Synchrony Financial (SYF) FCF Payout Ratio (2016 - 2026)

Synchrony Financial (SYF) has reported FCF Payout Ratio for 11 consecutive years, with 0.04 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, FCF Payout Ratio fell 7.21% year-over-year to 0.04; the trailing twelve-month figure through Jun 2026 stood at 0.04 (up 5.13% YoY), and the FY2025 full-year result was 0.04, up 7.25% from the prior year.
• FCF Payout Ratio fell to 0.04 in Q2 2026 per SYF's latest filing, from 0.05 in the prior quarter.
• Across five years, FCF Payout Ratio topped out at 0.08 in Q1 2022 and bottomed at 0.04 in Q3 2024.
• Historically, FCF Payout Ratio has averaged 0.05 across 5 years, with a median of 0.04 in 2023.
• The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio rose 17.33% in 2022, then slumped 37.19% in 2023.
• Over 5 years, FCF Payout Ratio stood at 0.06 in 2022, then declined by 20.28% to 0.04 in 2023, then declined by 7.27% to 0.04 in 2024, then climbed by 4.78% to 0.04 in 2025, then decreased by 4.33% to 0.04 in 2026.
• According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.04, 0.05, and 0.04 for Q2 2026, Q1 2026, and Q4 2025 respectively.