Seneca Bancorp (SNNF) Interest Coverage Ratio (2024 - 2026)
Seneca Bancorp (SNNF) posted Interest Coverage Ratio of 1.0 for Q4 2025, down 12.44% sequentially from 1.14 in Q3 2025, and down 1.92% YoY from 1.02 in Q4 2024.
Seneca Bancorp (SNNF) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Seneca Bancorp has reported Interest Coverage Ratio for 2 years, with the latest figure at 1.0 in Q4 2025.
- Quarterly Interest Coverage Ratio fell 1.92% year-over-year to 1.0 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 1.22 (changed N/A YoY) and the FY2025 annual result came in at 1.03, down 10.79% from the prior year.
- Interest Coverage Ratio declined to 1.0 in Q4 2025 per SNNF's latest filing, from 1.14 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 1.28 in Q3 2024 and troughed at 0.95 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Seneca Bancorp | 21.87 Mn | 13.72 Mn | - | 1.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.02 |
| Dec 31, 2025 | 1.00 |
| Sep 30, 2025 | 1.14 |
| Jun 30, 2025 | 0.95 |
| Dec 31, 2024 | 1.02 |
| Sep 30, 2024 | 1.28 |
| Jun 30, 2024 | 1.16 |