Synchrony Financial SYF
NYSE SYF
$74.07 -0.97 (-1.29%)
At close: Nov 5, 2026 · 4:00 PM EST

Synchrony Financial (SYF) Ending Cash Balance (2013 - 2026)

Updated

Synchrony Financial's Ending Cash Balance came in at $16.7 billion for Q3 2026, up 2.5% from $16.29 billion a year earlier but down 3.1% from the prior quarter.

Analysis

Synchrony Financial (SYF) Ending Cash Balance (2013 - 2026) Analysis & Trends

For FY2025, Synchrony Financial's Ending Cash Balance was $15.02 billion, up 1.8% from FY2024.

  • Ending Cash Balance has increased in each of the last four years, with a five-year compound annual growth rate of 5.3% (FY2020 to FY2025).
  • Going back by year, Ending Cash Balance was $14.76 billion in FY2024 (+2.3%), $14.42 billion in FY2023 (+38.3%), $10.43 billion in FY2022 (+20.1%) and $8.69 billion in FY2021 (-25.2%).
  • The five-year range for quarterly Ending Cash Balance is $8.69 billion (Q4 2021) to $22.68 billion (Q1 2025).
  • Year-over-year, Ending Cash Balance increased in five of the last eight quarters, with an average decline of 0.7%.
  • The fastest year-over-year change in Ending Cash Balance over five years came in Q1 2023 (growth of 45.7%), and the weakest in Q1 2022 (a decline of 36.1%).
  • Business Quant data shows SYF's Ending Cash Balance at $17.24 billion (Q2 2026), $20.6 billion (Q1 2026) and $15.02 billion (Q4 2025) in the three quarters before Q3 2026.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Ending Cash Balance (Qtr)
1 Rocket Companies 42.08 Bn 30.90 Bn - 2.94 Bn
2 Orix 40.23 Bn 9.45 Bn 12.74 Bn -
3 Royalty Pharma 38.80 Bn 39.13 Bn - 513.66 Mn
4 Federal National Mortgage Association Fannie Mae 24.88 Bn 24.88 Bn - 36.34 Bn
5 Affirm Holdings 23.61 Bn 16.66 Bn - 2.57 Bn
6 Synchrony Financial 23.04 Bn -44.59 Bn - 16.70 Bn
7 Royal Gold 22.12 Bn 21.35 Bn 390.45 Mn 182.47 Mn
8 Annaly Capital Management 14.78 Bn 5.81 Bn - 2.18 Bn
9 Ares Capital 13.97 Bn 11.72 Bn - 942.00 Mn
10 Federal Home Loan Mortgage 12.45 Bn -6.23 Bn - 4.56 Bn
Historic Data

Historic Data

Download Data
DateValue
Sep 30, 2026 16.70 Bn
Jun 30, 2026 17.24 Bn
Mar 31, 2026 20.60 Bn
Dec 31, 2025 15.02 Bn
Sep 30, 2025 16.29 Bn
Jun 30, 2025 20.18 Bn
Mar 31, 2025 22.68 Bn
Dec 31, 2024 14.76 Bn
Sep 30, 2024 17.98 Bn
Jun 30, 2024 18.68 Bn
Mar 31, 2024 20.07 Bn
Dec 31, 2023 14.42 Bn
Sep 30, 2023 15.80 Bn
Jun 30, 2023 12.86 Bn
Mar 31, 2023 15.92 Bn
Dec 31, 2022 10.43 Bn
Sep 30, 2022 13.06 Bn
Jun 30, 2022 10.79 Bn
Mar 31, 2022 10.92 Bn
Dec 31, 2021 8.69 Bn
API Access

Synchrony Financial Ending Cash Balance API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=SYF&period=max&api_key=YOUR_API_KEY