Third Coast Bancshares (TCBX) Interest Coverage Ratio (2020 - 2026)
Third Coast Bancshares (TCBX) reported Interest Coverage Ratio of 1.43 for Q1 2026, down 1.55% year-over-year from 1.46 in Q1 2025, and down 6.83% on a QoQ basis from 1.54 in Q4 2025.
Third Coast Bancshares (TCBX) has 7 years of Interest Coverage Ratio data on file, last reported at 1.43 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 1.55% year-over-year to 1.43 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.51 (up 8.13% YoY) and the FY2025 annual result came in at 0.11, up 42.33% from the prior year.
- Interest Coverage Ratio slipped to 1.43 in Q1 2026 per TCBX's latest filing, from 1.54 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.37 in Q1 2022 and bottomed at 1.21 in Q3 2023.
- The 5-year median for Interest Coverage Ratio is 1.46 (2025), against an average of 1.5.
- Peak annual rise in Interest Coverage Ratio reached 20.37% in 2022, while the deepest fall reached 39.99% in 2022.
- Tracing TCBX's Interest Coverage Ratio over 5 years: stood at 1.49 in 2022, then declined by 12.71% to 1.3 in 2023, then advanced by 9.56% to 1.43 in 2024, then grew by 7.97% to 1.54 in 2025, then dropped by 6.83% to 1.43 in 2026.
- Per Business Quant, the three latest TCBX Interest Coverage Ratio figures stand at 1.43 (Q1 2026), 1.54 (Q4 2025), and 1.55 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Third Coast Bancshares | 564.14 Mn | 136.62 Mn | - | 1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 1.54 |
| Sep 30, 2025 | 1.55 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.43 |
| Sep 30, 2024 | 1.38 |
| Jun 30, 2024 | 1.34 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 1.39 |
| Mar 31, 2023 | 1.47 |
| Dec 31, 2022 | 1.49 |
| Sep 30, 2022 | 1.70 |
| Jun 30, 2022 | 1.60 |
| Mar 31, 2022 | 2.37 |
| Dec 31, 2021 | 1.24 |
| Sep 30, 2021 | 2.25 |
| Jun 30, 2021 | 2.67 |
| Mar 31, 2021 | 3.22 |
| Dec 31, 2020 | 2.09 |
| Sep 30, 2020 | 2.48 |
| Jun 30, 2020 | 1.88 |
| Mar 31, 2020 | 1.92 |