Texas Community Bancshares (TCBS) Interest Coverage Ratio (2020 - 2026)

Texas Community Bancshares' (TCBS) quarterly Interest Coverage Ratio came in at 1.22 in Q1 2026, up 7.69% year-on-year from 1.13 in Q1 2025, and up 123.55% on a QoQ basis from 5.19 in Q4 2025.

Texas Community Bancshares (TCBS) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Texas Community Bancshares (TCBS) has 7 years of Interest Coverage Ratio data on file, last reported at 1.22 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 7.69% year-over-year to 1.22 in Q1 2026; TTM through Mar 2026 was 4.09, a 79.4% increase from a year earlier, with the FY2025 full-year figure at 1.37, up 66.63% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.22, up from 5.19 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for TCBS reached as high as 1.54 in Q4 2022 and fell as low as 5.19 in Q4 2025.
  • Historically, Interest Coverage Ratio has averaged 0.7 across 5 years, with a median of 1.08 in 2022.
  • On a YoY basis, Interest Coverage Ratio climbed as much as 113.15% in 2025 and fell as far as 665.55% in 2025.
  • Year by year, Interest Coverage Ratio stood at 1.54 in 2022, then plunged by 30.21% to 1.07 in 2023, then dropped by 14.45% to 0.92 in 2024, then tumbled by 665.55% to 5.19 in 2025, then jumped by 123.55% to 1.22 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.22 in Q1 2026, 5.19 in Q4 2025, and 1.17 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 4,163.92 Bn 4,163.92 Bn 167,623.00 -22.98
2 Lloyds Banking 363.19 Bn 363.19 Bn - -
3 First Capital 211.31 Bn 210.96 Bn - 1.27
4 Landmark Bancorp 190.22 Bn 190.19 Bn - 2.19
5 NatWest 145.98 Bn 145.98 Bn 1.79 Bn -
6 Pnc Financial Services 101.34 Bn 101.34 Bn - 1.86
7 Grupo Aval Acciones Y Valores 78.10 Bn -1,273.17 Bn - 0.16
8 Nu Holdings 70.17 Bn 55.02 Bn 1.94 Bn -
9 Deutsche Bank Aktiengesellschaft 67.84 Bn 67.84 Bn - -
10 Texas Community Bancshares 49.48 Mn 7.22 Mn - 1.22

Historic Data

Download Data
DateValue
Mar 31, 2026 1.22
Dec 31, 2025 -5.19
Sep 30, 2025 1.17
Jun 30, 2025 1.15
Mar 31, 2025 1.13
Dec 31, 2024 0.92
Sep 30, 2024 1.12
Jun 30, 2024 1.06
Mar 31, 2024 0.53
Dec 31, 2023 1.07
Sep 30, 2023 1.06
Jun 30, 2023 1.02
Mar 31, 2023 0.82
Dec 31, 2022 1.54
Sep 30, 2022 1.08
Jun 30, 2022 1.08
Mar 31, 2022 1.12
Dec 31, 2021 1.68
Sep 30, 2021 0.55
Jun 30, 2021 1.41