Synchrony Financial (SYF) Non-Interest Income (2013 - 2026)
Synchrony Financial's (SYF) quarterly Non-Interest Income came in at $210.0 million in Q2 2026, up 32.91% YoY from $158.0 million in Q2 2025, and down 2.78% on a QoQ basis from $216.0 million in Q1 2026.
Synchrony Financial (SYF) Non-Interest Income (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Non-Interest Income data on file, last reported at $210.0 million in Q2 2026.
- Quarterly Non-Interest Income rose 32.91% year-over-year to $210.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $779.0 million (up 21.91% YoY) and the FY2025 annual result came in at $696.0 million, down 54.24% from the prior year.
- Non-Interest Income retreated to $210.0 million in Q2 2026, from $216.0 million in the prior quarter.
- In the past five years, Non-Interest Income ranged from a high of $1.2 billion in Q1 2024 to a low of $128.0 million in Q4 2024.
- A 5-year average of $236.4 million and a median of $185.0 million in 2023 frame the typical range for Non-Interest Income.
- Annual changes were most pronounced in 2024 — Non-Interest Income jumped 525.41% — and 2025, when it plunged 84.01%.
- Tracing SYF's Non-Interest Income over 5 years: stood at $173.0 million in 2022, then increased by 28.32% to $222.0 million in 2023, then tumbled by 42.34% to $128.0 million in 2024, then soared by 51.56% to $194.0 million in 2025, then advanced by 8.25% to $210.0 million in 2026.
- The last three Non-Interest Income figures came in at $210.0 million (Q2 2026), $216.0 million (Q1 2026), and $194.0 million (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 14.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.48 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 210.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 127.20 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 407.38 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 653.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 210.00 Mn |
| Mar 31, 2026 | 216.00 Mn |
| Dec 31, 2025 | 194.00 Mn |
| Sep 30, 2025 | 159.00 Mn |
| Jun 30, 2025 | 158.00 Mn |
| Mar 31, 2025 | 185.00 Mn |
| Dec 31, 2024 | 128.00 Mn |
| Sep 30, 2024 | 168.00 Mn |
| Jun 30, 2024 | 171.00 Mn |
| Mar 31, 2024 | 1.16 Bn |
| Dec 31, 2023 | 222.00 Mn |
| Sep 30, 2023 | 189.00 Mn |
| Jun 30, 2023 | 197.00 Mn |
| Mar 31, 2023 | 185.00 Mn |
| Dec 31, 2022 | 173.00 Mn |
| Sep 30, 2022 | 179.00 Mn |
| Jun 30, 2022 | 198.00 Mn |
| Mar 31, 2022 | 166.00 Mn |
| Dec 31, 2021 | 196.00 Mn |
| Sep 30, 2021 | 147.00 Mn |