StoneCo (STNE) Non-Interest Income (2018 - 2025)
StoneCo's (STNE) quarterly Non-Interest Income came in at -$95.8 million in Q4 2025, up 60.63% year-over-year from -$59.7 million in Q4 2024, and down 73002696.25% quarter-over-quarter from $131.28 in Q3 2025.
Analysis
StoneCo (STNE) Non-Interest Income (2018 - 2025) Analysis & Trends
StoneCo (STNE) has reported Non-Interest Income for 7 consecutive years, with -$95.8 million the latest figure, recorded in Q4 2025.
- On a quarterly basis, Non-Interest Income rose 60.63% year-over-year to -$95.8 million in Q4 2025; TTM through Dec 2025 was -$7.7 million, a 95.44% increase from a year earlier, with the FY2023 full-year figure at $6.1 million, up 103.7% from the prior year.
- Non-Interest Income was -$95.8 million for Q4 2025 at StoneCo, down from $131.28 in the prior quarter.
- Over five years, Non-Interest Income peaked at $99.1 million in Q2 2021 and troughed at -$243.4 million in Q4 2024.
- A 4-year average of -$3.0 million and a median of $14.5 million in 2025 frame the typical range for Non-Interest Income.
- Across the five-year window, Non-Interest Income surged 328.76% in 2021 and plunged 100.0% in 2024, its largest moves.
- Over 4 years, Non-Interest Income stood at $99.1 million in 2021, then plunged by 286.23% to -$184.6 million in 2023, then plunged by 31.91% to -$243.4 million in 2024, then surged by 60.63% to -$95.8 million in 2025.
- The last three Non-Interest Income figures came in at -$95.8 million (Q4 2025), $131.28 (Q3 2025), and $106.51 (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 210.00 Mn |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 165.07 Mn |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | - |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | - |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 88.90 Mn |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | -46.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | - |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 55.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -95.84 Mn |
| Sep 30, 2025 | 131.28 |
| Jun 30, 2025 | 106.51 |
| Mar 31, 2025 | 88.18 Mn |
| Dec 31, 2024 | -243.44 Mn |
| Sep 30, 2024 | 97.91 |
| Jun 30, 2024 | 95.84 |
| Mar 31, 2024 | 75.55 Mn |
| Dec 31, 2023 | -184.56 Mn |
| Sep 30, 2023 | 84.29 Mn |
| Jun 30, 2023 | 62.03 Mn |
| Mar 31, 2023 | 43.46 Mn |
| Jun 30, 2021 | 99.10 Mn |
| Mar 31, 2021 | 29.00 Mn |
| Dec 31, 2020 | 155.11 Mn |
| Sep 30, 2020 | 46.37 |
| Jun 30, 2020 | 23.11 Mn |
| Mar 31, 2020 | 35.97 Mn |
| Dec 31, 2019 | 195.45 Mn |
| Sep 30, 2019 | 48.32 |