South Plains Financial (SPFI) Times Interest Earned (2018 - 2026)
South Plains Financial (SPFI) posted Times Interest Earned of 1.98 for Q2 2026, up 2.93% on a QoQ basis from 1.93 in Q1 2026, and up 6.65% year-over-year from 1.86 in Q2 2025.
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Analysis
South Plains Financial (SPFI) Times Interest Earned (2018 - 2026) Analysis & Trends
South Plains Financial has reported Times Interest Earned for 9 years, with the latest figure at 1.98 in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 6.65% year-over-year to 1.98 in Q2 2026; TTM through Jun 2026 was 1.95, a 10.41% increase from a year earlier, with the FY2025 full-year figure at 1.87, up 11.75% from the prior year.
- Times Interest Earned was 1.98 for Q2 2026 at South Plains Financial, up from 1.93 in the prior quarter.
- The five-year high for Times Interest Earned was 6.68 in Q1 2022, with the low at 1.59 in Q3 2024.
- Average Times Interest Earned over 5 years is 2.6, with a median of 1.92 recorded in 2026.
- The sharpest annual moves came in 2023 and 2025: Times Interest Earned plunged 71.78% in 2023, then grew 23.51% in 2025.
- Over 5 years, Times Interest Earned stood at 2.62 in 2022, then sank by 39.15% to 1.59 in 2023, then rose by 19.81% to 1.91 in 2024, then climbed by 1.19% to 1.93 in 2025, then rose by 2.71% to 1.98 in 2026.
- The last three Times Interest Earned figures came in at 1.98 (Q2 2026), 1.93 (Q1 2026), and 1.93 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | South Plains Financial | 826.66 Mn | 38.90 Mn | - | 1.98 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.98 |
| Mar 31, 2026 | 1.93 |
| Dec 31, 2025 | 1.93 |
| Sep 30, 2025 | 1.96 |
| Jun 30, 2025 | 1.86 |
| Mar 31, 2025 | 1.73 |
| Dec 31, 2024 | 1.91 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.61 |
| Mar 31, 2024 | 1.60 |
| Dec 31, 2023 | 1.59 |
| Sep 30, 2023 | 1.82 |
| Jun 30, 2023 | 3.31 |
| Mar 31, 2023 | 1.89 |
| Dec 31, 2022 | 2.62 |
| Sep 30, 2022 | 4.23 |
| Jun 30, 2022 | 6.45 |
| Mar 31, 2022 | 6.68 |
| Dec 31, 2021 | 6.79 |
| Sep 30, 2021 | 6.80 |
API Access
South Plains Financial Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();