Synchrony Financial (SYF) Non-Interest Income (2013 - 2026)
Synchrony Financial (SYF) posted Non-Interest Income of $137 million for Q2 2026, up 16.1% from $118 million a year earlier and up 3.0% from the prior quarter.
Synchrony Financial (SYF) Non-Interest Income (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Non-Interest Income at Synchrony Financial was $523 million, up 1.8% year-over-year; for FY2025, it was $520 million, down 65.8% from FY2024.
- Annual Non-Interest Income shows a five-year compound annual growth rate of 5.1% (FY2020 to FY2025).
- In prior years, Synchrony Financial's Non-Interest Income was $1.52 billion in FY2024 (+426.3%), $289 million in FY2023 (-23.9%), $380 million in FY2022 (-21.0%) and $481 million in FY2021 (+18.8%).
- The Q2 2026 figure stands as the highest quarterly Non-Interest Income since Q1 2025.
- On a year-over-year basis, Non-Interest Income increased in five of the last eight quarters, with growth averaging 4.2%.
- The strongest year-over-year quarter for Non-Interest Income in the past five years was Q4 2023, with growth of 136.7%; the weakest was Q1 2025, with a decline of 87.1%.
- According to Business Quant data, Non-Interest Income for the three prior quarters was $133 million (Q1 2026), $126 million (Q4 2025) and $127 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | - |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | - |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | - |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 211.10 Mn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 137.00 Mn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 49.00 Mn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 287.08 Mn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | -19.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 137.00 Mn |
| Mar 31, 2026 | 133.00 Mn |
| Dec 31, 2025 | 126.00 Mn |
| Sep 30, 2025 | 127.00 Mn |
| Jun 30, 2025 | 118.00 Mn |
| Mar 31, 2025 | 149.00 Mn |
| Dec 31, 2024 | 128.00 Mn |
| Sep 30, 2024 | 119.00 Mn |
| Jun 30, 2024 | 117.00 Mn |
| Mar 31, 2024 | 1.16 Bn |
| Dec 31, 2023 | 71.00 Mn |
| Sep 30, 2023 | 92.00 Mn |
| Jun 30, 2023 | 61.00 Mn |
| Mar 31, 2023 | 65.00 Mn |
| Dec 31, 2022 | 30.00 Mn |
| Sep 30, 2022 | 44.00 Mn |
| Jun 30, 2022 | 198.00 Mn |
| Mar 31, 2022 | 108.00 Mn |
| Dec 31, 2021 | 167.00 Mn |
| Sep 30, 2021 | 94.00 Mn |
Synchrony Financial Non-Interest Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=non-interest-income&ticker=SYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "non-interest-income", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=non-interest-income&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();