Synchrony Financial (SYF) Dividend Coverage Ratio (2016 - 2026)
Synchrony Financial's (SYF) Dividend Coverage Ratio was 8.64 for Q2 2026, up 4.1% from 8.30 a year earlier and up 14.6% from the prior quarter.
Synchrony Financial (SYF) Dividend Coverage Ratio (2016 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Synchrony Financial's Dividend Coverage Ratio came in at 8.18, up 3.9% year-over-year; for FY2025, it came in at 8.12, down 5.6% from FY2024.
- By year, Dividend Coverage Ratio came in at 8.61 in FY2024 (+59.2%), 5.41 in FY2023 (-21.1%), 6.85 in FY2022 (-18.0%) and 8.36 in FY2021 (+223.6%).
- Five-year quarterly Dividend Coverage Ratio spans a low of 4.17 in Q4 2023 and a high of 12.57 in Q1 2024.
- Year over year, Dividend Coverage Ratio gained in five of the last eight quarters, with growth averaging 15.8%.
- The high point for year-over-year Dividend Coverage Ratio in five years was Q3 2021 (growth of 288.0%); the low point was Q1 2025 (a decline of 39.6%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 7.54 (Q1 2026), 6.89 (Q4 2025) and 9.61 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Div. Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | - |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 38.33 |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | - |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 8.64 |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | - |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 5.86 |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.68 Bn | -6.06 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.64 |
| Mar 31, 2026 | 7.54 |
| Dec 31, 2025 | 6.89 |
| Sep 30, 2025 | 9.61 |
| Jun 30, 2025 | 8.30 |
| Mar 31, 2025 | 7.59 |
| Dec 31, 2024 | 7.76 |
| Sep 30, 2024 | 7.76 |
| Jun 30, 2024 | 6.24 |
| Mar 31, 2024 | 12.57 |
| Dec 31, 2023 | 4.17 |
| Sep 30, 2023 | 5.94 |
| Jun 30, 2023 | 5.65 |
| Mar 31, 2023 | 5.90 |
| Dec 31, 2022 | 5.50 |
| Sep 30, 2022 | 6.35 |
| Jun 30, 2022 | 7.34 |
| Mar 31, 2022 | 8.09 |
| Dec 31, 2021 | 6.69 |
| Sep 30, 2021 | 9.11 |
Synchrony Financial Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=SYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();