Texas Community Bancshares (TCBS) Interest Coverage Ratio (2020 - 2026)
Texas Community Bancshares (TCBS) reported Interest Coverage Ratio of 1.45 for Q1 2026, up 9.18% year-over-year from 1.32 in Q1 2025, and little changed quarter-over-quarter from 1.45 in Q4 2025.
Texas Community Bancshares (TCBS) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has 7 years of Interest Coverage Ratio data on file, last reported at 1.45 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.45, up 9.18% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.4 (up 12.41% YoY), and the FY2025 annual result was 0.08, down 90.61% from the prior year.
- Interest Coverage Ratio held at 1.45 in Q1 2026 per TCBS's latest filing, from 1.45 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.49 in Q3 2022 and troughed at 0.38 in Q1 2024.
- A 5-year average of 1.28 and a median of 1.32 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio slumped 374.15% in 2024, then jumped 446.74% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.54 in 2022, then slumped by 45.78% to 0.83 in 2023, then jumped by 49.88% to 1.25 in 2024, then climbed by 16.12% to 1.45 in 2025, then slipped by 0.22% to 1.45 in 2026.
- Business Quant data shows TCBS's Interest Coverage Ratio at 1.45 in Q1 2026, 1.45 in Q4 2025, and 1.33 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Texas Community Bancshares | 48.20 Mn | 41.75 Mn | - | 1.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.45 |
| Dec 31, 2025 | 1.45 |
| Sep 30, 2025 | 1.33 |
| Jun 30, 2025 | 1.36 |
| Mar 31, 2025 | 1.32 |
| Dec 31, 2024 | 1.25 |
| Sep 30, 2024 | 1.24 |
| Jun 30, 2024 | 1.16 |
| Mar 31, 2024 | -0.38 |
| Dec 31, 2023 | 0.83 |
| Sep 30, 2023 | 1.27 |
| Jun 30, 2023 | 1.10 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 1.54 |
| Sep 30, 2022 | 2.49 |
| Jun 30, 2022 | 2.20 |
| Mar 31, 2022 | 2.05 |
| Dec 31, 2021 | 1.68 |
| Sep 30, 2021 | 0.55 |
| Jun 30, 2021 | 1.41 |