South Plains Financial (SPFI) FCF Margin (2018 - 2026)

South Plains Financial (SPFI) recorded quarterly FCF Margin of 27.36% in Q1 2026, up 29.48% quarter-over-quarter from 21.13% in Q4 2025, and down 2342.0% on a YoY basis from 1.22% in Q1 2025.

South Plains Financial (SPFI) FCF Margin (2018 - 2026) Analysis & Trends

South Plains Financial's FCF Margin history runs 9 years deep, the most recent figure standing at 27.36% for Q1 2026.

  • In Q1 2026, FCF Margin fell 2342.0% year-over-year to 27.36%; the TTM figure through Mar 2026 stood at 28.44% (down 310.0% YoY), while the FY2025 annual figure was 33.9%, up 519.0% from the prior year.
  • FCF Margin was 27.36% for Q1 2026 at South Plains Financial, up from 21.13% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 129.18% in Q1 2022 to a low of 1.89% in Q2 2023.
  • Historically, FCF Margin has averaged 36.38% across 5 years, with a median of 35.19% in 2024.
  • Biggest YoY gain for FCF Margin was 11481 bps in 2022; the steepest drop was 8321 bps in 2022.
  • A 5-year view of FCF Margin shows it stood at 7.08% in 2022, then soared by 109 bps to 14.81% in 2023, then slumped by 59 bps to 6.06% in 2024, then jumped by 249 bps to 21.13% in 2025, then increased by 29 bps to 27.36% in 2026.
  • The last three FCF Margin figures came in at 27.36% (Q1 2026), 21.13% (Q4 2025), and 41.46% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 South Plains Financial 691.74 Mn -40.42 Mn - 27.36%

Historic Data

Download Data
DateValue
Mar 31, 2026 27.36%
Dec 31, 2025 21.13%
Sep 30, 2025 41.46%
Jun 30, 2025 23.81%
Mar 31, 2025 50.78%
Dec 31, 2024 6.06%
Sep 30, 2024 35.68%
Jun 30, 2024 35.19%
Mar 31, 2024 39.95%
Dec 31, 2023 14.81%
Sep 30, 2023 52.17%
Jun 30, 2023 -1.89%
Mar 31, 2023 52.92%
Dec 31, 2022 7.08%
Sep 30, 2022 50.33%
Jun 30, 2022 32.44%
Mar 31, 2022 129.18%
Dec 31, 2021 33.05%
Sep 30, 2021 12.93%
Jun 30, 2021 115.65%