Synchrony Financial (SYF) Non-Interest Income (2013 - 2026)
Synchrony Financial's (SYF) quarterly Non-Interest Income came in at $210.0 million in Q2 2026, up 32.91% on a YoY basis from $158.0 million in Q2 2025, and down 2.78% quarter-over-quarter from $216.0 million in Q1 2026.
Analysis
Synchrony Financial (SYF) Non-Interest Income (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Non-Interest Income for 14 consecutive years, with $210.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Non-Interest Income rose 32.91% year-over-year to $210.0 million; the trailing twelve-month figure through Jun 2026 stood at $779.0 million (up 21.91% YoY), and the FY2025 full-year result was $696.0 million, down 54.24% from the prior year.
- Non-Interest Income declined to $210.0 million in Q2 2026 per SYF's latest filing, from $216.0 million in the prior quarter.
- Across five years, Non-Interest Income topped out at $1.2 billion in Q1 2024 and bottomed at $128.0 million in Q4 2024.
- Historically, Non-Interest Income has averaged $236.4 million across 5 years, with a median of $185.0 million in 2023.
- The sharpest annual moves came in 2024 and 2025: Non-Interest Income surged 525.41% in 2024, then sank 84.01% in 2025.
- Over 5 years, Non-Interest Income stood at $173.0 million in 2022, then gained by 28.32% to $222.0 million in 2023, then sank by 42.34% to $128.0 million in 2024, then surged by 51.56% to $194.0 million in 2025, then grew by 8.25% to $210.0 million in 2026.
- According to Business Quant data, Non-Interest Income over the past three periods registered $210.0 million, $216.0 million, and $194.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 210.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 165.07 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 88.90 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | -46.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 55.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 210.00 Mn |
| Mar 31, 2026 | 216.00 Mn |
| Dec 31, 2025 | 194.00 Mn |
| Sep 30, 2025 | 159.00 Mn |
| Jun 30, 2025 | 158.00 Mn |
| Mar 31, 2025 | 185.00 Mn |
| Dec 31, 2024 | 128.00 Mn |
| Sep 30, 2024 | 168.00 Mn |
| Jun 30, 2024 | 171.00 Mn |
| Mar 31, 2024 | 1.16 Bn |
| Dec 31, 2023 | 222.00 Mn |
| Sep 30, 2023 | 189.00 Mn |
| Jun 30, 2023 | 197.00 Mn |
| Mar 31, 2023 | 185.00 Mn |
| Dec 31, 2022 | 173.00 Mn |
| Sep 30, 2022 | 179.00 Mn |
| Jun 30, 2022 | 198.00 Mn |
| Mar 31, 2022 | 166.00 Mn |
| Dec 31, 2021 | 196.00 Mn |
| Sep 30, 2021 | 147.00 Mn |