 |
| Sep 30, 2023 | 1.09 |
| Jun 30, 2023 | 1.11 |
| Mar 31, 2023 | 2.89 |
| Dec 31, 2022 | 3.17 |
| Sep 30, 2022 | 1.11 |
| Jun 30, 2022 | 1.13 |
| Mar 31, 2022 | 1.34 |
| Dec 31, 2021 | 5.30 |
| Sep 30, 2021 | 3.82 |
| Jun 30, 2021 | 10.26 |