Synchrony Financial (SYF-PB) Interest Expenses (2013 - 2026)

Synchrony Financial (SYF-PB) reported Interest Expenses of $968.0 million for Q1 2026, down 10.87% on a YoY basis from $1.1 billion in Q1 2025, and down 0.51% quarter-over-quarter from $973.0 million in Q4 2025.

Synchrony Financial (SYF-PB) Interest Expenses (2013 - 2026) Analysis & Trends

Synchrony Financial has reported Interest Expenses for 14 years, with the latest figure at $968.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expenses fell 10.87% year-over-year to $968.0 million; the trailing twelve-month figure through Mar 2026 stood at $4.0 billion (down 11.85% YoY), and the FY2025 full-year result was $4.1 billion, down 10.77% from the prior year.
  • Interest Expenses for Q1 2026 stood at $968.0 million, down from $973.0 million in the prior quarter.
  • The five-year high for Interest Expenses was $1.3 billion in Q4 2022, with the low at $72.0 million in Q2 2022.
  • Historically, Interest Expenses has averaged $843.2 million across 5 years, with a median of $1.0 billion in 2025.
  • The largest YoY upside for Interest Expenses was 1725.35% in 2022 against a maximum downside of 75.91% in 2022.
  • Synchrony Financial's Interest Expenses stood at $1.3 billion in 2022, then dropped by 16.44% to $1.1 billion in 2023, then advanced by 3.23% to $1.1 billion in 2024, then decreased by 12.97% to $973.0 million in 2025, then retreated by 0.51% to $968.0 million in 2026.
  • The last three Interest Expenses figures came in at $968.0 million (Q1 2026), $973.0 million (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 178.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 185.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.09 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 968.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.52 Bn
10 Synchrony Financial - - - 968.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 968.00 Mn
Mar 31, 2026 968.00 Mn
Dec 31, 2025 973.00 Mn
Dec 31, 2025 973.00 Mn
Sep 30, 2025 1.01 Bn
Sep 30, 2025 1.01 Bn
Jun 30, 2025 1.07 Bn
Jun 30, 2025 1.07 Bn
Mar 31, 2025 1.09 Bn
Mar 31, 2025 1.09 Bn
Dec 31, 2024 1.12 Bn
Dec 31, 2024 1.12 Bn
Sep 30, 2024 1.18 Bn
Sep 30, 2024 1.18 Bn
Jun 30, 2024 1.18 Bn
Jun 30, 2024 1.18 Bn
Mar 31, 2024 1.16 Bn
Mar 31, 2024 1.16 Bn
Dec 31, 2023 1.08 Bn
Dec 31, 2023 1.08 Bn