South Plains Financial (SPFI) Interest Coverage Ratio (2018 - 2026)

South Plains Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.26 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 6.3% year-over-year to 1.26 in Q1 2026; TTM through Mar 2026 was 4.65, a 37.57% increase from a year earlier, with the FY2025 full-year figure at 1.86, up 11.08% from the prior year.
• Interest Coverage Ratio slipped to 1.26 in Q1 2026 per SPFI's latest filing, from 1.89 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 39.1 in Q4 2022 and bottomed at 1.12 in Q1 2023.
• The 5-year median for Interest Coverage Ratio is 1.55 (2024), against an average of 4.01.
• Across the five-year window, Interest Coverage Ratio jumped 403.6% in 2022 and tumbled 95.92% in 2023, its largest moves.
• Year by year, Interest Coverage Ratio stood at 39.1 in 2022, then tumbled by 95.92% to 1.59 in 2023, then increased by 20.97% to 1.93 in 2024, then fell by 2.24% to 1.89 in 2025, then plunged by 33.34% to 1.26 in 2026.
• Per Business Quant, the three latest SPFI Interest Coverage Ratio figures stand at 1.26 (Q1 2026), 1.89 (Q4 2025), and 1.27 (Q3 2025).