Smartfinancial (SMBK) Times Interest Earned (2010 - 2026)
Smartfinancial's (SMBK) quarterly Times Interest Earned came in at $1.54 in Q1 2026, up 3.64% year-on-year from $1.48 in Q1 2025, and up 91.19% quarter-over-quarter from $0.8 in Q4 2025.
Smartfinancial (SMBK) Times Interest Earned (2010 - 2026) Analysis & Trends
Smartfinancial's Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.54 for Q1 2026.
- On a quarterly basis, Times Interest Earned rose 3.64% year-over-year to $1.54 in Q1 2026; TTM through Mar 2026 was $9.61, a 56.59% decrease from a year earlier, with the FY2025 full-year figure at $1.51, up 8.11% from the prior year.
- Times Interest Earned rose to $1.54 in Q1 2026 per SMBK's latest filing, from $0.8 in the prior quarter.
- Across five years, Times Interest Earned topped out at $5.97 in Q1 2022 and bottomed at $0.8 in Q4 2025.
- The 5-year median for Times Interest Earned is $1.37 (2024), against an average of $1.59.
- Biggest YoY gain for Times Interest Earned was 48.92% in 2022; the steepest drop was 88.65% in 2022.
- Year by year, Times Interest Earned stood at $1.82 in 2022, then fell by 26.7% to $1.33 in 2023, then sank by 36.17% to $0.85 in 2024, then dropped by 5.64% to $0.8 in 2025, then jumped by 91.19% to $1.54 in 2026.
- Per Business Quant, the three latest SMBK Times Interest Earned figures stand at $1.54 (Q1 2026), $0.8 (Q4 2025), and $1.53 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Smartfinancial | 838.51 Mn | 384.45 Mn | - | 1.54 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.54 |
| Dec 31, 2025 | 0.80 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.48 |
| Dec 31, 2024 | 0.85 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.42 |
| Dec 31, 2023 | 1.33 |
| Sep 30, 2023 | 1.02 |
| Jun 30, 2023 | 1.09 |
| Mar 31, 2023 | 1.86 |
| Dec 31, 2022 | 1.82 |
| Sep 30, 2022 | 1.02 |
| Jun 30, 2022 | 1.02 |
| Mar 31, 2022 | 5.97 |
| Dec 31, 2021 | 16.03 |
| Sep 30, 2021 | 6.99 |
| Jun 30, 2021 | 7.08 |