Smartfinancial Inc. (SMBK) FCF Margin (2012 - 2026)
Smartfinancial's FCF Margin was 40.16% in Q2 2026, up 13.26 percentage points from 26.90% a year earlier and up 21.28 percentage points from the prior quarter.
Smartfinancial Inc. (SMBK) FCF Margin (2012 - 2026) Analysis & Trends
On a trailing twelve-month basis, Smartfinancial's FCF Margin was 30.52% through Jun 30, 2026, up 2.03 percentage points year-over-year; for FY2025, it came in at 29.60%, up 2.61 percentage points from FY2024.
- FCF Margin shows a five-year change of +9.28 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 26.99% in FY2024 (+5.05 pp), 21.95% in FY2023 (-4.87 pp), 26.82% in FY2022 (-5.08 pp) and 31.89% in FY2021 (+11.58 pp).
- The Q2 2026 figure marks the highest quarterly FCF Margin since Q3 2021.
- Compared with a year earlier, FCF Margin was higher in five of the last eight quarters, with an average year-over-year change of +3.87 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2022 (a gain of 33.10 percentage points); the worst was Q3 2021 (a drop of 24.04 percentage points).
- Per Business Quant data, SMBK's FCF Margin in the three quarters before Q2 2026 was 18.87% (Q1 2026), 30.34% (Q4 2025) and 32.42% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.16% |
| Mar 31, 2026 | 18.87% |
| Dec 31, 2025 | 30.34% |
| Sep 30, 2025 | 32.42% |
| Jun 30, 2025 | 26.90% |
| Mar 31, 2025 | 28.52% |
| Dec 31, 2024 | 32.79% |
| Sep 30, 2024 | 25.68% |
| Jun 30, 2024 | 38.20% |
| Mar 31, 2024 | 10.38% |
| Dec 31, 2023 | 24.18% |
| Sep 30, 2023 | 18.06% |
| Jun 30, 2023 | 21.90% |
| Mar 31, 2023 | 22.82% |
| Dec 31, 2022 | 29.99% |
| Sep 30, 2022 | 22.91% |
| Jun 30, 2022 | 27.88% |
| Mar 31, 2022 | 26.36% |
| Dec 31, 2021 | -3.12% |
| Sep 30, 2021 | 41.97% |
Smartfinancial Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=SMBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();