South Plains Financial (SPFI) Times Interest Earned (2018 - 2026)
South Plains Financial (SPFI) recorded quarterly Times Interest Earned of $1.93 in Q1 2026, little changed quarter-over-quarter from $1.93 in Q4 2025, and up 11.21% on a YoY basis from $1.73 in Q1 2025.
South Plains Financial (SPFI) Times Interest Earned (2018 - 2026) Analysis & Trends
South Plains Financial's Times Interest Earned history runs 9 years deep, the most recent figure standing at $1.93 for Q1 2026.
- In Q1 2026, Times Interest Earned rose 11.21% year-over-year to $1.93; the TTM figure through Mar 2026 stood at $1.92 (up 12.46% YoY), while the FY2025 annual figure was $0.18, up 29.15% from the prior year.
- Times Interest Earned was $1.93 for Q1 2026 at South Plains Financial, roughly flat from $1.93 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $6.68 in Q1 2022 to a low of $1.59 in Q3 2024.
- Historically, Times Interest Earned has averaged $2.63 across 5 years, with a median of $1.91 in 2024.
- The sharpest annual moves came in 2023 and 2025: Times Interest Earned sank 71.78% in 2023, then climbed 23.51% in 2025.
- A 5-year view of Times Interest Earned shows it stood at $2.62 in 2022, then slumped by 39.15% to $1.59 in 2023, then increased by 19.81% to $1.91 in 2024, then advanced by 1.19% to $1.93 in 2025, then declined by 0.21% to $1.93 in 2026.
- The last three Times Interest Earned figures came in at $1.93 (Q1 2026), $1.93 (Q4 2025), and $1.96 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | South Plains Financial | 691.74 Mn | -40.42 Mn | - | 1.93 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.93 |
| Dec 31, 2025 | 1.93 |
| Sep 30, 2025 | 1.96 |
| Jun 30, 2025 | 1.86 |
| Mar 31, 2025 | 1.73 |
| Dec 31, 2024 | 1.91 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.61 |
| Mar 31, 2024 | 1.60 |
| Dec 31, 2023 | 1.59 |
| Sep 30, 2023 | 1.82 |
| Jun 30, 2023 | 3.31 |
| Mar 31, 2023 | 1.89 |
| Dec 31, 2022 | 2.62 |
| Sep 30, 2022 | 4.23 |
| Jun 30, 2022 | 6.45 |
| Mar 31, 2022 | 6.68 |
| Dec 31, 2021 | 6.79 |
| Sep 30, 2021 | 6.80 |
| Jun 30, 2021 | 5.99 |