SouthState Bank (SSB) Interest Coverage Ratio (2010 - 2026)
SouthState Bank's (SSB) quarterly Interest Coverage Ratio came in at 0.84 in Q1 2026, up 41.03% year-on-year from 0.59 in Q1 2025, and up 95.82% on a QoQ basis from 20.08 in Q4 2025.
SouthState Bank (SSB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
SouthState Bank (SSB) has 17 years of Interest Coverage Ratio data on file, last reported at 0.84 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 41.03% year-over-year to 0.84 in Q1 2026; TTM through Mar 2026 was 3.23, a 128.51% decrease from a year earlier, with the FY2025 full-year figure at 1.35, down 2.25% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 0.84, up from 20.08 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for SSB reached as high as 15.46 in Q2 2022 and fell as low as 20.08 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 1.77 across 5 years, with a median of 0.77 in 2025.
- Across the five-year window, Interest Coverage Ratio soared 256.8% in 2022 and sank 1306.38% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 6.43 in 2022, then tumbled by 71.27% to 1.85 in 2023, then slumped by 177.29% to 1.43 in 2024, then sank by 1306.38% to 20.08 in 2025, then jumped by 95.82% to 0.84 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 0.84 in Q1 2026, 20.08 in Q4 2025, and 1.43 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | SouthState Bank | 9.97 Bn | 7.09 Bn | -22.69 Mn | -0.84 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.84 |
| Dec 31, 2025 | -20.08 |
| Sep 30, 2025 | -1.43 |
| Jun 30, 2025 | -0.77 |
| Mar 31, 2025 | -1.42 |
| Dec 31, 2024 | -1.43 |
| Sep 30, 2024 | -1.36 |
| Jun 30, 2024 | -1.44 |
| Mar 31, 2024 | -1.44 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 2.08 |
| Jun 30, 2023 | 2.36 |
| Mar 31, 2023 | 3.59 |
| Dec 31, 2022 | 6.43 |
| Sep 30, 2022 | 13.22 |
| Jun 30, 2022 | 15.46 |
| Mar 31, 2022 | 15.23 |
| Dec 31, 2021 | -4.10 |
| Sep 30, 2021 | 14.40 |
| Jun 30, 2021 | 9.85 |