Smartfinancial (SMBK) FCF Margin (2012 - 2026)
Smartfinancial (SMBK) recorded quarterly FCF Margin of 18.87% in Q1 2026, down 37.8% quarter-over-quarter from 30.34% in Q4 2025, and down 965.0% on a YoY basis from 2.18% in Q1 2025.
Smartfinancial (SMBK) FCF Margin (2012 - 2026) Analysis & Trends
Smartfinancial's FCF Margin history runs 15 years deep, the most recent figure standing at 18.87% for Q1 2026.
- In Q1 2026, FCF Margin fell 965.0% year-over-year to 18.87%; the TTM figure through Mar 2026 stood at 27.06% (down 407.0% YoY), while the FY2025 annual figure was 29.6%, up 261.0% from the prior year.
- FCF Margin was 18.87% for Q1 2026 at Smartfinancial, down from 30.34% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 38.2% in Q2 2024 to a low of 10.38% in Q1 2024.
- Historically, FCF Margin has averaged 25.4% across 5 years, with a median of 25.68% in 2024.
- Biggest YoY gain for FCF Margin was 3405 bps in 2022; the steepest drop was 2166 bps in 2022.
- A 5-year view of FCF Margin shows it stood at 29.99% in 2022, then dropped by 19 bps to 24.18% in 2023, then soared by 36 bps to 32.79% in 2024, then fell by 7 bps to 30.34% in 2025, then plunged by 38 bps to 18.87% in 2026.
- The last three FCF Margin figures came in at 18.87% (Q1 2026), 30.34% (Q4 2025), and 32.42% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Smartfinancial | 765.04 Mn | 319.08 Mn | - | 18.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.87% |
| Dec 31, 2025 | 30.34% |
| Sep 30, 2025 | 32.42% |
| Jun 30, 2025 | 26.90% |
| Mar 31, 2025 | 28.52% |
| Dec 31, 2024 | 32.79% |
| Sep 30, 2024 | 25.68% |
| Jun 30, 2024 | 38.20% |
| Mar 31, 2024 | 10.38% |
| Dec 31, 2023 | 24.18% |
| Sep 30, 2023 | 18.06% |
| Jun 30, 2023 | 21.90% |
| Mar 31, 2023 | 22.82% |
| Dec 31, 2022 | 29.99% |
| Sep 30, 2022 | 20.31% |
| Jun 30, 2022 | 25.87% |
| Mar 31, 2022 | 24.62% |
| Dec 31, 2021 | -4.07% |
| Sep 30, 2021 | 41.97% |
| Jun 30, 2021 | 45.15% |