TFS Financial (TFSL) Interest Coverage Ratio (2009 - 2026)
TFS Financial's (TFSL) Interest Coverage Ratio stood at 1.32 in fiscal Q3 2026 (quarter ended Jun 30, 2026), up 6.9% from 1.23 a year earlier and up 5.3% from the prior quarter.
TFS Financial (TFSL) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
On a TTM basis, TFS Financial's Interest Coverage Ratio came in at 1.27 as of Jun 30, 2026, up 3.6% year-over-year; for FY2025 (ended Sep 30, 2025), it was 1.24, up 1.9% from FY2024.
- Across earlier fiscal years, Interest Coverage Ratio came in at 1.22 in FY2024 (-5.0%), 1.28 in FY2023 (-22.1%), 1.65 in FY2022 (+0.9%) and 1.63 in FY2021 (+11.2%).
- The fiscal Q3 2026 figure is the highest quarterly Interest Coverage Ratio since fiscal Q1 2023.
- On a year-over-year basis, Interest Coverage Ratio rose in five of the last eight quarters, with growth averaging 1.5%.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 20.2% in fiscal Q4 2021, against a decline of 26.5% in fiscal Q4 2023 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 1.25 (Q2 2026), 1.23 (Q1 2026) and 1.27 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | TFS Financial | 4.57 Bn | 4.57 Bn | - | 1.32 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.32 |
| Mar 31, 2026 | 1.25 |
| Dec 31, 2025 | 1.23 |
| Sep 30, 2025 | 1.27 |
| Jun 30, 2025 | 1.23 |
| Mar 31, 2025 | 1.23 |
| Dec 31, 2024 | 1.24 |
| Sep 30, 2024 | 1.19 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.24 |
| Jun 30, 2023 | 1.25 |
| Mar 31, 2023 | 1.26 |
| Dec 31, 2022 | 1.44 |
| Sep 30, 2022 | 1.68 |
| Jun 30, 2022 | 1.67 |
| Mar 31, 2022 | 1.63 |
| Dec 31, 2021 | 1.59 |
| Sep 30, 2021 | 1.56 |
TFS Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=TFSL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "TFSL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=TFSL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();