Synchrony Financial (SYF) Invested Capital (2013 - 2026)
Synchrony Financial (SYF) reported Invested Capital of $24.66 billion for Q3 2026, up 3.5% from $23.83 billion a year earlier and up 1.0% from the prior quarter.
Powered by 
Analysis
Synchrony Financial (SYF) Invested Capital (2013 - 2026) Analysis & Trends
For FY2025, Synchrony Financial posted Invested Capital of $23.53 billion, down 2.8% from FY2024.
- Invested Capital has a five-year compound annual growth rate of 2.6% (FY2020 to FY2025).
- By year, Invested Capital came in at $24.2 billion in FY2024 (+7.0%), $22.62 billion in FY2023 (+8.5%), $20.84 billion in FY2022 (-0.2%) and $20.87 billion in FY2021 (+1.0%).
- The Q3 2026 figure ranks as the highest quarterly Invested Capital since Q1 2025.
- Year over year, Invested Capital gained in five of the last eight quarters, with growth averaging 1.8%.
- The high point for year-over-year Invested Capital in five years was Q2 2023 (growth of 11.2%); the low point was Q1 2026 (a decline of 4.0%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $24.41 billion (Q2 2026), $23.99 billion (Q1 2026) and $23.53 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.26 Bn | 30.07 Bn | - | 49.21 Bn |
| 2 | Orix | 40.39 Bn | 9.11 Bn | 12.74 Bn | 68.55 Bn |
| 3 | Royalty Pharma | 30.85 Bn | 27.81 Bn | - | 18.75 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.41 Bn | 24.41 Bn | - | 4,288.89 Bn |
| 5 | Synchrony Financial | 23.65 Bn | -43.98 Bn | - | 24.66 Bn |
| 6 | Affirm Holdings | 23.35 Bn | 17.04 Bn | - | 8.82 Bn |
| 7 | Royal Gold | 21.50 Bn | 20.68 Bn | 390.45 Mn | 8.03 Bn |
| 8 | Annaly Capital Management | 14.39 Bn | 5.35 Bn | - | 54.27 Bn |
| 9 | Ares Capital | 14.00 Bn | 11.75 Bn | - | 29.07 Bn |
| 10 | Federal Home Loan Mortgage | 12.48 Bn | -6.19 Bn | - | 247.50 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 24.66 Bn |
| Jun 30, 2026 | 24.41 Bn |
| Mar 31, 2026 | 23.99 Bn |
| Dec 31, 2025 | 23.53 Bn |
| Sep 30, 2025 | 23.83 Bn |
| Jun 30, 2025 | 24.62 Bn |
| Mar 31, 2025 | 25.00 Bn |
| Dec 31, 2024 | 24.20 Bn |
| Sep 30, 2024 | 23.60 Bn |
| Jun 30, 2024 | 23.66 Bn |
| Mar 31, 2024 | 23.40 Bn |
| Dec 31, 2023 | 22.62 Bn |
| Sep 30, 2023 | 22.48 Bn |
| Jun 30, 2023 | 22.09 Bn |
| Mar 31, 2023 | 21.90 Bn |
| Dec 31, 2022 | 20.84 Bn |
| Sep 30, 2022 | 20.97 Bn |
| Jun 30, 2022 | 19.86 Bn |
| Mar 31, 2022 | 20.64 Bn |
| Dec 31, 2021 | 20.87 Bn |
API Access
Synchrony Financial Invested Capital API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=invested-capital&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "invested-capital", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=invested-capital&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();