Smartfinancial (SMBK) Times Interest Earned (2010 - 2026)

Smartfinancial's (SMBK) quarterly Times Interest Earned came in at $1.54 in Q1 2026, up 3.64% year-on-year from $1.48 in Q1 2025, and up 91.19% quarter-over-quarter from $0.8 in Q4 2025.

Smartfinancial (SMBK) Times Interest Earned (2010 - 2026) Analysis & Trends

Smartfinancial's Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.54 for Q1 2026.

  • On a quarterly basis, Times Interest Earned rose 3.64% year-over-year to $1.54 in Q1 2026; TTM through Mar 2026 was $9.61, a 56.59% decrease from a year earlier, with the FY2025 full-year figure at $1.51, up 8.11% from the prior year.
  • Times Interest Earned rose to $1.54 in Q1 2026 per SMBK's latest filing, from $0.8 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $5.97 in Q1 2022 and bottomed at $0.8 in Q4 2025.
  • The 5-year median for Times Interest Earned is $1.37 (2024), against an average of $1.59.
  • Biggest YoY gain for Times Interest Earned was 48.92% in 2022; the steepest drop was 88.65% in 2022.
  • Year by year, Times Interest Earned stood at $1.82 in 2022, then fell by 26.7% to $1.33 in 2023, then sank by 36.17% to $0.85 in 2024, then dropped by 5.64% to $0.8 in 2025, then jumped by 91.19% to $1.54 in 2026.
  • Per Business Quant, the three latest SMBK Times Interest Earned figures stand at $1.54 (Q1 2026), $0.8 (Q4 2025), and $1.53 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Smartfinancial 838.51 Mn 384.45 Mn - 1.54

Historic Data

Download Data
DateValue
Mar 31, 2026 1.54
Dec 31, 2025 0.80
Sep 30, 2025 1.53
Jun 30, 2025 1.49
Mar 31, 2025 1.48
Dec 31, 2024 0.85
Sep 30, 2024 1.37
Jun 30, 2024 1.36
Mar 31, 2024 1.42
Dec 31, 2023 1.33
Sep 30, 2023 1.02
Jun 30, 2023 1.09
Mar 31, 2023 1.86
Dec 31, 2022 1.82
Sep 30, 2022 1.02
Jun 30, 2022 1.02
Mar 31, 2022 5.97
Dec 31, 2021 16.03
Sep 30, 2021 6.99
Jun 30, 2021 7.08