Synchrony Financial (SYF) Non-Interest Income (2013 - 2026)
Synchrony Financial posted quarterly Non-Interest Income of $133.0 million for Q1 2026, down 10.74% year-on-year from $149.0 million in Q1 2025, and up 5.56% on a QoQ basis from $126.0 million in Q4 2025.
Synchrony Financial (SYF) Non-Interest Income (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Non-Interest Income data on file, last reported at $133.0 million in Q1 2026.
- For the quarter ending Q1 2026, Non-Interest Income fell 10.74% year-over-year to $133.0 million; the trailing twelve-month figure through Mar 2026 stood at $504.0 million (down 1.75% YoY), and the FY2025 full-year result was $520.0 million, down 65.81% from the prior year.
- Non-Interest Income for Q1 2026 stood at $133.0 million, up from $126.0 million in the prior quarter.
- Across five years, Non-Interest Income topped out at $1.2 billion in Q1 2024 and bottomed at $30.0 million in Q4 2022.
- The 5-year median for Non-Interest Income is $118.0 million (2025), against an average of $167.2 million.
- The widest annual swing landed in 2024, when Non-Interest Income surged 1680.0%; it then plunged 87.12% in 2025.
- A 5-year view of Non-Interest Income shows it stood at $30.0 million in 2022, then jumped by 136.67% to $71.0 million in 2023, then jumped by 80.28% to $128.0 million in 2024, then decreased by 1.56% to $126.0 million in 2025, then gained by 5.56% to $133.0 million in 2026.
- The last three Non-Interest Income figures came in at $133.0 million (Q1 2026), $126.0 million (Q4 2025), and $127.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 14.22 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 3.09 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 127.20 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 133.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 407.38 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 513.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 133.00 Mn |
| Dec 31, 2025 | 126.00 Mn |
| Sep 30, 2025 | 127.00 Mn |
| Jun 30, 2025 | 118.00 Mn |
| Mar 31, 2025 | 149.00 Mn |
| Dec 31, 2024 | 128.00 Mn |
| Sep 30, 2024 | 119.00 Mn |
| Jun 30, 2024 | 117.00 Mn |
| Mar 31, 2024 | 1.16 Bn |
| Dec 31, 2023 | 71.00 Mn |
| Sep 30, 2023 | 92.00 Mn |
| Jun 30, 2023 | 61.00 Mn |
| Mar 31, 2023 | 65.00 Mn |
| Dec 31, 2022 | 30.00 Mn |
| Sep 30, 2022 | 44.00 Mn |
| Jun 30, 2022 | 198.00 Mn |
| Mar 31, 2022 | 108.00 Mn |
| Dec 31, 2021 | 167.00 Mn |
| Sep 30, 2021 | 94.00 Mn |
| Jun 30, 2021 | 89.00 Mn |