Texas Community Bancshares (TCBS) Times Interest Earned (2020 - 2026)
Texas Community Bancshares (TCBS) posted quarterly Times Interest Earned of $1.22 for Q1 2026, up 7.69% year-over-year from $1.13 in Q1 2025, and up 123.55% quarter-over-quarter from -$5.19 in Q4 2025.
Texas Community Bancshares (TCBS) Times Interest Earned (2020 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has reported Times Interest Earned for 7 consecutive years, with $1.22 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned rose 7.69% year-over-year to $1.22; the TTM figure through Mar 2026 stood at $4.09 (up 1.26% YoY), while the FY2025 annual figure was $1.37, up 66.63% from the prior year.
- Times Interest Earned advanced to $1.22 in Q1 2026 per TCBS's latest filing, from -$5.19 in the prior quarter.
- Across five years, Times Interest Earned topped out at $1.54 in Q4 2022 and bottomed at -$5.19 in Q4 2025.
- Historically, Times Interest Earned has averaged $0.72 across 5 years, with a median of $1.08 in 2022.
- On a YoY basis, Times Interest Earned climbed as much as 113.15% in 2025 and fell as far as 515.48% in 2025.
- Texas Community Bancshares' Times Interest Earned stood at $1.54 in 2022, then plunged by 30.21% to $1.07 in 2023, then increased by 16.44% to $1.25 in 2024, then sank by 515.48% to -$5.19 in 2025, then surged by 123.55% to $1.22 in 2026.
- Business Quant data shows TCBS's Times Interest Earned at $1.22 in Q1 2026, -$5.19 in Q4 2025, and $1.17 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Texas Community Bancshares | 46.39 Mn | 4.23 Mn | - | 1.53 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.28 |
| Mar 31, 2026 | 1.22 |
| Dec 31, 2025 | -5.19 |
| Sep 30, 2025 | 1.17 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | 1.13 |
| Dec 31, 2024 | 1.25 |
| Sep 30, 2024 | 1.12 |
| Jun 30, 2024 | 1.06 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 1.07 |
| Sep 30, 2023 | 1.06 |
| Jun 30, 2023 | 1.02 |
| Mar 31, 2023 | 0.82 |
| Dec 31, 2022 | 1.54 |
| Sep 30, 2022 | 1.08 |
| Jun 30, 2022 | 1.08 |
| Mar 31, 2022 | 1.12 |
| Dec 31, 2021 | 0.79 |
| Sep 30, 2021 | 0.55 |