Synchrony Financial (SYF-PB) Loans - Net (2013 - 2026)

Synchrony Financial (SYF-PB) reported Loans - Net of $89.7 billion for Q1 2026, up 0.99% on a YoY basis from $88.8 billion in Q1 2025, and down 3.97% quarter-over-quarter from $93.4 billion in Q4 2025.

Synchrony Financial (SYF-PB) Loans - Net (2013 - 2026) Analysis & Trends

Synchrony Financial has reported Loans - Net for 14 years, with the latest figure at $89.7 billion in Q1 2026.

  • For the quarter ending Q1 2026, Loans - Net rose 0.99% year-over-year to $89.7 billion; the trailing twelve-month figure through Mar 2026 stood at $89.7 billion (up 0.99% YoY), and the FY2025 full-year result was $93.4 billion, changed 0.45% from the prior year.
  • Loans - Net for Q1 2026 stood at $89.7 billion, down from $93.4 billion in the prior quarter.
  • The five-year high for Loans - Net was $93.8 billion in Q4 2024, with the low at $70.3 billion in Q1 2022.
  • Historically, Loans - Net has averaged $86.4 billion across 5 years, with a median of $89.2 billion in 2025.
  • Annual changes were most pronounced in 2023 — Loans - Net rose 16.15% — and 2025, when it dropped 2.29%.
  • Synchrony Financial's Loans - Net stood at $82.9 billion in 2022, then climbed by 11.42% to $92.4 billion in 2023, then grew by 1.49% to $93.8 billion in 2024, then declined by 0.45% to $93.4 billion in 2025, then declined by 3.97% to $89.7 billion in 2026.
  • The last three Loans - Net figures came in at $89.7 billion (Q1 2026), $93.4 billion (Q4 2025), and $89.8 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 10.54 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 424.12 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 89.66 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 8.06 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 1.38 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 136.35 Bn
10 Synchrony Financial - - - 89.66 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 89.66 Bn
Mar 31, 2026 89.66 Bn
Dec 31, 2025 93.37 Bn
Dec 31, 2025 93.37 Bn
Sep 30, 2025 89.81 Bn
Sep 30, 2025 89.81 Bn
Jun 30, 2025 89.21 Bn
Jun 30, 2025 89.21 Bn
Mar 31, 2025 88.78 Bn
Mar 31, 2025 88.78 Bn
Dec 31, 2024 93.79 Bn
Dec 31, 2024 93.79 Bn
Sep 30, 2024 91.16 Bn
Sep 30, 2024 91.16 Bn
Jun 30, 2024 91.30 Bn
Jun 30, 2024 91.30 Bn
Mar 31, 2024 90.83 Bn
Mar 31, 2024 90.83 Bn
Dec 31, 2023 92.42 Bn
Dec 31, 2023 92.42 Bn