Texas Community Bancshares (TCBS) FCF Margin (2020 - 2026)

Texas Community Bancshares (TCBS) reported FCF Margin of 4.31% for Q1 2026, up 3688.0% year-over-year from 0.11% in Q1 2025, and down 219.79% on a QoQ basis from 3.6% in Q4 2025.

Texas Community Bancshares (TCBS) has 7 years of FCF Margin data on file, last reported at 4.31% in Q1 2026.

  • Quarterly FCF Margin rose 3688.0% year-over-year to 4.31% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 14.08% (up 1725.0% YoY) and the FY2025 annual result came in at 5.94%, down 101.0% from the prior year.
  • FCF Margin declined to 4.31% in Q1 2026 per TCBS's latest filing, from 3.6% in the prior quarter.
  • Across five years, FCF Margin topped out at 57.6% in Q1 2024 and bottomed at 56.69% in Q4 2023.
  • The 5-year median for FCF Margin is 12.66% (2023), against an average of 4.01%.
  • Peak annual rise in FCF Margin reached 12922 bps in 2022, while the deepest fall reached 10203 bps in 2022.
  • Tracing TCBS's FCF Margin over 5 years: stood at 16.64% in 2022, then sank by 441 bps to 56.69% in 2023, then jumped by 103 bps to 1.81% in 2024, then jumped by 99 bps to 3.6% in 2025, then sank by 220 bps to 4.31% in 2026.
  • Per Business Quant, the three latest TCBS FCF Margin figures stand at 4.31% (Q1 2026), 3.6% (Q4 2025), and 35.24% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 339.84%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 35.69%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 31.27%
10 Texas Community Bancshares 47.47 Mn 41.01 Mn - -4.31%

Historic Data

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DateValue
Mar 31, 2026 -4.31%
Dec 31, 2025 3.60%
Sep 30, 2025 35.24%
Jun 30, 2025 21.90%
Mar 31, 2025 -41.19%
Dec 31, 2024 1.81%
Sep 30, 2024 21.51%
Jun 30, 2024 5.84%
Mar 31, 2024 57.60%
Dec 31, 2023 -56.69%
Sep 30, 2023 12.66%
Jun 30, 2023 -39.55%
Mar 31, 2023 -40.28%
Dec 31, 2022 16.64%
Sep 30, 2022 24.96%
Jun 30, 2022 31.21%
Mar 31, 2022 17.23%
Dec 31, 2021 -112.58%
Sep 30, 2021 126.99%
Jun 30, 2021 22.12%
Mar 31, 2021 34.56%
Dec 31, 2020 -2.54%
Sep 30, 2020 20.69%
Jun 30, 2020 8.85%
Mar 31, 2020 18.30%