Smartfinancial SMBK
NYSE SMBK
$51.86 -0.06 (-0.12%)
At close: Sep 18, 2026 · 4:00 PM EDT

Smartfinancial (SMBK) Interest Coverage Ratio (2010 - 2026)

Smartfinancial (SMBK) posted Interest Coverage Ratio of 1.68 for Q2 2026, up 5.94% on a QoQ basis from 1.59 in Q1 2026, and up 13.09% year-over-year from 1.49 in Q2 2025.

Analysis

Smartfinancial (SMBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Smartfinancial has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.68 in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 13.09% year-over-year to 1.68 in Q2 2026; TTM through Jun 2026 was 1.59, a 9.79% increase from a year earlier, with the FY2025 full-year figure at 1.51, up 8.11% from the prior year.
  • Interest Coverage Ratio was 1.68 for Q2 2026 at Smartfinancial, up from 1.59 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 5.04 in Q2 2022, with the low at 0.6 in Q4 2022.
  • Average Interest Coverage Ratio over 5 years is 1.86, with a median of 1.51 recorded in 2025.
  • The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio plunged 115.44% in 2022, then jumped 317.23% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 0.6 in 2022, then surged by 317.23% to 1.3 in 2023, then advanced by 10.46% to 1.44 in 2024, then grew by 7.64% to 1.55 in 2025, then increased by 8.89% to 1.68 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.68 (Q2 2026), 1.59 (Q1 2026), and 1.55 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - 0.09
2 Truist Financial 59.29 Bn 59.29 Bn - 1.77
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 1.90
4 M&T Bank 32.82 Bn 32.82 Bn - 2.28
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 1.67
6 Citizens Financial 28.34 Bn 28.34 Bn - 1.83
7 Regions Financial 24.27 Bn 24.34 Bn - 2.52
8 Keycorp 22.19 Bn -25.51 Bn - 1.80
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn -1.27
10 Smartfinancial 886.73 Mn 400.30 Mn - 1.68
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.68
Mar 31, 2026 1.59
Dec 31, 2025 1.55
Sep 30, 2025 1.53
Jun 30, 2025 1.49
Mar 31, 2025 1.48
Dec 31, 2024 1.44
Sep 30, 2024 1.37
Jun 30, 2024 1.36
Mar 31, 2024 1.43
Dec 31, 2023 1.30
Sep 30, 2023 1.10
Jun 30, 2023 1.54
Mar 31, 2023 1.86
Dec 31, 2022 -0.60
Sep 30, 2022 3.64
Jun 30, 2022 5.04
Mar 31, 2022 4.76
Dec 31, 2021 3.88
Sep 30, 2021 5.18