Synchrony Financial (SYF) Ending Cash Balance (2013 - 2026)
Synchrony Financial's Ending Cash Balance came in at $16.7 billion for Q3 2026, up 2.5% from $16.29 billion a year earlier but down 3.1% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Ending Cash Balance (2013 - 2026) Analysis & Trends
For FY2025, Synchrony Financial's Ending Cash Balance was $15.02 billion, up 1.8% from FY2024.
- Ending Cash Balance has increased in each of the last four years, with a five-year compound annual growth rate of 5.3% (FY2020 to FY2025).
- Going back by year, Ending Cash Balance was $14.76 billion in FY2024 (+2.3%), $14.42 billion in FY2023 (+38.3%), $10.43 billion in FY2022 (+20.1%) and $8.69 billion in FY2021 (-25.2%).
- The five-year range for quarterly Ending Cash Balance is $8.69 billion (Q4 2021) to $22.68 billion (Q1 2025).
- Year-over-year, Ending Cash Balance increased in five of the last eight quarters, with an average decline of 0.7%.
- The fastest year-over-year change in Ending Cash Balance over five years came in Q1 2023 (growth of 45.7%), and the weakest in Q1 2022 (a decline of 36.1%).
- Business Quant data shows SYF's Ending Cash Balance at $17.24 billion (Q2 2026), $20.6 billion (Q1 2026) and $15.02 billion (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Ending Cash Balance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.08 Bn | 30.90 Bn | - | 2.94 Bn |
| 2 | Orix | 40.23 Bn | 9.45 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 38.80 Bn | 39.13 Bn | - | 513.66 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.88 Bn | 24.88 Bn | - | 36.34 Bn |
| 5 | Affirm Holdings | 23.61 Bn | 16.66 Bn | - | 2.57 Bn |
| 6 | Synchrony Financial | 23.04 Bn | -44.59 Bn | - | 16.70 Bn |
| 7 | Royal Gold | 22.12 Bn | 21.35 Bn | 390.45 Mn | 182.47 Mn |
| 8 | Annaly Capital Management | 14.78 Bn | 5.81 Bn | - | 2.18 Bn |
| 9 | Ares Capital | 13.97 Bn | 11.72 Bn | - | 942.00 Mn |
| 10 | Federal Home Loan Mortgage | 12.45 Bn | -6.23 Bn | - | 4.56 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 16.70 Bn |
| Jun 30, 2026 | 17.24 Bn |
| Mar 31, 2026 | 20.60 Bn |
| Dec 31, 2025 | 15.02 Bn |
| Sep 30, 2025 | 16.29 Bn |
| Jun 30, 2025 | 20.18 Bn |
| Mar 31, 2025 | 22.68 Bn |
| Dec 31, 2024 | 14.76 Bn |
| Sep 30, 2024 | 17.98 Bn |
| Jun 30, 2024 | 18.68 Bn |
| Mar 31, 2024 | 20.07 Bn |
| Dec 31, 2023 | 14.42 Bn |
| Sep 30, 2023 | 15.80 Bn |
| Jun 30, 2023 | 12.86 Bn |
| Mar 31, 2023 | 15.92 Bn |
| Dec 31, 2022 | 10.43 Bn |
| Sep 30, 2022 | 13.06 Bn |
| Jun 30, 2022 | 10.79 Bn |
| Mar 31, 2022 | 10.92 Bn |
| Dec 31, 2021 | 8.69 Bn |
API Access
Synchrony Financial Ending Cash Balance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ending-cash-balance", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();