Third Coast Bancshares (TCBX) Interest Coverage Ratio (2020 - 2026)
Third Coast Bancshares (TCBX) posted quarterly Interest Coverage Ratio of 1.43 for Q1 2026, down 1.55% year-over-year from 1.46 in Q1 2025, and down 6.12% quarter-over-quarter from 1.53 in Q4 2025.
Third Coast Bancshares (TCBX) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Third Coast Bancshares (TCBX) has reported Interest Coverage Ratio for 7 consecutive years, with 1.43 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 1.55% year-over-year to 1.43; the TTM figure through Mar 2026 stood at 1.51 (up 8.12% YoY), while the FY2025 annual figure was 1.52, up 11.27% from the prior year.
- Interest Coverage Ratio declined to 1.43 in Q1 2026 per TCBX's latest filing, from 1.53 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.28 in Q1 2022 and bottomed at 1.21 in Q3 2023.
- Historically, Interest Coverage Ratio has averaged 1.49 across 5 years, with a median of 1.45 in 2023.
- On a YoY basis, Interest Coverage Ratio climbed as much as 20.37% in 2022 and fell as far as 42.24% in 2022.
- Third Coast Bancshares' Interest Coverage Ratio stood at 1.49 in 2022, then decreased by 12.71% to 1.3 in 2023, then gained by 8.8% to 1.42 in 2024, then advanced by 7.91% to 1.53 in 2025, then slipped by 6.12% to 1.43 in 2026.
- Business Quant data shows TCBX's Interest Coverage Ratio at 1.43 in Q1 2026, 1.53 in Q4 2025, and 1.55 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Third Coast Bancshares | 754.40 Mn | 176.96 Mn | - | 1.60 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.60 |
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 1.53 |
| Sep 30, 2025 | 1.55 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.42 |
| Sep 30, 2024 | 1.38 |
| Jun 30, 2024 | 1.34 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 1.39 |
| Mar 31, 2023 | 1.45 |
| Dec 31, 2022 | 1.49 |
| Sep 30, 2022 | 1.70 |
| Jun 30, 2022 | 1.54 |
| Mar 31, 2022 | 2.28 |
| Dec 31, 2021 | 1.24 |
| Sep 30, 2021 | 1.67 |