Synchrony Financial (SYF) Dividend Coverage Ratio (2016 - 2026)
Synchrony Financial's (SYF) Dividend Coverage Ratio was 7.85 for Q3 2026, down 18.3% from 9.61 a year earlier and down 9.1% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Dividend Coverage Ratio (2016 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Synchrony Financial's Dividend Coverage Ratio came in at 7.72, down 7.6% year-over-year; for FY2025, it came in at 8.12, down 5.6% from FY2024.
- By year, Dividend Coverage Ratio came in at 8.61 in FY2024 (+59.2%), 5.41 in FY2023 (-21.1%), 6.85 in FY2022 (-18.0%) and 8.36 in FY2021 (+223.6%).
- Five-year quarterly Dividend Coverage Ratio spans a low of 4.17 in Q4 2023 and a high of 12.57 in Q1 2024.
- Year over year, Dividend Coverage Ratio gained in four of the last eight quarters, with growth averaging 9.7%.
- The high point for year-over-year Dividend Coverage Ratio in five years was Q1 2024 (growth of 113.0%); the low point was Q1 2025 (a decline of 39.6%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 8.64 (Q2 2026), 7.54 (Q1 2026) and 6.89 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Div. Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.50 Bn | 30.18 Bn | - | 38.33 |
| 2 | Orix | 41.49 Bn | 10.71 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 37.54 Bn | 37.45 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.58 Bn | 24.58 Bn | - | - |
| 5 | Affirm Holdings | 24.51 Bn | 18.20 Bn | - | - |
| 6 | Synchrony Financial | 23.32 Bn | -44.30 Bn | - | 7.85 |
| 7 | Royal Gold | 20.29 Bn | 19.52 Bn | 390.45 Mn | 5.86 |
| 8 | Annaly Capital Management | 13.76 Bn | 13.83 Bn | - | - |
| 9 | Ares Capital | 13.29 Bn | 13.29 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.48 Bn | -6.26 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 7.85 |
| Jun 30, 2026 | 8.64 |
| Mar 31, 2026 | 7.54 |
| Dec 31, 2025 | 6.89 |
| Sep 30, 2025 | 9.61 |
| Jun 30, 2025 | 8.30 |
| Mar 31, 2025 | 7.59 |
| Dec 31, 2024 | 7.76 |
| Sep 30, 2024 | 7.76 |
| Jun 30, 2024 | 6.24 |
| Mar 31, 2024 | 12.57 |
| Dec 31, 2023 | 4.17 |
| Sep 30, 2023 | 5.94 |
| Jun 30, 2023 | 5.65 |
| Mar 31, 2023 | 5.90 |
| Dec 31, 2022 | 5.50 |
| Sep 30, 2022 | 6.35 |
| Jun 30, 2022 | 7.34 |
| Mar 31, 2022 | 8.09 |
| Dec 31, 2021 | 6.69 |
API Access
Synchrony Financial Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();