Smartfinancial SMBK
NYSE SMBK
$48.28 -1.84 (-3.68%)
As of: Oct 21, 2026 · 3:59 PM EDT

Smartfinancial Inc. (SMBK) FCF Margin (2012 - 2026)

Updated

Smartfinancial's FCF Margin was 40.16% in Q2 2026, up 13.26 percentage points from 26.90% a year earlier and up 21.28 percentage points from the prior quarter.

Analysis

Smartfinancial Inc. (SMBK) FCF Margin (2012 - 2026) Analysis & Trends

On a trailing twelve-month basis, Smartfinancial's FCF Margin was 30.52% through Jun 30, 2026, up 2.03 percentage points year-over-year; for FY2025, it came in at 29.60%, up 2.61 percentage points from FY2024.

  • FCF Margin shows a five-year change of +9.28 percentage points (FY2020 to FY2025).
  • In earlier years, FCF Margin was 26.99% in FY2024 (+5.05 pp), 21.95% in FY2023 (-4.87 pp), 26.82% in FY2022 (-5.08 pp) and 31.89% in FY2021 (+11.58 pp).
  • The Q2 2026 figure marks the highest quarterly FCF Margin since Q3 2021.
  • Compared with a year earlier, FCF Margin was higher in five of the last eight quarters, with an average year-over-year change of +3.87 percentage points.
  • The best year-over-year quarter for FCF Margin over five years was Q4 2022 (a gain of 33.10 percentage points); the worst was Q3 2021 (a drop of 24.04 percentage points).
  • Per Business Quant data, SMBK's FCF Margin in the three quarters before Q2 2026 was 18.87% (Q1 2026), 30.34% (Q4 2025) and 32.42% (Q3 2025).
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 40.16%
Mar 31, 2026 18.87%
Dec 31, 2025 30.34%
Sep 30, 2025 32.42%
Jun 30, 2025 26.90%
Mar 31, 2025 28.52%
Dec 31, 2024 32.79%
Sep 30, 2024 25.68%
Jun 30, 2024 38.20%
Mar 31, 2024 10.38%
Dec 31, 2023 24.18%
Sep 30, 2023 18.06%
Jun 30, 2023 21.90%
Mar 31, 2023 22.82%
Dec 31, 2022 29.99%
Sep 30, 2022 22.91%
Jun 30, 2022 27.88%
Mar 31, 2022 26.36%
Dec 31, 2021 -3.12%
Sep 30, 2021 41.97%
API Access

Smartfinancial Inc. FCF Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=fcf-margin&ticker=SMBK&period=max&api_key=YOUR_API_KEY