Synchrony Financial (SYF-PB) Loans - Loss Allowance (2013 - 2026)

Synchrony Financial has reported Loans - Loss Allowance for 14 years, with the latest figure at $10.4 billion in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance fell 3.95% year-over-year to $10.4 billion; the trailing twelve-month figure through Mar 2026 stood at $10.4 billion (down 3.95% YoY), and the FY2025 full-year result was $10.4 billion, down 4.46% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $10.4 billion, roughly flat from $10.4 billion in the prior quarter.
• The five-year high for Loans - Loss Allowance was $11.0 billion in Q3 2024, with the low at $8.7 billion in Q1 2022.
• Historically, Loans - Loss Allowance has averaged $10.2 billion across 5 years, with a median of $10.4 billion in 2026.
• Annual changes were most pronounced in 2022 — Loans - Loss Allowance fell 12.62% — and 2024, when it rose 14.58%.
• Synchrony Financial's Loans - Loss Allowance stood at $9.5 billion in 2022, then climbed by 10.96% to $10.6 billion in 2023, then advanced by 3.39% to $10.9 billion in 2024, then slipped by 4.46% to $10.4 billion in 2025, then fell by 0.4% to $10.4 billion in 2026.
• The last three Loans - Loss Allowance figures came in at $10.4 billion (Q1 2026), $10.4 billion (Q4 2025), and $10.4 billion (Q3 2025), per Business Quant data.