Synchrony Financial (SYF) Cash from Financing Activities (2013 - 2026)
Synchrony Financial's (SYF) quarterly Cash from Financing Activities came in at -$596.0 million in Q2 2026, up 78.84% YoY from -$333.3 million in Q2 2025, and down 131.72% on a QoQ basis from $1.9 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Cash from Financing Activities (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Cash from Financing Activities data on file, last reported at -$596.0 million in Q2 2026.
- Quarterly Cash from Financing Activities rose 78.84% year-over-year to -$596.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was -$2.8 billion (down 8.17% YoY) and the FY2025 annual result came in at -$4.7 billion, down 674.96% from the prior year.
- Cash from Financing Activities eased to -$596.0 million in Q2 2026, from $1.9 billion in the prior quarter.
- In the past five years, Cash from Financing Activities ranged from a high of $4.8 billion in Q3 2022 to a low of -$5.0 billion in Q3 2025.
- A 5-year average of $602.9 million and a median of $567.0 million in 2023 frame the typical range for Cash from Financing Activities.
- Annual changes were most pronounced in 2023 — Cash from Financing Activities jumped 398.36% — and 2024, when it slumped 732.87%.
- Tracing SYF's Cash from Financing Activities over 5 years: stood at $2.4 billion in 2022, then surged by 45.92% to $3.5 billion in 2023, then plunged by 117.77% to -$617.0 million in 2024, then jumped by 248.78% to $918.0 million in 2025, then plunged by 164.92% to -$596.0 million in 2026.
- The last three Cash from Financing Activities figures came in at -$596.0 million (Q2 2026), $1.9 billion (Q1 2026), and $918.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Financing (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | -6.14 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | -35.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | -4.90 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | -15.33 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 403.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 865.65 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | -596.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 6.53 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.64 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | -1.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -596.00 Mn |
| Jun 30, 2026 | -596.00 Mn |
| Mar 31, 2026 | 1.88 Bn |
| Mar 31, 2026 | 1.88 Bn |
| Dec 31, 2025 | 918.00 Mn |
| Dec 31, 2025 | 918.00 Mn |
| Sep 30, 2025 | -4.96 Bn |
| Sep 30, 2025 | -4.96 Bn |
| Jun 30, 2025 | -2.82 Bn |
| Jun 30, 2025 | -2.82 Bn |
| Mar 31, 2025 | 2.12 Bn |
| Mar 31, 2025 | 2.12 Bn |
| Dec 31, 2024 | -617.00 Mn |
| Dec 31, 2024 | -617.00 Mn |
| Sep 30, 2024 | -1.23 Bn |
| Sep 30, 2024 | -1.23 Bn |
| Jun 30, 2024 | -1.37 Bn |
| Jun 30, 2024 | -1.37 Bn |
| Mar 31, 2024 | 2.60 Bn |
| Mar 31, 2024 | 2.60 Bn |