SR Bancorp (SRBK) Debt Ratio (2023 - 2025)

SR Bancorp's (SRBK) quarterly Debt Ratio came in at 0.04 in Q4 2025, up 55.23% year-on-year from 0.03 in Q4 2024, and up 38.75% quarter-over-quarter from 0.03 in Q3 2025.

SR Bancorp (SRBK) Debt Ratio (2023 - 2025) Analysis & Trends

SR Bancorp's Debt Ratio history runs 3 years deep, the most recent figure standing at 0.04 for Q4 2025.

  • On a quarterly basis, Debt Ratio rose 55.23% year-over-year to 0.04 in Q4 2025; TTM through Dec 2025 was 0.04, a 55.23% increase from a year earlier, with the FY2025 full-year figure at 0.03, changed N/A from the prior year.
  • Debt Ratio climbed to 0.04 in Q4 2025 per SRBK's latest filing, from 0.03 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.05 in Q4 2023 and bottomed at 0.02 in Q3 2024.
  • The 3-year median for Debt Ratio is 0.03 (2023), against an average of 0.04.
  • Across the five-year window, Debt Ratio tumbled 64.6% in 2024 and soared 65.99% in 2025, its largest moves.
  • Year by year, Debt Ratio stood at 0.05 in 2023, then plunged by 47.5% to 0.03 in 2024, then surged by 55.23% to 0.04 in 2025.
  • Per Business Quant, the three latest SRBK Debt Ratio figures stand at 0.04 (Q4 2025), 0.03 (Q3 2025), and 0.03 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 SR Bancorp 159.18 Mn 95.50 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.04
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.02
Dec 31, 2023 0.05
Sep 30, 2023 0.05
Jun 30, 2023 0.03