Texas Community Bancshares (TCBS) Interest Coverage Ratio (2020 - 2026)
Texas Community Bancshares (TCBS) reported Interest Coverage Ratio of 1.45 for Q1 2026, up 9.18% year-over-year from 1.32 in Q1 2025, and little changed on a QoQ basis from 1.45 in Q4 2025.
Texas Community Bancshares (TCBS) has 7 years of Interest Coverage Ratio data on file, last reported at 1.45 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 9.18% year-over-year to 1.45 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.4 (up 12.41% YoY) and the FY2025 annual result came in at 0.08, down 90.61% from the prior year.
- Interest Coverage Ratio was little changed at 1.45 in Q1 2026 per TCBS's latest filing, from 1.45 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.49 in Q3 2022 and bottomed at 0.38 in Q1 2024.
- The 5-year median for Interest Coverage Ratio is 1.32 (2025), against an average of 1.28.
- The widest annual swing landed in 2024, when Interest Coverage Ratio plunged 374.15%; it then surged 446.74% in 2025.
- Tracing TCBS's Interest Coverage Ratio over 5 years: stood at 1.54 in 2022, then plunged by 45.78% to 0.83 in 2023, then surged by 49.88% to 1.25 in 2024, then gained by 16.12% to 1.45 in 2025, then retreated by 0.22% to 1.45 in 2026.
- Per Business Quant, the three latest TCBS Interest Coverage Ratio figures stand at 1.45 (Q1 2026), 1.45 (Q4 2025), and 1.33 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Texas Community Bancshares | 47.47 Mn | 41.01 Mn | - | 1.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.45 |
| Dec 31, 2025 | 1.45 |
| Sep 30, 2025 | 1.33 |
| Jun 30, 2025 | 1.36 |
| Mar 31, 2025 | 1.32 |
| Dec 31, 2024 | 1.25 |
| Sep 30, 2024 | 1.24 |
| Jun 30, 2024 | 1.16 |
| Mar 31, 2024 | -0.38 |
| Dec 31, 2023 | 0.83 |
| Sep 30, 2023 | 1.27 |
| Jun 30, 2023 | 1.10 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 1.54 |
| Sep 30, 2022 | 2.49 |
| Jun 30, 2022 | 2.20 |
| Mar 31, 2022 | 2.05 |
| Dec 31, 2021 | 1.68 |
| Sep 30, 2021 | 0.55 |
| Jun 30, 2021 | 1.41 |
| Mar 31, 2021 | 1.52 |
| Dec 31, 2020 | 1.01 |
| Sep 30, 2020 | 1.40 |
| Jun 30, 2020 | 1.59 |
| Mar 31, 2020 | 1.47 |