Third Coast Bancshares (TCBX) Interest Coverage Ratio (2020 - 2026)

Third Coast Bancshares (TCBX) has 7 years of Interest Coverage Ratio data on file, last reported at 1.43 in Q1 2026.

• On a quarterly basis, Interest Coverage Ratio fell 1.55% year-over-year to 1.43 in Q1 2026; TTM through Mar 2026 was 9.49, a 576.35% increase from a year earlier, with the FY2025 full-year figure at 1.52, up 11.27% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.43, up from 0.81 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for TCBX reached as high as 2.28 in Q1 2022 and fell as low as 0.81 in Q4 2025.
• Historically, Interest Coverage Ratio has averaged 1.45 across 5 years, with a median of 1.44 in 2024.
• Across the five-year window, Interest Coverage Ratio advanced 20.37% in 2022 and slumped 43.64% in 2025, its largest moves.
• Year by year, Interest Coverage Ratio stood at 1.49 in 2022, then dropped by 12.71% to 1.3 in 2023, then grew by 10.76% to 1.44 in 2024, then slumped by 43.64% to 0.81 in 2025, then soared by 76.54% to 1.43 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.43 in Q1 2026, 0.81 in Q4 2025, and 1.55 in Q3 2025.