TFS Financial (TFSL) FCF Margin (2009 - 2026)
TFS Financial (TFSL) posted FCF Margin of 15.51% for Q1 2026, down 77.42% sequentially from 68.68% in Q4 2025, and down 272.0% YoY from 9.02% in Q1 2025.
TFS Financial (TFSL) FCF Margin (2009 - 2026) Analysis & Trends
TFS Financial has reported FCF Margin for 18 years, with the latest figure at 15.51% in Q1 2026.
- Quarterly FCF Margin fell 272.0% year-over-year to 15.51% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.71% (down 225.0% YoY) and the FY2025 annual result came in at 22.08%, down 614.0% from the prior year.
- FCF Margin fell to 15.51% in Q1 2026 per TFSL's latest filing, from 68.68% in the prior quarter.
- Over five years, FCF Margin peaked at 127.0% in Q2 2024 and troughed at 47.47% in Q1 2023.
- A 5-year average of 28.6% and a median of 18.22% in 2025 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2024: FCF Margin plunged 10816 bps in 2022, then surged 8387 bps in 2024.
- Over 5 years, FCF Margin stood at 94.33% in 2022, then tumbled by 50 bps to 46.86% in 2023, then advanced by 28 bps to 60.01% in 2024, then grew by 14 bps to 68.68% in 2025, then slumped by 77 bps to 15.51% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 15.51%, 68.68%, and 10.39% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | TFS Financial | 4.88 Bn | 4.38 Bn | - | 32.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 32.27% |
| Mar 31, 2026 | 15.51% |
| Dec 31, 2025 | 68.68% |
| Sep 30, 2025 | -10.39% |
| Jun 30, 2025 | 30.50% |
| Mar 31, 2025 | 18.22% |
| Dec 31, 2024 | 60.01% |
| Sep 30, 2024 | -34.76% |
| Jun 30, 2024 | 127.00% |
| Mar 31, 2024 | 17.38% |
| Dec 31, 2023 | 46.86% |
| Sep 30, 2023 | 4.39% |
| Jun 30, 2023 | 43.13% |
| Mar 31, 2023 | -47.47% |
| Dec 31, 2022 | 94.33% |
| Sep 30, 2022 | -7.14% |
| Jun 30, 2022 | 12.13% |
| Mar 31, 2022 | 47.75% |
| Dec 31, 2021 | 11.18% |
| Sep 30, 2021 | -38.97% |