Texas Community Bancshares (TCBS) Interest Coverage Ratio (2020 - 2026)
Texas Community Bancshares' (TCBS) quarterly Interest Coverage Ratio came in at 1.22 in Q1 2026, up 7.69% year-on-year from 1.13 in Q1 2025, and up 123.55% on a QoQ basis from 5.19 in Q4 2025.
Texas Community Bancshares (TCBS) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has 7 years of Interest Coverage Ratio data on file, last reported at 1.22 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 7.69% year-over-year to 1.22 in Q1 2026; TTM through Mar 2026 was 4.09, a 79.4% increase from a year earlier, with the FY2025 full-year figure at 1.37, up 66.63% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.22, up from 5.19 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for TCBS reached as high as 1.54 in Q4 2022 and fell as low as 5.19 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 0.7 across 5 years, with a median of 1.08 in 2022.
- On a YoY basis, Interest Coverage Ratio climbed as much as 113.15% in 2025 and fell as far as 665.55% in 2025.
- Year by year, Interest Coverage Ratio stood at 1.54 in 2022, then plunged by 30.21% to 1.07 in 2023, then dropped by 14.45% to 0.92 in 2024, then tumbled by 665.55% to 5.19 in 2025, then jumped by 123.55% to 1.22 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.22 in Q1 2026, 5.19 in Q4 2025, and 1.17 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,163.92 Bn | 4,163.92 Bn | 167,623.00 | -22.98 |
| 2 | Lloyds Banking | 363.19 Bn | 363.19 Bn | - | - |
| 3 | First Capital | 211.31 Bn | 210.96 Bn | - | 1.27 |
| 4 | Landmark Bancorp | 190.22 Bn | 190.19 Bn | - | 2.19 |
| 5 | NatWest | 145.98 Bn | 145.98 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 101.34 Bn | 101.34 Bn | - | 1.86 |
| 7 | Grupo Aval Acciones Y Valores | 78.10 Bn | -1,273.17 Bn | - | 0.16 |
| 8 | Nu Holdings | 70.17 Bn | 55.02 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 67.84 Bn | 67.84 Bn | - | - |
| 10 | Texas Community Bancshares | 49.48 Mn | 7.22 Mn | - | 1.22 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.22 |
| Dec 31, 2025 | -5.19 |
| Sep 30, 2025 | 1.17 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | 1.13 |
| Dec 31, 2024 | 0.92 |
| Sep 30, 2024 | 1.12 |
| Jun 30, 2024 | 1.06 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 1.07 |
| Sep 30, 2023 | 1.06 |
| Jun 30, 2023 | 1.02 |
| Mar 31, 2023 | 0.82 |
| Dec 31, 2022 | 1.54 |
| Sep 30, 2022 | 1.08 |
| Jun 30, 2022 | 1.08 |
| Mar 31, 2022 | 1.12 |
| Dec 31, 2021 | 1.68 |
| Sep 30, 2021 | 0.55 |
| Jun 30, 2021 | 1.41 |