Synchrony Financial (SYF-PB) Loans - Loss Allowance (2013 - 2026)

Synchrony Financial (SYF-PB) posted Loans - Loss Allowance of $10.4 billion for Q1 2026, little changed quarter-over-quarter from $10.4 billion in Q4 2025, and down 3.95% year-on-year from $10.8 billion in Q1 2025.

Synchrony Financial (SYF-PB) Loans - Loss Allowance (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PB) has reported Loans - Loss Allowance for 14 consecutive years, with $10.4 billion the latest figure, recorded in Q1 2026.

  • Loans - Loss Allowance for Q1 2026 came in at $10.4 billion, down 3.95% year-over-year; the trailing twelve-month figure through Mar 2026 was $10.4 billion (down 3.95% YoY), and the FY2025 annual result was $10.4 billion, down 4.46% from the prior year.
  • Loans - Loss Allowance was $10.4 billion for Q1 2026 at Synchrony Financial, roughly flat from $10.4 billion in the prior quarter.
  • Over five years, Loans - Loss Allowance peaked at $11.0 billion in Q3 2024 and troughed at $8.7 billion in Q1 2022.
  • Average Loans - Loss Allowance over 5 years is $10.2 billion, with a median of $10.4 billion recorded in 2026.
  • Year-over-year, Loans - Loss Allowance decreased 12.62% in 2022 and advanced 14.58% in 2024.
  • Over 5 years, Loans - Loss Allowance stood at $9.5 billion in 2022, then rose by 10.96% to $10.6 billion in 2023, then increased by 3.39% to $10.9 billion in 2024, then fell by 4.46% to $10.4 billion in 2025, then slipped by 0.4% to $10.4 billion in 2026.
  • Per Business Quant data, the three most recent Loans - Loss Allowance figures were $10.4 billion in Q1 2026, $10.4 billion in Q4 2025, and $10.4 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 512.31 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 3.54 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial - - - 10.40 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 10.40 Bn
Dec 31, 2025 10.44 Bn
Sep 30, 2025 10.37 Bn
Jun 30, 2025 10.56 Bn
Mar 31, 2025 10.83 Bn
Dec 31, 2024 10.93 Bn
Sep 30, 2024 11.03 Bn
Jun 30, 2024 10.98 Bn
Mar 31, 2024 10.91 Bn
Dec 31, 2023 10.57 Bn
Sep 30, 2023 10.18 Bn
Jun 30, 2023 9.80 Bn
Mar 31, 2023 9.52 Bn
Dec 31, 2022 9.53 Bn
Sep 30, 2022 9.10 Bn
Jun 30, 2022 8.81 Bn
Mar 31, 2022 8.65 Bn
Dec 31, 2021 8.69 Bn
Sep 30, 2021 8.62 Bn
Jun 30, 2021 9.02 Bn