South Plains Financial (SPFI) FCF Margin (2018 - 2026)
South Plains Financial (SPFI) posted FCF Margin of 41.61% for Q2 2026, up 52.09% on a QoQ basis from 27.36% in Q1 2026, and up 1780.0% year-over-year from 2.21% in Q2 2025.
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Analysis
South Plains Financial (SPFI) FCF Margin (2018 - 2026) Analysis & Trends
South Plains Financial has reported FCF Margin for 9 years, with the latest figure at 41.61% in Q2 2026.
- On a quarterly basis, FCF Margin rose 1780.0% year-over-year to 41.61% in Q2 2026; TTM through Jun 2026 was 33.3%, a 471.0% increase from a year earlier, with the FY2025 full-year figure at 33.9%, up 519.0% from the prior year.
- FCF Margin was 41.61% for Q2 2026 at South Plains Financial, up from 27.36% in the prior quarter.
- The five-year high for FCF Margin was 129.18% in Q1 2022, with the low at 1.89% in Q2 2023.
- Average FCF Margin over 5 years is 36.67%, with a median of 35.43% recorded in 2024.
- The largest YoY upside for FCF Margin was 11481 bps in 2022 against a maximum downside of 8321 bps in 2022.
- Over 5 years, FCF Margin stood at 7.08% in 2022, then jumped by 109 bps to 14.81% in 2023, then sank by 59 bps to 6.06% in 2024, then surged by 249 bps to 21.13% in 2025, then surged by 97 bps to 41.61% in 2026.
- The last three FCF Margin figures came in at 41.61% (Q2 2026), 27.36% (Q1 2026), and 21.13% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 34.72% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 29.43% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 16.10% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,155.41% |
| 10 | South Plains Financial | 826.66 Mn | 38.90 Mn | - | 41.61% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.61% |
| Mar 31, 2026 | 27.36% |
| Dec 31, 2025 | 21.13% |
| Sep 30, 2025 | 41.46% |
| Jun 30, 2025 | 23.81% |
| Mar 31, 2025 | 50.78% |
| Dec 31, 2024 | 6.06% |
| Sep 30, 2024 | 35.68% |
| Jun 30, 2024 | 35.19% |
| Mar 31, 2024 | 39.95% |
| Dec 31, 2023 | 14.81% |
| Sep 30, 2023 | 52.17% |
| Jun 30, 2023 | -1.89% |
| Mar 31, 2023 | 52.92% |
| Dec 31, 2022 | 7.08% |
| Sep 30, 2022 | 50.33% |
| Jun 30, 2022 | 32.44% |
| Mar 31, 2022 | 129.18% |
| Dec 31, 2021 | 33.05% |
| Sep 30, 2021 | 12.93% |
API Access
South Plains Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();