South Plains Financial (SPFI) Times Interest Earned (2018 - 2026)

South Plains Financial (SPFI) recorded quarterly Times Interest Earned of $1.93 in Q1 2026, little changed quarter-over-quarter from $1.93 in Q4 2025, and up 11.21% on a YoY basis from $1.73 in Q1 2025.

South Plains Financial (SPFI) Times Interest Earned (2018 - 2026) Analysis & Trends

South Plains Financial's Times Interest Earned history runs 9 years deep, the most recent figure standing at $1.93 for Q1 2026.

  • In Q1 2026, Times Interest Earned rose 11.21% year-over-year to $1.93; the TTM figure through Mar 2026 stood at $1.92 (up 12.46% YoY), while the FY2025 annual figure was $0.18, up 29.15% from the prior year.
  • Times Interest Earned was $1.93 for Q1 2026 at South Plains Financial, roughly flat from $1.93 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $6.68 in Q1 2022 to a low of $1.59 in Q3 2024.
  • Historically, Times Interest Earned has averaged $2.63 across 5 years, with a median of $1.91 in 2024.
  • The sharpest annual moves came in 2023 and 2025: Times Interest Earned sank 71.78% in 2023, then climbed 23.51% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at $2.62 in 2022, then slumped by 39.15% to $1.59 in 2023, then increased by 19.81% to $1.91 in 2024, then advanced by 1.19% to $1.93 in 2025, then declined by 0.21% to $1.93 in 2026.
  • The last three Times Interest Earned figures came in at $1.93 (Q1 2026), $1.93 (Q4 2025), and $1.96 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 South Plains Financial 691.74 Mn -40.42 Mn - 1.93

Historic Data

Download Data
DateValue
Mar 31, 2026 1.93
Dec 31, 2025 1.93
Sep 30, 2025 1.96
Jun 30, 2025 1.86
Mar 31, 2025 1.73
Dec 31, 2024 1.91
Sep 30, 2024 1.59
Jun 30, 2024 1.61
Mar 31, 2024 1.60
Dec 31, 2023 1.59
Sep 30, 2023 1.82
Jun 30, 2023 3.31
Mar 31, 2023 1.89
Dec 31, 2022 2.62
Sep 30, 2022 4.23
Jun 30, 2022 6.45
Mar 31, 2022 6.68
Dec 31, 2021 6.79
Sep 30, 2021 6.80
Jun 30, 2021 5.99