Synchrony Financial (SYF) Invested Capital (2013 - 2026)
Synchrony Financial's (SYF) quarterly Invested Capital came in at $33.3 billion in Q2 2026, up 1.12% on a YoY basis from $33.0 billion in Q2 2025, and up 1.29% quarter-over-quarter from $32.9 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Invested Capital (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Invested Capital for 14 consecutive years, with $33.3 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Invested Capital rose 1.12% year-over-year to $33.3 billion; the trailing twelve-month figure through Jun 2026 stood at $33.3 billion (up 1.12% YoY), and the FY2025 full-year result was $31.9 billion, changed 0.29% from the prior year.
- Invested Capital advanced to $33.3 billion in Q2 2026 per SYF's latest filing, from $32.9 billion in the prior quarter.
- Across five years, Invested Capital topped out at $33.6 billion in Q1 2025 and bottomed at $25.6 billion in Q2 2022.
- Historically, Invested Capital has averaged $30.2 billion across 5 years, with a median of $31.3 billion in 2024.
- The sharpest annual moves came in 2022 and 2024: Invested Capital fell 7.61% in 2022, then climbed 12.92% in 2024.
- Over 5 years, Invested Capital stood at $27.1 billion in 2022, then gained by 10.42% to $29.9 billion in 2023, then gained by 7.22% to $32.0 billion in 2024, then retreated by 0.29% to $31.9 billion in 2025, then grew by 4.32% to $33.3 billion in 2026.
- According to Business Quant data, Invested Capital over the past three periods registered $33.3 billion, $32.9 billion, and $31.9 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 33.33 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 8.82 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 4.67 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 6.61 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 8.32 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 6.51 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 6.65 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 1.69 Bn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 56.54 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.33 Bn |
| Mar 31, 2026 | 32.91 Bn |
| Dec 31, 2025 | 31.95 Bn |
| Sep 30, 2025 | 31.50 Bn |
| Jun 30, 2025 | 32.96 Bn |
| Mar 31, 2025 | 33.59 Bn |
| Dec 31, 2024 | 32.04 Bn |
| Sep 30, 2024 | 31.61 Bn |
| Jun 30, 2024 | 31.18 Bn |
| Mar 31, 2024 | 31.42 Bn |
| Dec 31, 2023 | 29.89 Bn |
| Sep 30, 2023 | 29.00 Bn |
| Jun 30, 2023 | 27.61 Bn |
| Mar 31, 2023 | 28.13 Bn |
| Dec 31, 2022 | 27.06 Bn |
| Sep 30, 2022 | 27.33 Bn |
| Jun 30, 2022 | 25.55 Bn |
| Mar 31, 2022 | 26.78 Bn |
| Dec 31, 2021 | 28.16 Bn |
| Sep 30, 2021 | 26.70 Bn |