Synchrony Financial (SYF) Invested Capital (2013 - 2026)
Synchrony Financial (SYF) posted Invested Capital of $32.9 billion for Q1 2026, up 3.0% quarter-over-quarter from $31.9 billion in Q4 2025, and down 2.04% year-on-year from $33.6 billion in Q1 2025.
Synchrony Financial (SYF) Invested Capital (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Invested Capital for 14 consecutive years, with $32.9 billion the latest figure, recorded in Q1 2026.
- Invested Capital for Q1 2026 came in at $32.9 billion, down 2.04% year-over-year; the trailing twelve-month figure through Mar 2026 was $32.9 billion (down 2.04% YoY), and the FY2025 annual result was $31.9 billion, changed 0.29% from the prior year.
- Invested Capital was $32.9 billion for Q1 2026 at Synchrony Financial, up from $31.9 billion in the prior quarter.
- Over five years, Invested Capital peaked at $33.6 billion in Q1 2025 and troughed at $25.6 billion in Q2 2022.
- Average Invested Capital over 5 years is $30.0 billion, with a median of $31.2 billion recorded in 2024.
- Year-over-year, Invested Capital retreated 7.61% in 2022 and grew 12.92% in 2024.
- Over 5 years, Invested Capital stood at $27.1 billion in 2022, then advanced by 10.42% to $29.9 billion in 2023, then advanced by 7.22% to $32.0 billion in 2024, then decreased by 0.29% to $31.9 billion in 2025, then grew by 3.0% to $32.9 billion in 2026.
- Per Business Quant data, the three most recent Invested Capital figures were $32.9 billion in Q1 2026, $31.9 billion in Q4 2025, and $31.5 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 59.66 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 8.47 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.75 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 30.90 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 3.78 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 12.63 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 32.96 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.52 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.39 Bn |
| 10 | Synchrony Financial | 76.77 Mn | -20.48 Bn | - | 32.91 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 32.91 Bn |
| Dec 31, 2025 | 31.95 Bn |
| Sep 30, 2025 | 31.50 Bn |
| Jun 30, 2025 | 32.96 Bn |
| Mar 31, 2025 | 33.59 Bn |
| Dec 31, 2024 | 32.04 Bn |
| Sep 30, 2024 | 31.61 Bn |
| Jun 30, 2024 | 31.18 Bn |
| Mar 31, 2024 | 31.42 Bn |
| Dec 31, 2023 | 29.89 Bn |
| Sep 30, 2023 | 29.00 Bn |
| Jun 30, 2023 | 27.61 Bn |
| Mar 31, 2023 | 28.13 Bn |
| Dec 31, 2022 | 27.06 Bn |
| Sep 30, 2022 | 27.33 Bn |
| Jun 30, 2022 | 25.55 Bn |
| Mar 31, 2022 | 26.78 Bn |
| Dec 31, 2021 | 28.16 Bn |
| Sep 30, 2021 | 26.70 Bn |
| Jun 30, 2021 | 27.65 Bn |