South Plains Financial (SPFI) Interest Coverage Ratio (2018 - 2026)
South Plains Financial (SPFI) posted quarterly Interest Coverage Ratio of 1.26 for Q1 2026, up 6.3% year-over-year from 1.18 in Q1 2025, and down 34.97% quarter-over-quarter from 1.93 in Q4 2025.
South Plains Financial (SPFI) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
South Plains Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.26 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 6.3% year-over-year to 1.26; the TTM figure through Mar 2026 stood at 4.64 (up 37.59% YoY), while the FY2025 annual figure was 1.86, up 11.08% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.26, down from 1.93 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 6.01 in Q1 2022, with the low at 1.12 in Q1 2023.
- The 5-year median for Interest Coverage Ratio is 1.57 (2023), against an average of 1.81.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 145.55% in 2022, then slumped 81.33% in 2023.
- South Plains Financial's Interest Coverage Ratio stood at 1.79 in 2022, then decreased by 12.15% to 1.57 in 2023, then gained by 21.4% to 1.91 in 2024, then gained by 1.19% to 1.93 in 2025, then sank by 34.97% to 1.26 in 2026.
- Business Quant data shows SPFI's Interest Coverage Ratio at 1.26 in Q1 2026, 1.93 in Q4 2025, and 1.27 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | South Plains Financial | 842.73 Mn | 54.97 Mn | - | 1.98 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.36 |
| Mar 31, 2026 | 1.26 |
| Dec 31, 2025 | 1.93 |
| Sep 30, 2025 | 1.27 |
| Jun 30, 2025 | 1.21 |
| Mar 31, 2025 | 1.18 |
| Dec 31, 2024 | 1.91 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.15 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.57 |
| Sep 30, 2023 | 1.82 |
| Jun 30, 2023 | 1.38 |
| Mar 31, 2023 | 1.12 |
| Dec 31, 2022 | 1.79 |
| Sep 30, 2022 | 2.03 |
| Jun 30, 2022 | 2.43 |
| Mar 31, 2022 | 6.01 |
| Dec 31, 2021 | 7.76 |
| Sep 30, 2021 | 2.19 |