South Plains Financial (SPFI) Times Interest Earned (2018 - 2026)
South Plains Financial's (SPFI) quarterly Times Interest Earned came in at $1.26 in Q1 2026, up 6.3% year-on-year from $1.18 in Q1 2025, and down 33.34% quarter-over-quarter from $1.89 in Q4 2025.
South Plains Financial (SPFI) Times Interest Earned (2018 - 2026) Analysis & Trends
South Plains Financial's Times Interest Earned history runs 9 years deep, the most recent figure standing at $1.26 for Q1 2026.
- On a quarterly basis, Times Interest Earned rose 6.3% year-over-year to $1.26 in Q1 2026; TTM through Mar 2026 was $4.65, a 37.57% increase from a year earlier, with the FY2025 full-year figure at $1.86, up 11.08% from the prior year.
- Times Interest Earned slipped to $1.26 in Q1 2026 per SPFI's latest filing, from $1.89 in the prior quarter.
- Across five years, Times Interest Earned topped out at $39.1 in Q4 2022 and bottomed at $1.12 in Q1 2023.
- The 5-year median for Times Interest Earned is $1.55 (2024), against an average of $4.01.
- Across the five-year window, Times Interest Earned jumped 403.6% in 2022 and tumbled 95.92% in 2023, its largest moves.
- Year by year, Times Interest Earned stood at $39.1 in 2022, then tumbled by 95.92% to $1.59 in 2023, then increased by 20.97% to $1.93 in 2024, then fell by 2.24% to $1.89 in 2025, then plunged by 33.34% to $1.26 in 2026.
- Per Business Quant, the three latest SPFI Times Interest Earned figures stand at $1.26 (Q1 2026), $1.89 (Q4 2025), and $1.27 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | South Plains Financial | 729.93 Mn | -42.06 Mn | - | 1.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.26 |
| Dec 31, 2025 | 1.89 |
| Sep 30, 2025 | 1.27 |
| Jun 30, 2025 | 1.21 |
| Mar 31, 2025 | 1.18 |
| Dec 31, 2024 | 1.93 |
| Sep 30, 2024 | 1.55 |
| Jun 30, 2024 | 1.15 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.59 |
| Sep 30, 2023 | 1.82 |
| Jun 30, 2023 | 1.38 |
| Mar 31, 2023 | 1.12 |
| Dec 31, 2022 | 39.10 |
| Sep 30, 2022 | 2.03 |
| Jun 30, 2022 | 2.43 |
| Mar 31, 2022 | 6.01 |
| Dec 31, 2021 | 7.76 |
| Sep 30, 2021 | 2.19 |
| Jun 30, 2021 | 2.24 |