South Plains Financial (SPFI) FCF Margin (2018 - 2026)

South Plains Financial's (SPFI) quarterly FCF Margin came in at 333.54% in Q1 2026, down 21993.0% year-on-year from N/an in Q1 2025, and down 2278.3% quarter-over-quarter from 15.31% in Q4 2025.

South Plains Financial (SPFI) FCF Margin (2018 - 2026) Analysis & Trends

South Plains Financial's FCF Margin history runs 9 years deep, the most recent figure standing at 333.54% for Q1 2026.

  • On a quarterly basis, FCF Margin fell 21993.0% year-over-year to 333.54% in Q1 2026; TTM through Mar 2026 was 141.24%, a 1084.0% decrease from a year earlier, with the FY2025 full-year figure at 34.08%, down 15.0% from the prior year.
  • FCF Margin declined to 333.54% in Q1 2026 per SPFI's latest filing, from 15.31% in the prior quarter.
  • Across five years, FCF Margin topped out at 130.2% in Q1 2022 and bottomed at 333.54% in Q1 2026.
  • The 5-year median for FCF Margin is 6.42% (2023), against an average of 38.35%.
  • Across the five-year window, FCF Margin soared 9688 bps in 2022 and sank 37000 bps in 2025, its largest moves.
  • Year by year, FCF Margin stood at 6.93% in 2022, then dropped by 7 bps to 6.42% in 2023, then advanced by 14 bps to 7.3% in 2024, then surged by 110 bps to 15.31% in 2025, then tumbled by 2278 bps to 333.54% in 2026.
  • Per Business Quant, the three latest SPFI FCF Margin figures stand at 333.54% (Q1 2026), 15.31% (Q4 2025), and 327.54% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 121.23%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 14.03%
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -83.10%
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 339.84%
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 31.27%
9 Us Bancorp 99.51 Bn 99.51 Bn - 22.64%
10 South Plains Financial 729.93 Mn -42.06 Mn - -333.54%

Historic Data

Download Data
DateValue
Mar 31, 2026 -333.54%
Dec 31, 2025 15.31%
Sep 30, 2025 -327.54%
Jun 30, 2025 -67.13%
Mar 31, 2025 -113.61%
Dec 31, 2024 7.30%
Sep 30, 2024 42.46%
Jun 30, 2024 -83.73%
Mar 31, 2024 -82.08%
Dec 31, 2023 6.42%
Sep 30, 2023 52.17%
Jun 30, 2023 3.61%
Mar 31, 2023 -54.80%
Dec 31, 2022 6.93%
Sep 30, 2022 106.43%
Jun 30, 2022 39.71%
Mar 31, 2022 130.20%
Dec 31, 2021 -72.59%
Sep 30, 2021 31.77%
Jun 30, 2021 252.12%