Synchrony Financial SYF
NYSE SYF
$78.99 -0.93 (-1.16%)
As of: Sep 8, 2026 · 1:15 PM EDT

Synchrony Financial (SYF) Dividend Coverage Ratio (2016 - 2026)

Synchrony Financial's (SYF) quarterly Dividend Coverage Ratio came in at 8.64 in Q2 2026, up 4.12% on a YoY basis from 8.3 in Q2 2025, and up 14.61% quarter-over-quarter from 7.54 in Q1 2026.

Analysis

Synchrony Financial (SYF) Dividend Coverage Ratio (2016 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Dividend Coverage Ratio for 11 consecutive years, with 8.64 the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Dividend Coverage Ratio rose 4.12% year-over-year to 8.64; the trailing twelve-month figure through Jun 2026 stood at 8.18 (up 3.92% YoY), and the FY2025 full-year result was 8.12, down 5.65% from the prior year.
  • Dividend Coverage Ratio climbed to 8.64 in Q2 2026 per SYF's latest filing, from 7.54 in the prior quarter.
  • Across five years, Dividend Coverage Ratio topped out at 12.57 in Q1 2024 and bottomed at 4.17 in Q4 2023.
  • Historically, Dividend Coverage Ratio has averaged 7.32 across 5 years, with a median of 7.44 in 2026.
  • The sharpest annual moves came in 2024 and 2025: Dividend Coverage Ratio soared 113.03% in 2024, then slumped 39.63% in 2025.
  • Over 5 years, Dividend Coverage Ratio stood at 5.5 in 2022, then decreased by 24.34% to 4.17 in 2023, then surged by 86.38% to 7.76 in 2024, then dropped by 11.29% to 6.89 in 2025, then gained by 25.46% to 8.64 in 2026.
  • According to Business Quant data, Dividend Coverage Ratio over the past three periods registered 8.64, 7.54, and 6.89 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Div. Cover (Qtr)
1 Synchrony Financial 26.20 Bn 10.00 Bn - 8.64
2 Affirm Holdings 23.94 Bn 22.31 Bn - -
3 FirstCash Holdings 10.02 Bn 9.84 Bn 533.67 Mn 5.08
4 Credit Acceptance 6.23 Bn 5.74 Bn 569.30 Mn -
5 Enova International 5.62 Bn 5.50 Bn 568.07 Mn -
6 Slm 4.99 Bn 197.56 Mn - 0.27
7 Bread Financial Holdings 4.32 Bn -15.77 Bn 957.00 Mn 13.09
8 StoneCo 2.69 Bn 1.07 Bn 308.97 Mn 0.00
9 Ezcorp 2.06 Bn 1.75 Bn 246.19 Mn -
10 Navient 1.71 Bn 337.11 Mn - 1.67
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 8.64
Mar 31, 2026 7.54
Dec 31, 2025 6.89
Sep 30, 2025 9.61
Jun 30, 2025 8.30
Mar 31, 2025 7.59
Dec 31, 2024 7.76
Sep 30, 2024 7.76
Jun 30, 2024 6.24
Mar 31, 2024 12.57
Dec 31, 2023 4.17
Sep 30, 2023 5.94
Jun 30, 2023 5.65
Mar 31, 2023 5.90
Dec 31, 2022 5.50
Sep 30, 2022 6.35
Jun 30, 2022 7.34
Mar 31, 2022 8.09
Dec 31, 2021 6.69
Sep 30, 2021 9.11