SouthState Bank (SSB) Interest Coverage Ratio (2010 - 2026)
SouthState Bank (SSB) posted quarterly Interest Coverage Ratio of 0.44 for Q2 2026, up 68.63% year-over-year from 0.26 in Q2 2025, and up 1.96% on a QoQ basis from 0.45 in Q1 2026.
SouthState Bank (SSB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
SouthState Bank has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.44 in Q2 2026.
- Interest Coverage Ratio for Q2 2026 came in at 0.44, up 68.63% year-over-year; the trailing twelve-month figure through Jun 2026 was 1.65 (down 35.14% YoY), and the FY2025 annual result was 1.24, down 16.72% from the prior year.
- Interest Coverage Ratio advanced to 0.44 in Q2 2026, from 0.45 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 15.46 in Q2 2022 and troughed at 1.4 in Q2 2025.
- A 5-year average of 2.82 and a median of 0.44 in 2026 frame the typical range for Interest Coverage Ratio.
- The widest annual swing landed in 2024, when Interest Coverage Ratio tumbled 159.18%; it then soared 68.63% in 2026.
- A 5-year view of Interest Coverage Ratio shows it stood at 6.43 in 2022, then sank by 71.27% to 1.85 in 2023, then slumped by 142.27% to 0.78 in 2024, then declined by 1.29% to 0.79 in 2025, then surged by 44.3% to 0.44 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 0.44 in Q2 2026, 0.45 in Q1 2026, and 0.79 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | SouthState Bank | 10.40 Bn | 8.02 Bn | 9.73 Mn | -1.33 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.44 |
| Mar 31, 2026 | -0.84 |
| Dec 31, 2025 | -0.96 |
| Sep 30, 2025 | -1.43 |
| Jun 30, 2025 | -0.77 |
| Mar 31, 2025 | -1.42 |
| Dec 31, 2024 | -0.38 |
| Sep 30, 2024 | -1.36 |
| Jun 30, 2024 | -1.44 |
| Mar 31, 2024 | -1.44 |
| Dec 31, 2023 | 0.56 |
| Sep 30, 2023 | 2.08 |
| Jun 30, 2023 | 2.36 |
| Mar 31, 2023 | 3.59 |
| Dec 31, 2022 | 4.38 |
| Sep 30, 2022 | 13.22 |
| Jun 30, 2022 | 15.46 |
| Mar 31, 2022 | 15.23 |
| Dec 31, 2021 | 4.45 |
| Sep 30, 2021 | 14.40 |