Texas Community Bancshares (TCBS) FCF Margin (2020 - 2026)

Texas Community Bancshares (TCBS) reported FCF Margin of 4.31% for Q1 2026, up 3688.0% year-over-year from 0.11% in Q1 2025, and down 219.79% quarter-over-quarter from 3.6% in Q4 2025.

Texas Community Bancshares (TCBS) FCF Margin (2020 - 2026) Analysis & Trends

Texas Community Bancshares (TCBS) has 7 years of FCF Margin data on file, last reported at 4.31% in Q1 2026.

  • FCF Margin for Q1 2026 came in at 4.31%, up 3688.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 14.08% (up 1725.0% YoY), and the FY2025 annual result was 5.94%, down 101.0% from the prior year.
  • FCF Margin eased to 4.31% in Q1 2026 per TCBS's latest filing, from 3.6% in the prior quarter.
  • Over five years, FCF Margin peaked at 57.6% in Q1 2024 and troughed at 56.69% in Q4 2023.
  • A 5-year average of 4.01% and a median of 12.66% in 2023 frame the typical range for FCF Margin.
  • On a YoY basis, FCF Margin climbed as much as 12922 bps in 2022 and fell as far as 10203 bps in 2022.
  • A 5-year view of FCF Margin shows it stood at 16.64% in 2022, then tumbled by 441 bps to 56.69% in 2023, then soared by 103 bps to 1.81% in 2024, then soared by 99 bps to 3.6% in 2025, then tumbled by 220 bps to 4.31% in 2026.
  • Business Quant data shows TCBS's FCF Margin at 4.31% in Q1 2026, 3.6% in Q4 2025, and 35.24% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Texas Community Bancshares 48.20 Mn 41.75 Mn - -4.31%

Historic Data

Download Data
DateValue
Mar 31, 2026 -4.31%
Dec 31, 2025 3.60%
Sep 30, 2025 35.24%
Jun 30, 2025 21.90%
Mar 31, 2025 -41.19%
Dec 31, 2024 1.81%
Sep 30, 2024 21.51%
Jun 30, 2024 5.84%
Mar 31, 2024 57.60%
Dec 31, 2023 -56.69%
Sep 30, 2023 12.66%
Jun 30, 2023 -39.55%
Mar 31, 2023 -40.28%
Dec 31, 2022 16.64%
Sep 30, 2022 24.96%
Jun 30, 2022 31.21%
Mar 31, 2022 17.23%
Dec 31, 2021 -112.58%
Sep 30, 2021 126.99%
Jun 30, 2021 22.12%