Synchrony Financial (SYF) FCF Payout Ratio (2016 - 2026)

Synchrony Financial (SYF) has 11 years of FCF Payout Ratio data on file, last reported at 0.04 in Q2 2026.

• Quarterly FCF Payout Ratio fell 7.21% year-over-year to 0.04 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.04 (up 5.13% YoY) and the FY2025 annual result came in at 0.04, up 7.25% from the prior year.
• FCF Payout Ratio slipped to 0.04 in Q2 2026, from 0.05 in the prior quarter.
• In the past five years, FCF Payout Ratio ranged from a high of 0.08 in Q1 2022 to a low of 0.04 in Q3 2024.
• A 5-year average of 0.05 and a median of 0.04 in 2023 frame the typical range for FCF Payout Ratio.
• Annual changes were most pronounced in 2022 — FCF Payout Ratio increased 17.33% — and 2023, when it sank 37.19%.
• Tracing SYF's FCF Payout Ratio over 5 years: stood at 0.06 in 2022, then slipped by 20.28% to 0.04 in 2023, then slipped by 7.27% to 0.04 in 2024, then gained by 4.78% to 0.04 in 2025, then fell by 4.33% to 0.04 in 2026.
• The last three FCF Payout Ratio figures came in at 0.04 (Q2 2026), 0.05 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.