Smartfinancial Inc. (SMBK) Times Interest Earned (2010 - 2026)
Smartfinancial's (SMBK) Times Interest Earned was 1.68 for Q2 2026, up 13.1% from 1.49 a year earlier and up 5.9% from the prior quarter.
Powered by 
Analysis
Smartfinancial Inc. (SMBK) Times Interest Earned (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Smartfinancial's Times Interest Earned came in at 1.59, up 9.8% year-over-year; for FY2025, it came in at 1.51, up 8.1% from FY2024.
- By year, Times Interest Earned came in at 1.40 in FY2024 (-0.9%), 1.41 in FY2023 (-60.5%), 3.57 in FY2022 (-24.7%) and 4.74 in FY2021 (+66.8%).
- The Q2 2026 figure ranks as the highest quarterly Times Interest Earned since Q1 2023.
- Year over year, Times Interest Earned has now increased in each of the last eight quarters, with growth averaging 11.0% over the last eight quarters.
- The high point for year-over-year Times Interest Earned in five years was Q3 2021 (growth of 62.2%); the low point was Q3 2023 (a decline of 69.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.59 (Q1 2026), 1.55 (Q4 2025) and 1.53 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.68 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.55 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.48 |
| Dec 31, 2024 | 1.44 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.10 |
| Jun 30, 2023 | 1.54 |
| Mar 31, 2023 | 1.86 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 3.64 |
| Jun 30, 2022 | 5.04 |
| Mar 31, 2022 | 4.76 |
| Dec 31, 2021 | 3.88 |
| Sep 30, 2021 | 5.18 |
API Access
Smartfinancial Inc. Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SMBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();