South Plains Financial (SPFI) Debt Ratio (2018 - 2026)

South Plains Financial's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.01 for Q1 2026.

• On a quarterly basis, Debt Ratio fell 5.19% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 5.19% decrease from a year earlier, with the FY2025 full-year figure at 0.0, down 79.18% from the prior year.
• Debt Ratio grew to 0.01 in Q1 2026 per SPFI's latest filing, from 0.0 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.02 in Q1 2022 and bottomed at 0.0 in Q4 2025.
• The 5-year median for Debt Ratio is 0.01 (2022), against an average of 0.01.
• Across the five-year window, Debt Ratio soared 1014.07% in 2022 and slumped 79.18% in 2025, its largest moves.
• Year by year, Debt Ratio stood at 0.01 in 2022, then rose by 28.94% to 0.02 in 2023, then dropped by 0.36% to 0.02 in 2024, then sank by 79.18% to 0.0 in 2025, then surged by 217.28% to 0.01 in 2026.
• Per Business Quant, the three latest SPFI Debt Ratio figures stand at 0.01 (Q1 2026), 0.0 (Q4 2025), and 0.0 (Q3 2025).