Smartfinancial (SMBK) FCF Margin (2012 - 2026)
Smartfinancial (SMBK) posted FCF Margin of 40.16% for Q2 2026, up 112.79% on a QoQ basis from 18.87% in Q1 2026, and up 1326.0% year-over-year from 2.82% in Q2 2025.
Powered by 
Analysis
Smartfinancial (SMBK) FCF Margin (2012 - 2026) Analysis & Trends
Smartfinancial has reported FCF Margin for 15 years, with the latest figure at 40.16% in Q2 2026.
- On a quarterly basis, FCF Margin rose 1326.0% year-over-year to 40.16% in Q2 2026; TTM through Jun 2026 was 30.52%, a 203.0% increase from a year earlier, with the FY2025 full-year figure at 29.6%, up 261.0% from the prior year.
- FCF Margin was 40.16% for Q2 2026 at Smartfinancial, up from 18.87% in the prior quarter.
- The five-year high for FCF Margin was 40.16% in Q2 2026, with the low at 10.38% in Q1 2024.
- Average FCF Margin over 5 years is 26.0%, with a median of 26.02% recorded in 2022.
- The largest YoY upside for FCF Margin was 2383 bps in 2022 against a maximum downside of 2084 bps in 2022.
- Over 5 years, FCF Margin stood at 20.71% in 2022, then rose by 17 bps to 24.18% in 2023, then jumped by 36 bps to 32.79% in 2024, then retreated by 7 bps to 30.34% in 2025, then surged by 32 bps to 40.16% in 2026.
- The last three FCF Margin figures came in at 40.16% (Q2 2026), 18.87% (Q1 2026), and 30.34% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 34.72% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 29.43% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 16.10% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,155.41% |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 40.16% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.16% |
| Mar 31, 2026 | 18.87% |
| Dec 31, 2025 | 30.34% |
| Sep 30, 2025 | 32.42% |
| Jun 30, 2025 | 26.90% |
| Mar 31, 2025 | 28.52% |
| Dec 31, 2024 | 32.79% |
| Sep 30, 2024 | 25.68% |
| Jun 30, 2024 | 38.20% |
| Mar 31, 2024 | 10.38% |
| Dec 31, 2023 | 24.18% |
| Sep 30, 2023 | 17.06% |
| Jun 30, 2023 | 21.90% |
| Mar 31, 2023 | 22.82% |
| Dec 31, 2022 | 20.71% |
| Sep 30, 2022 | 22.91% |
| Jun 30, 2022 | 27.88% |
| Mar 31, 2022 | 26.36% |
| Dec 31, 2021 | -3.12% |
| Sep 30, 2021 | 41.97% |