Standard Premium Finance Holdings, Inc. (SPFX) EBT Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) recorded EBT Margin of 14.21% in Q2 2026, up 3.12 percentage points from 11.09% a year earlier but down 2.76 percentage points from the prior quarter.
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Analysis
Standard Premium Finance Holdings, Inc. (SPFX) EBT Margin (2020 - 2026) Analysis & Trends
On a TTM basis, Standard Premium Finance Holdings' EBT Margin came in at 14.08% as of Jun 30, 2026, up 1.76 percentage points year-over-year; for FY2025, it was 12.77%, up 1.90 percentage points from FY2024.
- Annual EBT Margin has a five-year change of -2.43 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 10.87% in FY2024 (+3.54 pp), 7.33% in FY2023 (-5.08 pp), 12.41% in FY2022 (-3.07 pp) and 15.48% in FY2021 (+0.28 pp).
- Quarterly EBT Margin has ranged from 3.84% in Q1 2023 to 18.26% in Q3 2021 over the past five years.
- On a year-over-year basis, EBT Margin has increased for three consecutive quarters, with an average year-over-year change of +2.76 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 9.31 percentage points in Q1 2025, against a drop of 12.14 percentage points in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 16.96% (Q1 2026), 13.42% (Q4 2025) and 11.62% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.21% |
| Mar 31, 2026 | 16.96% |
| Dec 31, 2025 | 13.42% |
| Sep 30, 2025 | 11.62% |
| Jun 30, 2025 | 11.09% |
| Mar 31, 2025 | 15.12% |
| Dec 31, 2024 | 10.05% |
| Sep 30, 2024 | 13.24% |
| Jun 30, 2024 | 13.95% |
| Mar 31, 2024 | 5.82% |
| Dec 31, 2023 | 8.39% |
| Sep 30, 2023 | 5.95% |
| Jun 30, 2023 | 10.77% |
| Mar 31, 2023 | 3.84% |
| Dec 31, 2022 | 11.81% |
| Sep 30, 2022 | 9.87% |
| Jun 30, 2022 | 12.39% |
| Mar 31, 2022 | 15.97% |
| Dec 31, 2021 | 17.87% |
| Sep 30, 2021 | 18.26% |
API Access
Standard Premium Finance Holdings, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=SPFX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "SPFX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=SPFX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();