South Plains Financial (SPFI) FCF Margin (2018 - 2026)
South Plains Financial (SPFI) recorded quarterly FCF Margin of 27.36% in Q1 2026, up 29.48% quarter-over-quarter from 21.13% in Q4 2025, and down 2342.0% on a YoY basis from 1.22% in Q1 2025.
South Plains Financial (SPFI) FCF Margin (2018 - 2026) Analysis & Trends
South Plains Financial's FCF Margin history runs 9 years deep, the most recent figure standing at 27.36% for Q1 2026.
- In Q1 2026, FCF Margin fell 2342.0% year-over-year to 27.36%; the TTM figure through Mar 2026 stood at 28.44% (down 310.0% YoY), while the FY2025 annual figure was 33.9%, up 519.0% from the prior year.
- FCF Margin was 27.36% for Q1 2026 at South Plains Financial, up from 21.13% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 129.18% in Q1 2022 to a low of 1.89% in Q2 2023.
- Historically, FCF Margin has averaged 36.38% across 5 years, with a median of 35.19% in 2024.
- Biggest YoY gain for FCF Margin was 11481 bps in 2022; the steepest drop was 8321 bps in 2022.
- A 5-year view of FCF Margin shows it stood at 7.08% in 2022, then soared by 109 bps to 14.81% in 2023, then slumped by 59 bps to 6.06% in 2024, then jumped by 249 bps to 21.13% in 2025, then increased by 29 bps to 27.36% in 2026.
- The last three FCF Margin figures came in at 27.36% (Q1 2026), 21.13% (Q4 2025), and 41.46% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | South Plains Financial | 691.74 Mn | -40.42 Mn | - | 27.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.36% |
| Dec 31, 2025 | 21.13% |
| Sep 30, 2025 | 41.46% |
| Jun 30, 2025 | 23.81% |
| Mar 31, 2025 | 50.78% |
| Dec 31, 2024 | 6.06% |
| Sep 30, 2024 | 35.68% |
| Jun 30, 2024 | 35.19% |
| Mar 31, 2024 | 39.95% |
| Dec 31, 2023 | 14.81% |
| Sep 30, 2023 | 52.17% |
| Jun 30, 2023 | -1.89% |
| Mar 31, 2023 | 52.92% |
| Dec 31, 2022 | 7.08% |
| Sep 30, 2022 | 50.33% |
| Jun 30, 2022 | 32.44% |
| Mar 31, 2022 | 129.18% |
| Dec 31, 2021 | 33.05% |
| Sep 30, 2021 | 12.93% |
| Jun 30, 2021 | 115.65% |