Smartfinancial (SMBK) Interest Coverage Ratio (2010 - 2026)
Smartfinancial (SMBK) recorded quarterly Interest Coverage Ratio of 1.59 in Q1 2026, up 2.78% quarter-over-quarter from 1.55 in Q4 2025, and up 7.32% on a YoY basis from 1.48 in Q1 2025.
Smartfinancial (SMBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Smartfinancial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.59 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 7.32% year-over-year to 1.59; the TTM figure through Mar 2026 stood at 1.54 (up 8.88% YoY), while the FY2025 annual figure was 0.11, up 28.41% from the prior year.
- Interest Coverage Ratio was 1.59 for Q1 2026 at Smartfinancial, up from 1.55 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 153.1 in Q3 2022 to a low of 1.1 in Q3 2023.
- Historically, Interest Coverage Ratio has averaged 20.93 across 5 years, with a median of 1.53 in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 2857.65% in 2022, then plunged 99.28% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 2.7 in 2022, then slumped by 51.88% to 1.3 in 2023, then gained by 10.46% to 1.44 in 2024, then climbed by 7.64% to 1.55 in 2025, then gained by 2.78% to 1.59 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.59 (Q1 2026), 1.55 (Q4 2025), and 1.53 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Smartfinancial | 765.04 Mn | 319.08 Mn | - | 1.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.55 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.48 |
| Dec 31, 2024 | 1.44 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.10 |
| Jun 30, 2023 | 1.54 |
| Mar 31, 2023 | 1.86 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 153.10 |
| Jun 30, 2022 | 113.09 |
| Mar 31, 2022 | 67.91 |
| Dec 31, 2021 | 1.73 |
| Sep 30, 2021 | 5.18 |
| Jun 30, 2021 | 4.81 |