TFS Financial (TFSL) FCF Margin (2009 - 2026)
TFS Financial's (TFSL) quarterly FCF Margin came in at 32.27% in Q2 2026, up 188.0% year-over-year from 11.2% in Q2 2025, and up 108.1% quarter-over-quarter from 15.51% in Q1 2026.
Powered by 
Analysis
TFS Financial (TFSL) FCF Margin (2009 - 2026) Analysis & Trends
TFS Financial has disclosed FCF Margin across 18 years of filings, most recently posting 32.27% for Q2 2026.
- In Q2 2026, FCF Margin rose 188.0% year-over-year to 32.27%; the TTM figure through Jun 2026 stood at 24.96% (up 1703.0% YoY), while the FY2025 annual figure was 22.08%, down 573.0% from the prior year.
- FCF Margin came in at 32.27% for Q2 2026 at TFS Financial, up from 15.51% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 124.82% in Q2 2024 to a low of 77.76% in Q3 2024.
- Average FCF Margin over 5 years is 26.0%, with a median of 24.22% recorded in 2025.
- Year-over-year, FCF Margin slumped 10394 bps in 2022 and jumped 8316 bps in 2024.
- Over 5 years, FCF Margin stood at 94.33% in 2022, then sank by 50 bps to 46.86% in 2023, then rose by 28 bps to 60.01% in 2024, then grew by 14 bps to 68.18% in 2025, then plunged by 53 bps to 32.27% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 32.27% in Q2 2026, 15.51% in Q1 2026, and 68.18% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.75 Bn | 4.25 Bn | - | 32.27% |
| 2 | Columbia Financial | 1.16 Bn | 878.95 Mn | - | 27.48% |
| 3 | Capitol Federal Financial | 1.09 Bn | 952.08 Mn | - | 524.91% |
| 4 | Trustco Bank Corp N Y | 993.16 Mn | 286.49 Mn | - | 49.52% |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1,146.40% |
| 6 | Kearny Financial | 613.89 Mn | 499.06 Mn | - | 254.98% |
| 7 | Greene County Bancorp | 595.51 Mn | 212.65 Mn | - | 44.62% |
| 8 | NorthEast Community Bancorp | 368.71 Mn | 267.97 Mn | - | 45.75% |
| 9 | Western New England Bancorp | 268.83 Mn | 230.50 Mn | - | 25.85% |
| 10 | FB Bancorp | 258.41 Mn | 213.20 Mn | - | 3,161.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.27% |
| Mar 31, 2026 | 15.51% |
| Dec 31, 2025 | 68.18% |
| Sep 30, 2025 | -15.50% |
| Jun 30, 2025 | 30.39% |
| Mar 31, 2025 | 18.05% |
| Dec 31, 2024 | 60.01% |
| Sep 30, 2024 | -77.76% |
| Jun 30, 2024 | 124.82% |
| Mar 31, 2024 | 17.09% |
| Dec 31, 2023 | 46.86% |
| Sep 30, 2023 | 16.46% |
| Jun 30, 2023 | 41.66% |
| Mar 31, 2023 | -47.47% |
| Dec 31, 2022 | 94.33% |
| Sep 30, 2022 | -16.26% |
| Jun 30, 2022 | 12.13% |
| Mar 31, 2022 | 47.31% |
| Dec 31, 2021 | 11.18% |
| Sep 30, 2021 | -57.98% |