Synchrony Financial (SYF-PB) Interest Expenses (2013 - 2026)

Synchrony Financial (SYF-PB) posted Interest Expenses of $968.0 million for Q1 2026, down 0.51% quarter-over-quarter from $973.0 million in Q4 2025, and down 10.87% year-on-year from $1.1 billion in Q1 2025.

Synchrony Financial (SYF-PB) Interest Expenses (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PB) has reported Interest Expenses for 14 consecutive years, with $968.0 million the latest figure, recorded in Q1 2026.

  • Interest Expenses for Q1 2026 came in at $968.0 million, down 10.87% year-over-year; the trailing twelve-month figure through Mar 2026 was $4.0 billion (down 11.85% YoY), and the FY2025 annual result was $4.1 billion, down 10.77% from the prior year.
  • Interest Expenses was $968.0 million for Q1 2026 at Synchrony Financial, down from $973.0 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $1.3 billion in Q4 2022 and troughed at $72.0 million in Q2 2022.
  • Average Interest Expenses over 5 years is $843.2 million, with a median of $1.0 billion recorded in 2025.
  • The widest YoY moves for Interest Expenses: up 1725.35% in 2022, down 75.91% in 2022.
  • Over 5 years, Interest Expenses stood at $1.3 billion in 2022, then retreated by 16.44% to $1.1 billion in 2023, then increased by 3.23% to $1.1 billion in 2024, then declined by 12.97% to $973.0 million in 2025, then dropped by 0.51% to $968.0 million in 2026.
  • Per Business Quant data, the three most recent Interest Expenses figures were $968.0 million in Q1 2026, $973.0 million in Q4 2025, and $1.0 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial - - - 968.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 968.00 Mn
Mar 31, 2026 968.00 Mn
Dec 31, 2025 973.00 Mn
Dec 31, 2025 973.00 Mn
Sep 30, 2025 1.01 Bn
Sep 30, 2025 1.01 Bn
Jun 30, 2025 1.07 Bn
Jun 30, 2025 1.07 Bn
Mar 31, 2025 1.09 Bn
Mar 31, 2025 1.09 Bn
Dec 31, 2024 1.12 Bn
Dec 31, 2024 1.12 Bn
Sep 30, 2024 1.18 Bn
Sep 30, 2024 1.18 Bn
Jun 30, 2024 1.18 Bn
Jun 30, 2024 1.18 Bn
Mar 31, 2024 1.16 Bn
Mar 31, 2024 1.16 Bn
Dec 31, 2023 1.08 Bn
Dec 31, 2023 1.08 Bn