Seneca Bancorp (SNNF) Debt Ratio (2024 - 2026)
Seneca Bancorp's (SNNF) quarterly Debt Ratio came in at 0.11 in Q2 2026, down 18.28% year-over-year from 0.14 in Q2 2025, and down 2.72% quarter-over-quarter from 0.11 in Q4 2025.
Analysis
Seneca Bancorp (SNNF) Debt Ratio (2024 - 2026) Analysis & Trends
Seneca Bancorp has disclosed Debt Ratio across 3 years of filings, most recently posting 0.11 for Q2 2026.
- In Q2 2026, Debt Ratio fell 18.28% year-over-year to 0.11; the TTM figure through Jun 2026 stood at 0.11 (down 18.28% YoY), while the FY2025 annual figure was 0.11, down 22.39% from the prior year.
- Debt Ratio came in at 0.11 for Q2 2026 at Seneca Bancorp, down from 0.11 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.15 in Q4 2024 to a low of 0.11 in Q2 2026.
- Average Debt Ratio over 3 years is 0.13, with a median of 0.13 recorded in 2025.
- Year-over-year, Debt Ratio decreased 22.39% in 2025 and declined 18.28% in 2026.
- Over 3 years, Debt Ratio stood at 0.15 in 2024, then declined by 22.39% to 0.11 in 2025, then fell by 2.72% to 0.11 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.11 in Q2 2026, 0.11 in Q4 2025, and 0.13 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.01 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 0.09 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 0.09 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 0.07 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 0.07 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 0.14 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 0.08 |
| 10 | Seneca Bancorp | 26.11 Mn | 17.96 Mn | - | 0.11 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.11 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.14 |
| Dec 31, 2024 | 0.15 |