Smartfinancial (SMBK) Interest Coverage Ratio (2010 - 2026)

Smartfinancial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.54 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 3.64% year-over-year to 1.54 in Q1 2026; TTM through Mar 2026 was 9.61, a 56.59% decrease from a year earlier, with the FY2025 full-year figure at 1.51, up 8.11% from the prior year.
• Interest Coverage Ratio rose to 1.54 in Q1 2026 per SMBK's latest filing, from 0.8 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 5.97 in Q1 2022 and bottomed at 0.8 in Q4 2025.
• The 5-year median for Interest Coverage Ratio is 1.37 (2024), against an average of 1.59.
• Biggest YoY gain for Interest Coverage Ratio was 48.92% in 2022; the steepest drop was 88.65% in 2022.
• Year by year, Interest Coverage Ratio stood at 1.82 in 2022, then fell by 26.7% to 1.33 in 2023, then sank by 36.17% to 0.85 in 2024, then dropped by 5.64% to 0.8 in 2025, then jumped by 91.19% to 1.54 in 2026.
• Per Business Quant, the three latest SMBK Interest Coverage Ratio figures stand at 1.54 (Q1 2026), 0.8 (Q4 2025), and 1.53 (Q3 2025).