Synchrony Financial (SYF) Change in Cash (2013 - 2026)

Synchrony Financial's (SYF) quarterly Change in Cash came in at -$3.4 billion in Q2 2026, down 34.63% YoY from -$5.1 billion in Q2 2025, and down 160.2% on a QoQ basis from $5.6 billion in Q1 2026.

Synchrony Financial (SYF) Change in Cash (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Change in Cash data on file, last reported at -$3.4 billion in Q2 2026.

  • Quarterly Change in Cash fell 34.63% year-over-year to -$3.4 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was -$2.9 billion (down 296.19% YoY) and the FY2025 annual result came in at $262.0 million, down 21.56% from the prior year.
  • Change in Cash eased to -$3.4 billion in Q2 2026, from $5.6 billion in the prior quarter.
  • In the past five years, Change in Cash ranged from a high of $7.9 billion in Q1 2025 to a low of -$3.9 billion in Q3 2025.
  • A 5-year average of $475.2 million and a median of -$984.5 million in 2024 frame the typical range for Change in Cash.
  • Annual changes were most pronounced in 2022 — Change in Cash soared 238.31% — and 2023, when it tumbled 2187.31%.
  • Tracing SYF's Change in Cash over 5 years: stood at -$2.6 billion in 2022, then surged by 47.59% to -$1.4 billion in 2023, then plunged by 134.01% to -$3.2 billion in 2024, then jumped by 60.64% to -$1.3 billion in 2025, then sank by 164.8% to -$3.4 billion in 2026.
  • The last three Change in Cash figures came in at -$3.4 billion (Q2 2026), $5.6 billion (Q1 2026), and -$1.3 billion (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Cash (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 62.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 3.21 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -8.51 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -23.38 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -470.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -3.36 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 379.73 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -1.60 Bn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn -1.61 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 -3.36 Bn
Mar 31, 2026 5.59 Bn
Dec 31, 2025 -1.27 Bn
Sep 30, 2025 -3.89 Bn
Jun 30, 2025 -2.50 Bn
Mar 31, 2025 7.92 Bn
Dec 31, 2024 -3.23 Bn
Sep 30, 2024 -699.00 Mn
Jun 30, 2024 -1.39 Bn
Mar 31, 2024 5.65 Bn
Dec 31, 2023 -1.38 Bn
Sep 30, 2023 2.95 Bn
Jun 30, 2023 -3.07 Bn
Mar 31, 2023 5.49 Bn
Dec 31, 2022 -2.63 Bn
Sep 30, 2022 2.27 Bn
Jun 30, 2022 -134.00 Mn
Mar 31, 2022 2.24 Bn
Dec 31, 2021 -1.21 Bn
Sep 30, 2021 -1.64 Bn