Smartfinancial (SMBK) FCF Margin (2012 - 2026)
Smartfinancial's (SMBK) quarterly FCF Margin came in at 22.02% in Q1 2026, down 1032.0% year-on-year from 2.36% in Q1 2025, and up 153.15% quarter-over-quarter from 8.7% in Q4 2025.
Smartfinancial (SMBK) FCF Margin (2012 - 2026) Analysis & Trends
Smartfinancial's FCF Margin history runs 15 years deep, the most recent figure standing at 22.02% for Q1 2026.
- On a quarterly basis, FCF Margin fell 1032.0% year-over-year to 22.02% in Q1 2026; TTM through Mar 2026 was 17.18%, a 266.0% decrease from a year earlier, with the FY2025 full-year figure at 29.6%, up 261.0% from the prior year.
- FCF Margin rose to 22.02% in Q1 2026 per SMBK's latest filing, from 8.7% in the prior quarter.
- Across five years, FCF Margin topped out at 80.16% in Q4 2022 and bottomed at 11.98% in Q2 2023.
- The 5-year median for FCF Margin is 22.02% (2026), against an average of 20.26%.
- Across the five-year window, FCF Margin jumped 8484 bps in 2022 and slumped 6066 bps in 2023, its largest moves.
- Year by year, FCF Margin stood at 80.16% in 2022, then tumbled by 76 bps to 19.49% in 2023, then plunged by 50 bps to 9.69% in 2024, then dropped by 10 bps to 8.7% in 2025, then soared by 153 bps to 22.02% in 2026.
- Per Business Quant, the three latest SMBK FCF Margin figures stand at 22.02% (Q1 2026), 8.7% (Q4 2025), and 36.57% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | Smartfinancial | 838.51 Mn | 384.45 Mn | - | 22.02% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.02% |
| Dec 31, 2025 | 8.70% |
| Sep 30, 2025 | 36.57% |
| Jun 30, 2025 | 26.90% |
| Mar 31, 2025 | 32.34% |
| Dec 31, 2024 | 9.69% |
| Sep 30, 2024 | 25.68% |
| Jun 30, 2024 | 43.31% |
| Mar 31, 2024 | 10.58% |
| Dec 31, 2023 | 19.49% |
| Sep 30, 2023 | -8.15% |
| Jun 30, 2023 | -11.98% |
| Mar 31, 2023 | 22.82% |
| Dec 31, 2022 | 80.16% |
| Sep 30, 2022 | -1.76% |
| Jun 30, 2022 | -1.95% |
| Mar 31, 2022 | 29.95% |
| Dec 31, 2021 | -4.69% |
| Sep 30, 2021 | 45.91% |
| Jun 30, 2021 | 43.65% |