South Plains Financial SPFI
NASDAQ SPFI
$44.53 +0.28 (+0.63%)
As of: Aug 21, 2026 · 9:30 AM EDT

South Plains Financial (SPFI) Debt Ratio (2018 - 2026)

South Plains Financial (SPFI) posted quarterly Debt Ratio of 0.01 for Q1 2026, down 5.19% year-over-year from 0.01 in Q1 2025, and up 217.28% quarter-over-quarter from 0.0 in Q4 2025.

South Plains Financial (SPFI) Debt Ratio (2018 - 2026) Analysis & Trends

South Plains Financial's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 5.19% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 5.19% YoY), while the FY2025 annual figure was 0.0, down 79.18% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.01, up from 0.0 in the prior quarter.
  • The five-year high for Debt Ratio was 0.02 in Q1 2022, with the low at 0.0 in Q4 2025.
  • The 5-year median for Debt Ratio is 0.01 (2022), against an average of 0.01.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio soared 1014.07% in 2022, then sank 79.18% in 2025.
  • South Plains Financial's Debt Ratio stood at 0.01 in 2022, then increased by 28.94% to 0.02 in 2023, then slipped by 0.36% to 0.02 in 2024, then slumped by 79.18% to 0.0 in 2025, then jumped by 217.28% to 0.01 in 2026.
  • Business Quant data shows SPFI's Debt Ratio at 0.01 in Q1 2026, 0.0 in Q4 2025, and 0.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Hdfc Bank 119.58 Bn 83.39 Bn - 0.12
2 Pnc Financial Services 97.75 Bn 97.75 Bn - 0.14
3 Us Bancorp 96.33 Bn 96.33 Bn - 0.05
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 73.86 Bn -145.23 Bn - 0.10
6 Deutsche Bank Aktiengesellschaft 71.72 Bn -81.60 Bn - 0.07
7 Nu Holdings 68.51 Bn 54.82 Bn 2.35 Bn 0.01
8 Truist Financial 61.69 Bn 61.69 Bn - 0.13
9 Fifth Third Bancorp 49.73 Bn 26.00 Bn - 0.07
10 South Plains Financial 842.73 Mn 54.97 Mn - 0.01

Historic Data

Download Data
DateValue
Jun 30, 2026 0.01
Mar 31, 2026 0.01
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.02
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.02
Sep 30, 2023 0.02
Jun 30, 2023 0.02
Mar 31, 2023 0.02
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.02
Dec 31, 2021 0.02
Jun 30, 2021 0.00