Smartfinancial (SMBK) Interest Coverage Ratio (2010 - 2026)
Smartfinancial (SMBK) posted quarterly Interest Coverage Ratio of 1.54 for Q1 2026, up 3.64% year-over-year from 1.48 in Q1 2025, and down 1.98% quarter-over-quarter from 1.57 in Q4 2025.
Smartfinancial (SMBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Smartfinancial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.54 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 3.64% year-over-year to 1.54; the TTM figure through Mar 2026 stood at 1.53 (up 8.38% YoY), while the FY2025 annual figure was 1.51, up 8.11% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.54, down from 1.57 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 12.9 in Q4 2023, with the low at 1.02 in Q3 2023.
- The 5-year median for Interest Coverage Ratio is 1.48 (2025), against an average of 2.4.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio soared 377.73% in 2023, then slumped 88.89% in 2024.
- Smartfinancial's Interest Coverage Ratio stood at 2.7 in 2022, then jumped by 377.73% to 12.9 in 2023, then plunged by 88.89% to 1.43 in 2024, then increased by 9.29% to 1.57 in 2025, then fell by 1.98% to 1.54 in 2026.
- Business Quant data shows SMBK's Interest Coverage Ratio at 1.54 in Q1 2026, 1.57 in Q4 2025, and 1.53 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Smartfinancial | 857.61 Mn | 371.07 Mn | - | 1.68 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.68 |
| Mar 31, 2026 | 1.54 |
| Dec 31, 2025 | 1.57 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.48 |
| Dec 31, 2024 | 1.43 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.42 |
| Dec 31, 2023 | 12.90 |
| Sep 30, 2023 | 1.02 |
| Jun 30, 2023 | 1.09 |
| Mar 31, 2023 | 1.86 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 1.02 |
| Jun 30, 2022 | 1.02 |
| Mar 31, 2022 | 5.97 |
| Dec 31, 2021 | 1.74 |
| Sep 30, 2021 | 6.99 |