South Plains Financial, Inc. (SPFI) FCF Margin (2018 - 2026)
South Plains Financial's FCF Margin came in at 41.61% for Q2 2026, up 17.80 percentage points from 23.81% a year earlier and up 14.25 percentage points from the prior quarter.
South Plains Financial, Inc. (SPFI) FCF Margin (2018 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, South Plains Financial reported FCF Margin of 33.30%, up 4.71 percentage points year-over-year; for FY2025, it came in at 33.90%, up 5.19 percentage points from FY2024.
- FCF Margin carries a five-year change of +32.86 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 28.71% in FY2024 (+4.11 pp), 24.60% in FY2023 (-30.91 pp), 55.50% in FY2022 (+12.92 pp) and 42.58% in FY2021 (+41.55 pp).
- The Q2 2026 figure represents the highest quarterly FCF Margin since Q1 2025.
- Year-over-year, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of -1.32 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q1 2022 (a gain of 114.81 percentage points), and the weakest in Q2 2022 (a drop of 83.21 percentage points).
- Business Quant data shows SPFI's FCF Margin at 27.36% (Q1 2026), 21.13% (Q4 2025) and 41.46% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.61% |
| Mar 31, 2026 | 27.36% |
| Dec 31, 2025 | 21.13% |
| Sep 30, 2025 | 41.46% |
| Jun 30, 2025 | 23.81% |
| Mar 31, 2025 | 50.78% |
| Dec 31, 2024 | 6.06% |
| Sep 30, 2024 | 35.68% |
| Jun 30, 2024 | 35.19% |
| Mar 31, 2024 | 39.95% |
| Dec 31, 2023 | 14.81% |
| Sep 30, 2023 | 52.17% |
| Jun 30, 2023 | -1.89% |
| Mar 31, 2023 | 52.92% |
| Dec 31, 2022 | 7.08% |
| Sep 30, 2022 | 50.33% |
| Jun 30, 2022 | 32.44% |
| Mar 31, 2022 | 129.18% |
| Dec 31, 2021 | 33.05% |
| Sep 30, 2021 | 12.93% |
South Plains Financial, Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();