TFS Financial TFSL
NASDAQ TFSL
$17.50 +0.19 (+1.10%)
At close: Aug 20, 2026 · 4:00 PM EDT

TFS Financial (TFSL) FCF Margin (2009 - 2026)

TFS Financial (TFSL) posted FCF Margin of 15.51% for Q1 2026, down 77.42% sequentially from 68.68% in Q4 2025, and down 272.0% YoY from 9.02% in Q1 2025.

TFS Financial (TFSL) FCF Margin (2009 - 2026) Analysis & Trends

TFS Financial has reported FCF Margin for 18 years, with the latest figure at 15.51% in Q1 2026.

  • Quarterly FCF Margin fell 272.0% year-over-year to 15.51% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.71% (down 225.0% YoY) and the FY2025 annual result came in at 22.08%, down 614.0% from the prior year.
  • FCF Margin fell to 15.51% in Q1 2026 per TFSL's latest filing, from 68.68% in the prior quarter.
  • Over five years, FCF Margin peaked at 127.0% in Q2 2024 and troughed at 47.47% in Q1 2023.
  • A 5-year average of 28.6% and a median of 18.22% in 2025 frame the typical range for FCF Margin.
  • The sharpest annual moves came in 2022 and 2024: FCF Margin plunged 10816 bps in 2022, then surged 8387 bps in 2024.
  • Over 5 years, FCF Margin stood at 94.33% in 2022, then tumbled by 50 bps to 46.86% in 2023, then advanced by 28 bps to 60.01% in 2024, then grew by 14 bps to 68.68% in 2025, then slumped by 77 bps to 15.51% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 15.51%, 68.68%, and 10.39% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Hdfc Bank 119.58 Bn 83.39 Bn - -
2 Pnc Financial Services 97.75 Bn 97.75 Bn - 31.23%
3 Us Bancorp 96.33 Bn 96.33 Bn - 62.71%
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 73.86 Bn -145.23 Bn - -
6 Deutsche Bank Aktiengesellschaft 71.72 Bn -81.60 Bn - -
7 Nu Holdings 68.51 Bn 54.82 Bn 2.35 Bn -
8 Truist Financial 61.69 Bn 61.69 Bn - 18.14%
9 Fifth Third Bancorp 49.73 Bn 26.00 Bn - -
10 TFS Financial 4.88 Bn 4.38 Bn - 32.27%

Historic Data

Download Data
DateValue
Jun 30, 2026 32.27%
Mar 31, 2026 15.51%
Dec 31, 2025 68.68%
Sep 30, 2025 -10.39%
Jun 30, 2025 30.50%
Mar 31, 2025 18.22%
Dec 31, 2024 60.01%
Sep 30, 2024 -34.76%
Jun 30, 2024 127.00%
Mar 31, 2024 17.38%
Dec 31, 2023 46.86%
Sep 30, 2023 4.39%
Jun 30, 2023 43.13%
Mar 31, 2023 -47.47%
Dec 31, 2022 94.33%
Sep 30, 2022 -7.14%
Jun 30, 2022 12.13%
Mar 31, 2022 47.75%
Dec 31, 2021 11.18%
Sep 30, 2021 -38.97%