Third Coast Bancshares, Inc. (TCBX) Debt Ratio (2020 - 2026)
Third Coast Bancshares' Debt Ratio was 0.01 in Q2 2026, down 26.4% from 0.02 a year earlier and down 2.2% from the prior quarter.
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Analysis
Third Coast Bancshares, Inc. (TCBX) Debt Ratio (2020 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Third Coast Bancshares came in at 0.02, down 7.2% from FY2024.
- Debt Ratio has now declined for three consecutive years.
- In earlier years, Debt Ratio was 0.02 in FY2024 (-10.8%), 0.02 in FY2023 (-14.0%), 0.02 in FY2022 (+6.4%) and 0.02 in FY2021 (-46.6%).
- The Q2 2026 figure marks the lowest quarterly Debt Ratio in data going back to Q4 2020.
- Compared with a year earlier, Debt Ratio has declined for 14 straight quarters, with an average decline of 12.6% over the last eight quarters.
- The best year-over-year quarter for Debt Ratio over five years was Q4 2022 (growth of 6.4%); the worst was Q4 2021 (a decline of 46.6%).
- Per Business Quant data, TCBX's Debt Ratio in the three quarters before Q2 2026 was 0.01 (Q1 2026), 0.02 (Q4 2025) and 0.02 (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.02 |
API Access
Third Coast Bancshares, Inc. Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=TCBX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "TCBX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=TCBX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();