Smartfinancial (SMBK) Times Interest Earned (2010 - 2026)
Smartfinancial (SMBK) posted Times Interest Earned of 1.68 for Q2 2026, up 5.94% on a QoQ basis from 1.59 in Q1 2026, and up 13.09% year-over-year from 1.49 in Q2 2025.
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Smartfinancial (SMBK) Times Interest Earned (2010 - 2026) Analysis & Trends
Smartfinancial has reported Times Interest Earned for 17 years, with the latest figure at 1.68 in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 13.09% year-over-year to 1.68 in Q2 2026; TTM through Jun 2026 was 1.59, a 9.79% increase from a year earlier, with the FY2025 full-year figure at 1.51, up 8.11% from the prior year.
- Times Interest Earned was 1.68 for Q2 2026 at Smartfinancial, up from 1.59 in the prior quarter.
- The five-year high for Times Interest Earned was 5.04 in Q2 2022, with the low at 0.6 in Q4 2022.
- Average Times Interest Earned over 5 years is 1.86, with a median of 1.51 recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned plunged 115.44% in 2022, then jumped 317.23% in 2023.
- Over 5 years, Times Interest Earned stood at 0.6 in 2022, then surged by 317.23% to 1.3 in 2023, then advanced by 10.46% to 1.44 in 2024, then grew by 7.64% to 1.55 in 2025, then increased by 8.89% to 1.68 in 2026.
- The last three Times Interest Earned figures came in at 1.68 (Q2 2026), 1.59 (Q1 2026), and 1.55 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 1.68 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.68 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.55 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.48 |
| Dec 31, 2024 | 1.44 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.10 |
| Jun 30, 2023 | 1.54 |
| Mar 31, 2023 | 1.86 |
| Dec 31, 2022 | -0.60 |
| Sep 30, 2022 | 3.64 |
| Jun 30, 2022 | 5.04 |
| Mar 31, 2022 | 4.76 |
| Dec 31, 2021 | 3.88 |
| Sep 30, 2021 | 5.18 |