Synchrony Financial (SYF) Payout Ratio (2016 - 2026)
Synchrony Financial's Payout Ratio was 0.13 in Q3 2026, up 8.2% from 0.12 a year earlier and up 6.0% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Payout Ratio (2016 - 2026) Analysis & Trends
For FY2025, Payout Ratio at Synchrony Financial came in at 0.12, up 6.0% from FY2024.
- In earlier years, Payout Ratio was 0.12 in FY2024 (-37.2%), 0.18 in FY2023 (+26.7%), 0.15 in FY2022 (+22.0%) and 0.12 in FY2021 (-69.1%).
- The Q3 2026 figure marks the highest quarterly Payout Ratio since Q1 2025.
- Compared with a year earlier, Payout Ratio was higher in two of the last eight quarters, with an average decline of 7.0%.
- The best year-over-year quarter for Payout Ratio over five years was Q1 2023 (growth of 33.7%); the worst was Q4 2021 (a decline of 69.1%).
- Per Business Quant data, SYF's Payout Ratio in the three quarters before Q3 2026 was 0.12 (Q2 2026), 0.12 (Q1 2026) and 0.12 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Orix | 41.15 Bn | 9.87 Bn | 12.74 Bn |
| 2 | Rocket Companies | 32.72 Bn | 18.40 Bn | - |
| 3 | Royalty Pharma | 28.76 Bn | 25.72 Bn | - |
| 4 | Affirm Holdings | 24.52 Bn | 18.21 Bn | - |
| 5 | Synchrony Financial | 24.15 Bn | -43.47 Bn | - |
| 6 | Federal National Mortgage Association Fannie Mae | 23.82 Bn | 23.82 Bn | - |
| 7 | Royal Gold | 20.38 Bn | 19.56 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 13.50 Bn | 13.50 Bn | - |
| 9 | Ares Capital | 13.24 Bn | 13.24 Bn | - |
| 10 | Federal Home Loan Mortgage | 11.67 Bn | -7.07 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.13 |
| Jun 30, 2026 | 0.12 |
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.13 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.14 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.14 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | 0.12 |
API Access
Synchrony Financial Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();