Synchrony Financial (SYF) Payout Ratio (2016 - 2026)

Synchrony Financial (SYF) has reported Payout Ratio for 11 consecutive years, with 0.12 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Payout Ratio fell 3.96% year-over-year to 0.12; the trailing twelve-month figure through Jun 2026 stood at 0.12 (down 3.78% YoY), and the FY2025 full-year result was 0.12, up 5.99% from the prior year.
• Payout Ratio declined to 0.12 in Q2 2026 per SYF's latest filing, from 0.13 in the prior quarter.
• Across five years, Payout Ratio topped out at 0.24 in Q4 2023 and bottomed at 0.08 in Q1 2024.
• Historically, Payout Ratio has averaged 0.14 across 5 years, with a median of 0.13 in 2026.
• The sharpest annual moves came in 2024 and 2025: Payout Ratio plunged 53.06% in 2024, then surged 65.65% in 2025.
• Over 5 years, Payout Ratio stood at 0.18 in 2022, then surged by 32.17% to 0.24 in 2023, then sank by 46.35% to 0.13 in 2024, then grew by 12.72% to 0.15 in 2025, then retreated by 20.29% to 0.12 in 2026.
• According to Business Quant data, Payout Ratio over the past three periods registered 0.12, 0.13, and 0.15 for Q2 2026, Q1 2026, and Q4 2025 respectively.