Synchrony Financial (SYF-PB) Loans - Net (2013 - 2026)
Synchrony Financial (SYF-PB) reported Loans - Net of $89.7 billion for Q1 2026, up 0.99% on a YoY basis from $88.8 billion in Q1 2025, and down 3.97% quarter-over-quarter from $93.4 billion in Q4 2025.
Synchrony Financial (SYF-PB) Loans - Net (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Loans - Net for 14 years, with the latest figure at $89.7 billion in Q1 2026.
- For the quarter ending Q1 2026, Loans - Net rose 0.99% year-over-year to $89.7 billion; the trailing twelve-month figure through Mar 2026 stood at $89.7 billion (up 0.99% YoY), and the FY2025 full-year result was $93.4 billion, changed 0.45% from the prior year.
- Loans - Net for Q1 2026 stood at $89.7 billion, down from $93.4 billion in the prior quarter.
- The five-year high for Loans - Net was $93.8 billion in Q4 2024, with the low at $70.3 billion in Q1 2022.
- Historically, Loans - Net has averaged $86.4 billion across 5 years, with a median of $89.2 billion in 2025.
- Annual changes were most pronounced in 2023 — Loans - Net rose 16.15% — and 2025, when it dropped 2.29%.
- Synchrony Financial's Loans - Net stood at $82.9 billion in 2022, then climbed by 11.42% to $92.4 billion in 2023, then grew by 1.49% to $93.8 billion in 2024, then declined by 0.45% to $93.4 billion in 2025, then declined by 3.97% to $89.7 billion in 2026.
- The last three Loans - Net figures came in at $89.7 billion (Q1 2026), $93.4 billion (Q4 2025), and $89.8 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 10.54 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 424.12 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 89.66 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 8.06 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 1.38 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 136.35 Bn |
| 10 | Synchrony Financial | - | - | - | 89.66 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 89.66 Bn |
| Mar 31, 2026 | 89.66 Bn |
| Dec 31, 2025 | 93.37 Bn |
| Dec 31, 2025 | 93.37 Bn |
| Sep 30, 2025 | 89.81 Bn |
| Sep 30, 2025 | 89.81 Bn |
| Jun 30, 2025 | 89.21 Bn |
| Jun 30, 2025 | 89.21 Bn |
| Mar 31, 2025 | 88.78 Bn |
| Mar 31, 2025 | 88.78 Bn |
| Dec 31, 2024 | 93.79 Bn |
| Dec 31, 2024 | 93.79 Bn |
| Sep 30, 2024 | 91.16 Bn |
| Sep 30, 2024 | 91.16 Bn |
| Jun 30, 2024 | 91.30 Bn |
| Jun 30, 2024 | 91.30 Bn |
| Mar 31, 2024 | 90.83 Bn |
| Mar 31, 2024 | 90.83 Bn |
| Dec 31, 2023 | 92.42 Bn |
| Dec 31, 2023 | 92.42 Bn |