Third Coast Bancshares (TCBX) Interest Coverage Ratio (2020 - 2026)
Third Coast Bancshares' (TCBX) quarterly Interest Coverage Ratio came in at 1.6 in Q2 2026, up 4.29% year-over-year from 1.54 in Q2 2025, and up 11.67% quarter-over-quarter from 1.43 in Q1 2026.
Third Coast Bancshares (TCBX) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Third Coast Bancshares (TCBX) has reported Interest Coverage Ratio for 7 consecutive years, with 1.6 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 4.29% year-over-year to 1.6 in Q2 2026; TTM through Jun 2026 was 1.53, a 5.68% increase from a year earlier, with the FY2025 full-year figure at 1.52, up 11.34% from the prior year.
- Interest Coverage Ratio was 1.6 for Q2 2026 at Third Coast Bancshares, up from 1.43 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.37 in Q1 2022 and troughed at 1.21 in Q3 2023.
- A 5-year average of 1.51 and a median of 1.46 in 2025 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 20.37% in 2022, down 39.99% in 2022.
- Over 5 years, Interest Coverage Ratio stood at 1.49 in 2022, then fell by 12.71% to 1.3 in 2023, then climbed by 9.56% to 1.43 in 2024, then increased by 7.97% to 1.54 in 2025, then increased by 4.04% to 1.6 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.6 (Q2 2026), 1.43 (Q1 2026), and 1.54 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Third Coast Bancshares | 736.45 Mn | 159.01 Mn | - | 1.60 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.60 |
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 1.54 |
| Sep 30, 2025 | 1.55 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.43 |
| Sep 30, 2024 | 1.38 |
| Jun 30, 2024 | 1.34 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 1.39 |
| Mar 31, 2023 | 1.47 |
| Dec 31, 2022 | 1.49 |
| Sep 30, 2022 | 1.70 |
| Jun 30, 2022 | 1.60 |
| Mar 31, 2022 | 2.37 |
| Dec 31, 2021 | 1.24 |
| Sep 30, 2021 | 2.25 |
Third Coast Bancshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=TCBX&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "TCBX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=TCBX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();