Smartfinancial (SMBK) FCF Margin (2012 - 2026)
Smartfinancial's quarterly FCF Margin came in at 18.87% in Q1 2026, down 965.0% year-on-year from 2.18% in Q1 2025, and down 37.8% quarter-over-quarter from 30.34% in Q4 2025.
Smartfinancial has reported FCF Margin for 15 years, with the latest figure at 18.87% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 965.0% year-over-year to 18.87%; the trailing twelve-month figure through Mar 2026 stood at 27.06% (down 407.0% YoY), and the FY2025 full-year result was 29.6%, up 261.0% from the prior year.
- FCF Margin for Q1 2026 stood at 18.87%, down from 30.34% in the prior quarter.
- The five-year high for FCF Margin was 38.2% in Q2 2024, with the low at 10.38% in Q1 2024.
- Average FCF Margin over 5 years is 25.4%, with a median of 25.68% recorded in 2024.
- Peak annual rise in FCF Margin reached 3405 bps in 2022, while the deepest fall reached 2166 bps in 2022.
- Tracing SMBK's FCF Margin over 5 years: stood at 29.99% in 2022, then declined by 19 bps to 24.18% in 2023, then jumped by 36 bps to 32.79% in 2024, then retreated by 7 bps to 30.34% in 2025, then tumbled by 38 bps to 18.87% in 2026.
- The last three FCF Margin figures came in at 18.87% (Q1 2026), 30.34% (Q4 2025), and 32.42% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Smartfinancial | 700.45 Mn | 254.49 Mn | - | 18.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.87% |
| Dec 31, 2025 | 30.34% |
| Sep 30, 2025 | 32.42% |
| Jun 30, 2025 | 26.90% |
| Mar 31, 2025 | 28.52% |
| Dec 31, 2024 | 32.79% |
| Sep 30, 2024 | 25.68% |
| Jun 30, 2024 | 38.20% |
| Mar 31, 2024 | 10.38% |
| Dec 31, 2023 | 24.18% |
| Sep 30, 2023 | 18.06% |
| Jun 30, 2023 | 21.90% |
| Mar 31, 2023 | 22.82% |
| Dec 31, 2022 | 29.99% |
| Sep 30, 2022 | 20.31% |
| Jun 30, 2022 | 25.87% |
| Mar 31, 2022 | 24.62% |
| Dec 31, 2021 | -4.07% |
| Sep 30, 2021 | 41.97% |
| Jun 30, 2021 | 45.15% |
| Mar 31, 2021 | 43.25% |
| Dec 31, 2020 | 16.90% |
| Sep 30, 2020 | 66.02% |
| Jun 30, 2020 | -26.53% |
| Mar 31, 2020 | 26.28% |
| Dec 31, 2019 | 6.65% |
| Sep 30, 2019 | 19.27% |
| Jun 30, 2019 | 32.61% |
| Mar 31, 2019 | 28.20% |
| Dec 31, 2018 | -1.06% |
| Sep 30, 2018 | 68.01% |
| Jun 30, 2018 | 11.07% |
| Mar 31, 2018 | 4.45% |
| Dec 31, 2017 | -33.93% |
| Sep 30, 2017 | -1.91% |
| Jun 30, 2017 | 21.28% |
| Mar 31, 2017 | 18.28% |
| Dec 31, 2016 | -34.12% |
| Sep 30, 2016 | 6.90% |
| Jun 30, 2016 | 43.91% |
| Mar 31, 2016 | 28.32% |
| Dec 31, 2015 | -1.56% |
| Sep 30, 2015 | 35.52% |
| Jun 30, 2015 | -13.75% |
| Mar 31, 2015 | -5.23% |
| Dec 31, 2014 | 29.76% |
| Sep 30, 2014 | -108.98% |
| Jun 30, 2014 | 36.42% |
| Mar 31, 2014 | 19.65% |
| Dec 31, 2013 | 37.64% |
| Sep 30, 2013 | 20.08% |
| Jun 30, 2013 | 20.73% |
| Mar 31, 2013 | 25.74% |
| Dec 31, 2012 | 14.57% |
| Sep 30, 2012 | 26.39% |
| Jun 30, 2012 | 38.78% |
| Mar 31, 2012 | 37.69% |