Texas Community Bancshares (TCBS) FCF Margin (2020 - 2026)
Texas Community Bancshares (TCBS) posted quarterly FCF Margin of 9.11% for Q1 2026, up 29637.0% year-over-year from N/an in Q1 2025, and down 473.91% quarter-over-quarter from 2.44% in Q4 2025.
Texas Community Bancshares (TCBS) FCF Margin (2020 - 2026) Analysis & Trends
Texas Community Bancshares (TCBS) has reported FCF Margin for 7 consecutive years, with 9.11% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin rose 29637.0% year-over-year to 9.11%; the TTM figure through Mar 2026 stood at 21.45% (up 23207.0% YoY), while the FY2025 annual figure was 6.06%, down 89.0% from the prior year.
- FCF Margin fell to 9.11% in Q1 2026 per TCBS's latest filing, from 2.44% in the prior quarter.
- Across five years, FCF Margin topped out at 111.84% in Q2 2025 and bottomed at 305.48% in Q1 2025.
- Historically, FCF Margin has averaged 5.54% across 5 years, with a median of 9.11% in 2026.
- Annual changes were most pronounced in 2025 — FCF Margin sank 33394 bps — and 2026, when it surged 29637 bps.
- Texas Community Bancshares' FCF Margin stood at 14.75% in 2022, then plunged by 201 bps to 14.85% in 2023, then fell by 7 bps to 15.85% in 2024, then jumped by 115 bps to 2.44% in 2025, then slumped by 474 bps to 9.11% in 2026.
- Business Quant data shows TCBS's FCF Margin at 9.11% in Q1 2026, 2.44% in Q4 2025, and 89.66% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Texas Community Bancshares | 46.39 Mn | 4.23 Mn | - | 17.82% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 31.38% |
| Mar 31, 2026 | -9.11% |
| Dec 31, 2025 | 2.44% |
| Sep 30, 2025 | 89.66% |
| Jun 30, 2025 | 111.84% |
| Mar 31, 2025 | -305.48% |
| Dec 31, 2024 | -15.85% |
| Sep 30, 2024 | 78.54% |
| Jun 30, 2024 | -24.25% |
| Mar 31, 2024 | 28.47% |
| Dec 31, 2023 | -14.85% |
| Sep 30, 2023 | -10.40% |
| Jun 30, 2023 | 38.09% |
| Mar 31, 2023 | 21.97% |
| Dec 31, 2022 | 14.75% |
| Sep 30, 2022 | -16.45% |
| Jun 30, 2022 | -25.65% |
| Mar 31, 2022 | -57.91% |
| Dec 31, 2021 | -61.15% |
| Sep 30, 2021 | 126.99% |