Synchrony Financial (SYF) Depreciation & Amortization (CF) (2013 - 2026)
Synchrony Financial (SYF) posted Depreciation & Amortization (CF) of $150 million for Q3 2026, up 17.2% from $128 million a year earlier and up 3.4% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Depreciation & Amortization (CF) (2013 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Depreciation & Amortization (CF) at Synchrony Financial was $577 million, up 16.6% year-over-year; for FY2025, it came in at $514 million, up 6.9% from FY2024.
- Annual Depreciation & Amortization (CF) has increased for 13 consecutive years, with a five-year compound annual growth rate of 6.1% (FY2020 to FY2025).
- In prior years, Synchrony Financial's Depreciation & Amortization (CF) was $481 million in FY2024 (+5.0%), $458 million in FY2023 (+9.3%), $419 million in FY2022 (+7.4%) and $390 million in FY2021 (+1.8%).
- The Q3 2026 figure stands as the highest quarterly Depreciation & Amortization (CF) in data going back to Q3 2013.
- On a year-over-year basis, Depreciation & Amortization (CF) has increased in each of the last 15 quarters, with growth averaging 10.0% over the last eight quarters.
- The strongest year-over-year quarter for Depreciation & Amortization (CF) in the past five years was Q2 2026, with growth of 18.9%; the weakest was Q4 2022, with a decline of 3.8%.
- According to Business Quant data, Depreciation & Amortization (CF) for the three prior quarters was $145 million (Q2 2026), $143 million (Q1 2026) and $139 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Dep. & Amort. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.26 Bn | 30.07 Bn | - | 147.00 Mn |
| 2 | Orix | 40.37 Bn | 9.10 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 30.55 Bn | 27.51 Bn | - | - |
| 4 | Synchrony Financial | 23.68 Bn | -43.94 Bn | - | 150.00 Mn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.59 Bn | 23.59 Bn | - | - |
| 6 | Affirm Holdings | 23.31 Bn | 17.00 Bn | - | 87.35 Mn |
| 7 | Royal Gold | 21.32 Bn | 20.50 Bn | 390.45 Mn | 96.20 Mn |
| 8 | Annaly Capital Management | 14.30 Bn | 5.26 Bn | - | 8.74 Mn |
| 9 | Ares Capital | 13.91 Bn | 11.67 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.26 Bn | -6.42 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 150.00 Mn |
| Jun 30, 2026 | 145.00 Mn |
| Mar 31, 2026 | 143.00 Mn |
| Dec 31, 2025 | 139.00 Mn |
| Sep 30, 2025 | 128.00 Mn |
| Jun 30, 2025 | 122.00 Mn |
| Mar 31, 2025 | 125.00 Mn |
| Dec 31, 2024 | 120.00 Mn |
| Sep 30, 2024 | 121.00 Mn |
| Jun 30, 2024 | 121.00 Mn |
| Mar 31, 2024 | 119.00 Mn |
| Dec 31, 2023 | 118.00 Mn |
| Sep 30, 2023 | 116.00 Mn |
| Jun 30, 2023 | 113.00 Mn |
| Mar 31, 2023 | 111.00 Mn |
| Dec 31, 2022 | 101.00 Mn |
| Sep 30, 2022 | 105.00 Mn |
| Jun 30, 2022 | 106.00 Mn |
| Mar 31, 2022 | 107.00 Mn |
| Dec 31, 2021 | 105.00 Mn |
API Access
Synchrony Financial Depreciation & Amortization (CF) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=depreciation-and-amortization-cf&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "depreciation-and-amortization-cf", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=depreciation-and-amortization-cf&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();