Third Coast Bancshares (TCBX) Interest Coverage Ratio (2020 - 2026)
Third Coast Bancshares (TCBX) reported Interest Coverage Ratio of 1.43 for Q1 2026, down 1.55% year-over-year from 1.46 in Q1 2025, and down 6.83% quarter-over-quarter from 1.54 in Q4 2025.
Third Coast Bancshares (TCBX) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Third Coast Bancshares (TCBX) has 7 years of Interest Coverage Ratio data on file, last reported at 1.43 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.43, down 1.55% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.51 (up 8.13% YoY), and the FY2025 annual result was 0.11, up 42.33% from the prior year.
- Interest Coverage Ratio retreated to 1.43 in Q1 2026 per TCBX's latest filing, from 1.54 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.37 in Q1 2022 and troughed at 1.21 in Q3 2023.
- A 5-year average of 1.5 and a median of 1.46 in 2025 frame the typical range for Interest Coverage Ratio.
- On a YoY basis, Interest Coverage Ratio climbed as much as 20.37% in 2022 and fell as far as 39.99% in 2022.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.49 in 2022, then retreated by 12.71% to 1.3 in 2023, then grew by 9.56% to 1.43 in 2024, then rose by 7.97% to 1.54 in 2025, then fell by 6.83% to 1.43 in 2026.
- Business Quant data shows TCBX's Interest Coverage Ratio at 1.43 in Q1 2026, 1.54 in Q4 2025, and 1.55 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Third Coast Bancshares | 595.85 Mn | 168.32 Mn | - | 1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 1.54 |
| Sep 30, 2025 | 1.55 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.43 |
| Sep 30, 2024 | 1.38 |
| Jun 30, 2024 | 1.34 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 1.39 |
| Mar 31, 2023 | 1.47 |
| Dec 31, 2022 | 1.49 |
| Sep 30, 2022 | 1.70 |
| Jun 30, 2022 | 1.60 |
| Mar 31, 2022 | 2.37 |
| Dec 31, 2021 | 1.24 |
| Sep 30, 2021 | 2.25 |
| Jun 30, 2021 | 2.67 |