Synchrony Financial (SYF-PB) Interest Expenses (2013 - 2026)
Synchrony Financial (SYF-PB) posted Interest Expenses of $968.0 million for Q1 2026, down 0.51% quarter-over-quarter from $973.0 million in Q4 2025, and down 10.87% year-on-year from $1.1 billion in Q1 2025.
Synchrony Financial (SYF-PB) Interest Expenses (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF-PB) has reported Interest Expenses for 14 consecutive years, with $968.0 million the latest figure, recorded in Q1 2026.
- Interest Expenses for Q1 2026 came in at $968.0 million, down 10.87% year-over-year; the trailing twelve-month figure through Mar 2026 was $4.0 billion (down 11.85% YoY), and the FY2025 annual result was $4.1 billion, down 10.77% from the prior year.
- Interest Expenses was $968.0 million for Q1 2026 at Synchrony Financial, down from $973.0 million in the prior quarter.
- Over five years, Interest Expenses peaked at $1.3 billion in Q4 2022 and troughed at $72.0 million in Q2 2022.
- Average Interest Expenses over 5 years is $843.2 million, with a median of $1.0 billion recorded in 2025.
- The widest YoY moves for Interest Expenses: up 1725.35% in 2022, down 75.91% in 2022.
- Over 5 years, Interest Expenses stood at $1.3 billion in 2022, then retreated by 16.44% to $1.1 billion in 2023, then increased by 3.23% to $1.1 billion in 2024, then declined by 12.97% to $973.0 million in 2025, then dropped by 0.51% to $968.0 million in 2026.
- Per Business Quant data, the three most recent Interest Expenses figures were $968.0 million in Q1 2026, $973.0 million in Q4 2025, and $1.0 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Synchrony Financial | - | - | - | 968.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 968.00 Mn |
| Mar 31, 2026 | 968.00 Mn |
| Dec 31, 2025 | 973.00 Mn |
| Dec 31, 2025 | 973.00 Mn |
| Sep 30, 2025 | 1.01 Bn |
| Sep 30, 2025 | 1.01 Bn |
| Jun 30, 2025 | 1.07 Bn |
| Jun 30, 2025 | 1.07 Bn |
| Mar 31, 2025 | 1.09 Bn |
| Mar 31, 2025 | 1.09 Bn |
| Dec 31, 2024 | 1.12 Bn |
| Dec 31, 2024 | 1.12 Bn |
| Sep 30, 2024 | 1.18 Bn |
| Sep 30, 2024 | 1.18 Bn |
| Jun 30, 2024 | 1.18 Bn |
| Jun 30, 2024 | 1.18 Bn |
| Mar 31, 2024 | 1.16 Bn |
| Mar 31, 2024 | 1.16 Bn |
| Dec 31, 2023 | 1.08 Bn |
| Dec 31, 2023 | 1.08 Bn |