South Plains Financial, Inc. (SPFI) Times Interest Earned (2018 - 2026)
South Plains Financial's Times Interest Earned came in at 1.98 for Q2 2026, up 6.6% from 1.86 a year earlier and up 2.9% from the prior quarter.
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Analysis
South Plains Financial, Inc. (SPFI) Times Interest Earned (2018 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, South Plains Financial reported Times Interest Earned of 1.95, up 10.4% year-over-year; for FY2025, it came in at 1.87, up 11.7% from FY2024.
- Going back by year, Times Interest Earned was 1.67 in FY2024 (-20.2%), 2.10 in FY2023 (-50.3%), 4.22 in FY2022 (-35.1%) and 6.51 in FY2021 (+43.1%).
- The Q2 2026 figure represents the highest quarterly Times Interest Earned since Q2 2023.
- Year-over-year, Times Interest Earned has increased for seven consecutive quarters, with growth averaging 9.2% over the last eight quarters.
- The fastest year-over-year change in Times Interest Earned over five years came in Q3 2025 (growth of 23.5%), and the weakest in Q1 2023 (a decline of 71.8%).
- Business Quant data shows SPFI's Times Interest Earned at 1.93 (Q1 2026), 1.93 (Q4 2025) and 1.96 (Q3 2025) in the three quarters before Q2 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.98 |
| Mar 31, 2026 | 1.93 |
| Dec 31, 2025 | 1.93 |
| Sep 30, 2025 | 1.96 |
| Jun 30, 2025 | 1.86 |
| Mar 31, 2025 | 1.73 |
| Dec 31, 2024 | 1.91 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.61 |
| Mar 31, 2024 | 1.60 |
| Dec 31, 2023 | 1.59 |
| Sep 30, 2023 | 1.82 |
| Jun 30, 2023 | 3.31 |
| Mar 31, 2023 | 1.89 |
| Dec 31, 2022 | 2.62 |
| Sep 30, 2022 | 4.23 |
| Jun 30, 2022 | 6.45 |
| Mar 31, 2022 | 6.68 |
| Dec 31, 2021 | 6.79 |
| Sep 30, 2021 | 6.80 |
API Access
South Plains Financial, Inc. Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();