SR Bancorp (SRBK) Debt Ratio (2023 - 2025)
SR Bancorp (SRBK) posted Debt Ratio of 0.09 for Q4 2025, up 38.75% on a QoQ basis from 0.06 in Q3 2025, and up 55.23% year-over-year from 0.06 in Q4 2024.
Analysis
SR Bancorp (SRBK) Debt Ratio (2023 - 2025) Analysis & Trends
SR Bancorp has reported Debt Ratio for 3 years, with the latest figure at 0.09 in Q4 2025.
- On a quarterly basis, Debt Ratio rose 55.23% year-over-year to 0.09 in Q4 2025; TTM through Dec 2025 was 0.09, a 55.23% increase from a year earlier, with the FY2025 full-year figure at 0.06, changed N/A from the prior year.
- Debt Ratio was 0.09 for Q4 2025 at SR Bancorp, up from 0.06 in the prior quarter.
- The five-year high for Debt Ratio was 0.11 in Q4 2023, with the low at 0.04 in Q3 2024.
- Average Debt Ratio over 3 years is 0.07, with a median of 0.06 recorded in 2023.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio slumped 64.6% in 2024, then surged 65.99% in 2025.
- Over 3 years, Debt Ratio stood at 0.11 in 2023, then sank by 47.5% to 0.06 in 2024, then soared by 55.23% to 0.09 in 2025.
- The last three Debt Ratio figures came in at 0.09 (Q4 2025), 0.06 (Q3 2025), and 0.06 (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.01 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 0.09 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 0.09 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 0.07 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 0.07 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 0.14 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 0.08 |
| 10 | SR Bancorp | 163.66 Mn | 99.98 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.04 |
| Dec 31, 2023 | 0.11 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.06 |