South Plains Financial (SPFI) Times Interest Earned (2018 - 2026)

South Plains Financial's (SPFI) quarterly Times Interest Earned came in at $1.26 in Q1 2026, up 6.3% year-on-year from $1.18 in Q1 2025, and down 33.34% quarter-over-quarter from $1.89 in Q4 2025.

South Plains Financial (SPFI) Times Interest Earned (2018 - 2026) Analysis & Trends

South Plains Financial's Times Interest Earned history runs 9 years deep, the most recent figure standing at $1.26 for Q1 2026.

  • On a quarterly basis, Times Interest Earned rose 6.3% year-over-year to $1.26 in Q1 2026; TTM through Mar 2026 was $4.65, a 37.57% increase from a year earlier, with the FY2025 full-year figure at $1.86, up 11.08% from the prior year.
  • Times Interest Earned slipped to $1.26 in Q1 2026 per SPFI's latest filing, from $1.89 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $39.1 in Q4 2022 and bottomed at $1.12 in Q1 2023.
  • The 5-year median for Times Interest Earned is $1.55 (2024), against an average of $4.01.
  • Across the five-year window, Times Interest Earned jumped 403.6% in 2022 and tumbled 95.92% in 2023, its largest moves.
  • Year by year, Times Interest Earned stood at $39.1 in 2022, then tumbled by 95.92% to $1.59 in 2023, then increased by 20.97% to $1.93 in 2024, then fell by 2.24% to $1.89 in 2025, then plunged by 33.34% to $1.26 in 2026.
  • Per Business Quant, the three latest SPFI Times Interest Earned figures stand at $1.26 (Q1 2026), $1.89 (Q4 2025), and $1.27 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 South Plains Financial 729.93 Mn -42.06 Mn - 1.26

Historic Data

Download Data
DateValue
Mar 31, 2026 1.26
Dec 31, 2025 1.89
Sep 30, 2025 1.27
Jun 30, 2025 1.21
Mar 31, 2025 1.18
Dec 31, 2024 1.93
Sep 30, 2024 1.55
Jun 30, 2024 1.15
Mar 31, 2024 1.15
Dec 31, 2023 1.59
Sep 30, 2023 1.82
Jun 30, 2023 1.38
Mar 31, 2023 1.12
Dec 31, 2022 39.10
Sep 30, 2022 2.03
Jun 30, 2022 2.43
Mar 31, 2022 6.01
Dec 31, 2021 7.76
Sep 30, 2021 2.19
Jun 30, 2021 2.24