Smartfinancial (SMBK) FCF Margin (2012 - 2026)
Smartfinancial (SMBK) posted quarterly FCF Margin of 22.02% for Q1 2026, down 1032.0% year-over-year from 2.36% in Q1 2025, and down 2.61% quarter-over-quarter from 22.61% in Q4 2025.
Smartfinancial (SMBK) FCF Margin (2012 - 2026) Analysis & Trends
Smartfinancial's FCF Margin history runs 15 years deep, the most recent figure standing at 22.02% for Q1 2026.
- In Q1 2026, FCF Margin fell 1032.0% year-over-year to 22.02%; the TTM figure through Mar 2026 stood at 26.45% (down 664.0% YoY), while the FY2025 annual figure was 29.6%, up 261.0% from the prior year.
- FCF Margin for Q1 2026 stood at 22.02%, down from 22.61% in the prior quarter.
- The five-year high for FCF Margin was 49.35% in Q4 2022, with the low at 11.98% in Q2 2023.
- The 5-year median for FCF Margin is 22.82% (2023), against an average of 20.27%.
- Peak annual rise in FCF Margin reached 5780 bps in 2022, while the deepest fall reached 4767 bps in 2022.
- Smartfinancial's FCF Margin stood at 49.35% in 2022, then sank by 73 bps to 13.26% in 2023, then surged by 149 bps to 32.97% in 2024, then tumbled by 31 bps to 22.61% in 2025, then declined by 3 bps to 22.02% in 2026.
- Business Quant data shows SMBK's FCF Margin at 22.02% in Q1 2026, 22.61% in Q4 2025, and 36.57% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Smartfinancial | 855.33 Mn | 368.79 Mn | - | 40.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 40.16% |
| Mar 31, 2026 | 22.02% |
| Dec 31, 2025 | 22.61% |
| Sep 30, 2025 | 36.57% |
| Jun 30, 2025 | 26.90% |
| Mar 31, 2025 | 32.34% |
| Dec 31, 2024 | 32.97% |
| Sep 30, 2024 | 25.68% |
| Jun 30, 2024 | 43.31% |
| Mar 31, 2024 | 10.58% |
| Dec 31, 2023 | 13.26% |
| Sep 30, 2023 | -8.15% |
| Jun 30, 2023 | -11.98% |
| Mar 31, 2023 | 22.82% |
| Dec 31, 2022 | 49.35% |
| Sep 30, 2022 | -1.76% |
| Jun 30, 2022 | -1.95% |
| Mar 31, 2022 | 29.95% |
| Dec 31, 2021 | -8.45% |
| Sep 30, 2021 | 45.91% |