Technology Services was the largest of SoFi Technologies, Inc.’s 6 reported lines in fiscal 2025, at $1.07B — 59% of $1.82B.
| Segment | FY 2019 | FY 2021 | FY 2023 | FY 2025 |
|---|---|---|---|---|
| Technology Services | $959.54M | $1.07B | ||
| Referrals, Loan Platform Business | $100.81M | $239.96M | ||
| Interchange | $105.74M | $342.95M | ||
| Brokerage | $63.38M | $119.00M | ||
| Referrals | — | — | ||
| Referrals, Other | $14.52M | $37.36M | ||
| Other | $12.44M | $15.21M | ||
| Payment Network | — | — | ||
| Enterprise Services | — | — | ||
| Total | $1.26B | $1.82B |
In fiscal 2025, which ended December 31, 2025, the 6 segments SoFi Technologies, Inc. reported in this breakdown added up to $1.82B. That was up 45.0% from $1.26B in fiscal 2023, the latest earlier year this breakdown was reported. Technology Services was the largest segment, at $1.07B or 58.6% of the total, followed by Interchange ($342.95M, 18.8%) and Referrals, Loan Platform Business ($239.96M, 13.2%). Together, the two largest segments made up 77.4% of this total.
Compared with fiscal 2023, the latest earlier year reported, Interchange grew the fastest, rising 224.3% to $342.95M. Every sizeable segment reported in both years grew. Over fiscal 2023 to 2025, revenue across these segments went from $1.26B to $1.82B, a compound annual growth rate of 20.4%. Technology Services' share of the total fell from 76.4% to 58.6% over the same years.
The table also keeps 3 segments that SoFi Technologies, Inc. no longer reports, so earlier years can still be read on their original basis; use "Show 3 discontinued" beneath the table to see them. This breakdown covers 4 fiscal years between 2019 and 2025, as reported in SoFi Technologies, Inc.'s annual filings.
Technology Platform was the largest of SoFi Technologies, Inc.’s 2 reported lines in fiscal 2025, at $1.07B — 76% of $1.41B.
| Statement Business Segments | FY 2019 | FY 2020 | FY 2021 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|
| Lending | — | $4.46B | — | |||
| Technology Platform | $959.54M | $1.19B | $1.07B | |||
| Financial Services | $105.74M | $2.46B | $342.95M | |||
| Total | $1.07B | $8.11B | $1.41B |
In fiscal 2025, which ended December 31, 2025, the 2 segments SoFi Technologies, Inc. reported in this breakdown added up to $1.41B. That is less than the $1.82B in its breakdown by segment, so these segments do not account for all of its revenue that year. Technology Platform was the largest segment, at $1.07B or 75.7% of the total, followed by Financial Services ($342.95M, 24.3%).
Compared with fiscal 2024, every sizeable segment reported in both years shrank. Technology Platform held up best, down 10.0% to $1.07B, while Financial Services fell the most, down 86.1% to $342.95M. Because segments were added or dropped between the two years, part of this reflects how SoFi Technologies, Inc. regrouped its reporting.
The table also keeps 1 segment that SoFi Technologies, Inc. no longer reports, so earlier years can still be read on their original basis; use "Show 1 discontinued" beneath the table to see them. This breakdown covers 6 fiscal years between 2019 and 2025, as reported in SoFi Technologies, Inc.'s annual filings.
United States was the largest of SoFi Technologies, Inc.’s 2 reported lines in fiscal 2024, at $7.73B — 96% of $8.02B.
| Geography | FY 2020 | FY 2022 | FY 2024 |
|---|---|---|---|
| United States | $4.51B | $7.73B | |
| All Foreign Countries | $206.57M | $295.21M | |
| Total | $4.72B | $8.02B |
In fiscal 2024, which ended December 31, 2024, the 2 regions SoFi Technologies, Inc. reported in this breakdown added up to $8.02B. That was up 70.0% from $4.72B in fiscal 2022, the latest earlier year this breakdown was reported. United States was the largest region, at $7.73B or 96.3% of the total, followed by All Foreign Countries ($295.21M, 3.7%).
Compared with fiscal 2022, the latest earlier year reported, United States grew the fastest, rising 71.2% to $7.73B. Over fiscal 2022 to 2024, revenue across these regions went from $4.72B to $8.02B, a compound annual growth rate of 30.4%. United States' share of the total rose from 95.6% to 96.3% over the same years.
This breakdown covers 3 fiscal years between 2020 and 2024, as reported in SoFi Technologies, Inc.'s annual filings.
SoFi Technologies, Inc. (SOFI) breaks its revenue down by segment and region. In fiscal 2025, its largest segment was Technology Services, with $1.07B or 58.6% of the total, followed by Interchange at $342.95M (18.8%).
Technology Services was SoFi Technologies, Inc.'s largest segment in fiscal 2025, with $1.07B in revenue, 58.6% of the $1.82B reported across its 6 segments.
United States was SoFi Technologies, Inc.'s largest region in fiscal 2024, with $7.73B in revenue, 96.3% of the $8.02B reported across its 2 regions.
Every figure is taken from SoFi Technologies, Inc.'s annual financial filings and shown as reported: each line keeps the name the company gives it, years follow its own fiscal calendar, and lines it has stopped reporting stay in the table for the years they were reported.
The breakdown by segment covers fiscal 2019 to 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.