Synchrony Financial (SYF) Long-Term Debt Repayments (2013 - 2026)
Synchrony Financial's Long-Term Debt Repayments was $1.5 billion in Q3 2026, down 41.7% from $2.58 billion a year earlier.
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Analysis
Synchrony Financial (SYF) Long-Term Debt Repayments (2013 - 2026) Analysis & Trends
For FY2025, Long-Term Debt Repayments at Synchrony Financial came in at $4.33 billion, up 45.4% from FY2024.
- Long-Term Debt Repayments shows a five-year compound annual growth rate of -2.0% (FY2020 to FY2025).
- In earlier years, Long-Term Debt Repayments was $2.98 billion in FY2024 (+136.7%), $1.26 billion in FY2023 (-76.2%), $5.28 billion in FY2022 (+20.5%) and $4.39 billion in FY2021 (-8.3%).
- The Q3 2026 figure marks the lowest quarterly Long-Term Debt Repayments since Q4 2024.
- The best year-over-year quarter for Long-Term Debt Repayments over five years was Q3 2024 (growth of 400.0%); the worst was Q1 2023 (a decline of 78.3%).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Repayment (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 40.99 Bn | 9.71 Bn | 12.74 Bn | - |
| 2 | Rocket Companies | 35.89 Bn | 35.89 Bn | - | - |
| 3 | Royalty Pharma | 29.95 Bn | 26.91 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 148.45 Bn |
| 5 | Affirm Holdings | 24.55 Bn | 18.24 Bn | - | 9.80 Bn |
| 6 | Synchrony Financial | 24.01 Bn | -43.61 Bn | - | 1.50 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.43 Bn | 390.45 Mn | 200.00 Mn |
| 8 | Annaly Capital Management | 13.94 Bn | 4.90 Bn | - | 5.44 Bn |
| 9 | Ares Capital | 13.71 Bn | 11.46 Bn | - | 4.01 Bn |
| 10 | Federal Home Loan Mortgage | 13.42 Bn | 13.42 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.50 Bn |
| Sep 30, 2025 | 2.58 Bn |
| Jun 30, 2025 | 1.75 Bn |
| Dec 31, 2024 | 175.00 Mn |
| Sep 30, 2024 | 1.50 Bn |
| Jun 30, 2024 | 700.00 Mn |
| Mar 31, 2024 | 600.00 Mn |
| Sep 30, 2023 | 300.00 Mn |
| Jun 30, 2023 | 707.00 Mn |
| Mar 31, 2023 | 250.00 Mn |
| Dec 31, 2022 | 1.18 Bn |
| Jun 30, 2022 | 2.95 Bn |
| Mar 31, 2022 | 1.15 Bn |
| Dec 31, 2021 | 11.00 Mn |
| Sep 30, 2021 | 1.00 Bn |
| Jun 30, 2021 | 2.51 Bn |
| Mar 31, 2021 | 868.00 Mn |
| Dec 31, 2020 | 1.00 Mn |
| Sep 30, 2020 | 476.00 Mn |
| Jun 30, 2020 | 1.18 Bn |
API Access
Synchrony Financial Long-Term Debt Repayments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt-repayments", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();