South Plains Financial (SPFI) Debt Ratio (2018 - 2026)
South Plains Financial (SPFI) posted Debt Ratio of 0.01 for Q2 2026, down 13.82% on a QoQ basis from 0.01 in Q1 2026, and down 43.75% year-over-year from 0.02 in Q2 2025.
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Analysis
South Plains Financial (SPFI) Debt Ratio (2018 - 2026) Analysis & Trends
South Plains Financial has reported Debt Ratio for 9 years, with the latest figure at 0.01 in Q2 2026.
- On a quarterly basis, Debt Ratio fell 43.75% year-over-year to 0.01 in Q2 2026; TTM through Jun 2026 was 0.01, a 43.75% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 31.49% from the prior year.
- Debt Ratio was 0.01 for Q2 2026 at South Plains Financial, down from 0.01 in the prior quarter.
- The five-year high for Debt Ratio was 0.02 in Q4 2022, with the low at 0.01 in Q2 2026.
- Average Debt Ratio over 5 years is 0.02, with a median of 0.02 recorded in 2023.
- The sharpest annual moves came in 2025 and 2026: Debt Ratio increased 1.11% in 2025, then plunged 43.75% in 2026.
- Over 5 years, Debt Ratio stood at 0.02 in 2022, then fell by 21.25% to 0.02 in 2023, then declined by 0.36% to 0.02 in 2024, then tumbled by 31.49% to 0.01 in 2025, then decreased by 16.89% to 0.01 in 2026.
- The last three Debt Ratio figures came in at 0.01 (Q2 2026), 0.01 (Q1 2026), and 0.01 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | South Plains Financial | 826.66 Mn | 38.90 Mn | - | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.02 |
API Access
South Plains Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();