First Financial (THFF) Interest Coverage Ratio (2010 - 2026)
First Financial's (THFF) quarterly Interest Coverage Ratio came in at 2.18 in Q1 2026, up 2.22% YoY from 2.13 in Q1 2025, and up 272.76% on a QoQ basis from 0.58 in Q4 2025.
First Financial (THFF) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Financial (THFF) has 17 years of Interest Coverage Ratio data on file, last reported at 2.18 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 2.22% year-over-year to 2.18 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 423.18 (up 7278.28% YoY) and the FY2025 annual result came in at 1.87, up 39.7% from the prior year.
- Interest Coverage Ratio grew to 2.18 in Q1 2026, from 0.58 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 3.22 in Q4 2022 to a low of 0.58 in Q4 2025.
- A 5-year average of 1.54 and a median of 1.15 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 88.97% — and 2023, when it surged 116.28%.
- Tracing THFF's Interest Coverage Ratio over 5 years: stood at 3.22 in 2022, then tumbled by 43.35% to 1.83 in 2023, then advanced by 4.4% to 1.91 in 2024, then plunged by 69.39% to 0.58 in 2025, then soared by 272.76% to 2.18 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.18 (Q1 2026), 0.58 (Q4 2025), and 1.2 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.30 Bn | 85.10 Bn | - | - |
| 2 | Pnc Financial Services | 97.65 Bn | 97.65 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.86 Bn | 95.86 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.80 Bn | -144.29 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.82 Bn | -81.49 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.11 Bn | 57.43 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.60 Bn | 61.60 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.50 Bn | 25.77 Bn | - | 1.90 |
| 10 | First Financial | 935.07 Mn | 935.07 Mn | - | 2.22 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.24 |
| Mar 31, 2026 | 2.18 |
| Dec 31, 2025 | 0.58 |
| Sep 30, 2025 | 1.20 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | 2.13 |
| Dec 31, 2024 | 1.91 |
| Sep 30, 2024 | 1.08 |
| Jun 30, 2024 | 1.08 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.83 |
| Sep 30, 2023 | 1.09 |
| Jun 30, 2023 | 1.11 |
| Mar 31, 2023 | 2.89 |
| Dec 31, 2022 | 3.22 |
| Sep 30, 2022 | 1.11 |
| Jun 30, 2022 | 1.13 |
| Mar 31, 2022 | 1.34 |
| Dec 31, 2021 | 4.66 |
| Sep 30, 2021 | 3.82 |