Synchrony Financial (SYF) Change in Cash (2013 - 2026)
Synchrony Financial (SYF) reported Change in Cash of -$543 million for Q3 2026, compared with -$3.89 billion a year earlier.
Powered by 
Analysis
Synchrony Financial (SYF) Change in Cash (2013 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Synchrony Financial's Change in Cash came in at $410 million; for FY2025, it came in at $262 million, down 21.6% from FY2024.
- By year, Change in Cash came in at $334 million in FY2024 (-91.6%), $3.99 billion in FY2023 (+128.8%), $1.74 billion in FY2022 and -$2.92 billion in FY2021.
- Five-year quarterly Change in Cash spans a low of -$3.89 billion in Q3 2025 and a high of $7.92 billion in Q1 2025.
- Per Business Quant data, the three quarters before Q3 2026 came in at -$3.36 billion (Q2 2026), $5.59 billion (Q1 2026) and -$1.27 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 51.71 Bn | 37.39 Bn | - | 421.00 Mn |
| 2 | Orix | 41.32 Bn | 10.54 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 38.25 Bn | 38.16 Bn | - | 225.59 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 29.63 Bn | 29.63 Bn | - | -4.47 Bn |
| 5 | Affirm Holdings | 24.81 Bn | 18.50 Bn | - | -41.26 Mn |
| 6 | Synchrony Financial | 23.89 Bn | -43.73 Bn | - | -543.00 Mn |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | -51.67 Mn |
| 8 | Federal Home Loan Mortgage | 15.10 Bn | -3.58 Bn | - | 240.00 Mn |
| 9 | Annaly Capital Management | 14.52 Bn | 5.56 Bn | - | -731.19 Mn |
| 10 | Ares Capital | 14.02 Bn | 11.77 Bn | - | 318.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -543.00 Mn |
| Jun 30, 2026 | -3.36 Bn |
| Mar 31, 2026 | 5.59 Bn |
| Dec 31, 2025 | -1.27 Bn |
| Sep 30, 2025 | -3.89 Bn |
| Jun 30, 2025 | -2.50 Bn |
| Mar 31, 2025 | 7.92 Bn |
| Dec 31, 2024 | -3.23 Bn |
| Sep 30, 2024 | -699.00 Mn |
| Jun 30, 2024 | -1.39 Bn |
| Mar 31, 2024 | 5.65 Bn |
| Dec 31, 2023 | -1.38 Bn |
| Sep 30, 2023 | 2.95 Bn |
| Jun 30, 2023 | -3.07 Bn |
| Mar 31, 2023 | 5.49 Bn |
| Dec 31, 2022 | -2.63 Bn |
| Sep 30, 2022 | 2.27 Bn |
| Jun 30, 2022 | -134.00 Mn |
| Mar 31, 2022 | 2.24 Bn |
| Dec 31, 2021 | -1.21 Bn |
API Access
Synchrony Financial Change in Cash API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-cash&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-cash", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-cash&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();