Synchrony Financial (SYF-PA) EBT (2013 - 2026)

Synchrony Financial (SYF-PA) reported EBT of $1.0 billion for Q1 2026, up 6.4% on a YoY basis from $984.0 million in Q1 2025, and up 9.98% quarter-over-quarter from $952.0 million in Q4 2025.

Synchrony Financial (SYF-PA) EBT (2013 - 2026) Analysis & Trends

Synchrony Financial has reported EBT for 14 years, with the latest figure at $1.0 billion in Q1 2026.

  • For the quarter ending Q1 2026, EBT rose 6.4% year-over-year to $1.0 billion; the trailing twelve-month figure through Mar 2026 stood at $4.7 billion (up 22.33% YoY), and the FY2025 full-year result was $4.6 billion, up 1.49% from the prior year.
  • EBT for Q1 2026 stood at $1.0 billion, up from $952.0 million in the prior quarter.
  • The five-year high for EBT was $1.7 billion in Q1 2024, with the low at $539.0 million in Q4 2023.
  • Historically, EBT has averaged $1.0 billion across 5 years, with a median of $973.0 million in 2024.
  • Annual changes were most pronounced in 2024 — EBT jumped 116.2% — and 2025, when it plunged 42.39%.
  • Synchrony Financial's EBT stood at $741.0 million in 2022, then declined by 27.26% to $539.0 million in 2023, then jumped by 80.52% to $973.0 million in 2024, then decreased by 2.16% to $952.0 million in 2025, then grew by 9.98% to $1.0 billion in 2026.
  • The last three EBT figures came in at $1.0 billion (Q1 2026), $952.0 million (Q4 2025), and $1.4 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 Synchrony Financial - - - 1.05 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.05 Bn
Dec 31, 2025 952.00 Mn
Sep 30, 2025 1.43 Bn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 984.00 Mn
Dec 31, 2024 973.00 Mn
Sep 30, 2024 1.03 Bn
Jun 30, 2024 844.00 Mn
Mar 31, 2024 1.71 Bn
Dec 31, 2023 539.00 Mn
Sep 30, 2023 833.00 Mn
Jun 30, 2023 742.00 Mn
Mar 31, 2023 790.00 Mn
Dec 31, 2022 741.00 Mn
Sep 30, 2022 922.00 Mn
Jun 30, 2022 1.07 Bn
Mar 31, 2022 1.23 Bn
Dec 31, 2021 1.05 Bn
Sep 30, 2021 1.50 Bn
Jun 30, 2021 1.64 Bn