SouthState Bank (SSB) Interest Coverage Ratio (2010 - 2026)
SouthState Bank (SSB) reported Interest Coverage Ratio of 1.46 for Q1 2026, up 10.79% year-over-year from 1.31 in Q1 2025, and down 62.33% quarter-over-quarter from 0.9 in Q4 2025.
SouthState Bank (SSB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
SouthState Bank (SSB) has 17 years of Interest Coverage Ratio data on file, last reported at 1.46 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.46, up 10.79% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.33 (up 10.04% YoY), and the FY2025 annual result was 0.2, changed 0.2% from the prior year.
- Interest Coverage Ratio retreated to 1.46 in Q1 2026 per SSB's latest filing, from 0.9 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 15.46 in Q2 2022 and troughed at 1.63 in Q1 2025.
- A 5-year average of 2.86 and a median of 0.9 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio soared 56.95% in 2022, then sank 176.17% in 2024.
- A 5-year view of Interest Coverage Ratio shows it stood at 7.55 in 2022, then tumbled by 75.55% to 1.85 in 2023, then slumped by 176.17% to 1.41 in 2024, then jumped by 36.22% to 0.9 in 2025, then plunged by 62.33% to 1.46 in 2026.
- Business Quant data shows SSB's Interest Coverage Ratio at 1.46 in Q1 2026, 0.9 in Q4 2025, and 1.43 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | SouthState Bank | 9.72 Bn | 6.85 Bn | -12.28 Mn | -1.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.46 |
| Dec 31, 2025 | -0.90 |
| Sep 30, 2025 | -1.43 |
| Jun 30, 2025 | -1.53 |
| Mar 31, 2025 | -1.63 |
| Dec 31, 2024 | -1.41 |
| Sep 30, 2024 | -1.36 |
| Jun 30, 2024 | -1.44 |
| Mar 31, 2024 | -1.54 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 2.08 |
| Jun 30, 2023 | 2.36 |
| Mar 31, 2023 | 3.59 |
| Dec 31, 2022 | 7.55 |
| Sep 30, 2022 | 13.22 |
| Jun 30, 2022 | 15.46 |
| Mar 31, 2022 | 15.23 |
| Dec 31, 2021 | 15.56 |
| Sep 30, 2021 | 14.40 |
| Jun 30, 2021 | 9.85 |